70 Current Drive, Richmond Hill, ON

Rural Richmond Hill, Richmond Hill · MLS® N14089498

$1,999,000
For Sale
Listed 3 days agoNo offer date stated
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4Bedrooms
4Bathrooms
2Garage · 6 parking
3000-3500Sq ft

About this home

In short

  • Welcome to this bright and spacious, never-lived-in 4-bedroom detached home, offering an exceptional blend of space, functionality, and outdoor living in one of...
  • Situated on a premium pie-shaped lot with an approximately 60-ft-wide rear yard, the expansive backyard offers endless possibilities for entertaining, gardening...
  • Featuring a desirable south-facing exposure, this sun-filled home boasts a spacious open-concept layout and an upgraded modern kitchen featuring approximately $50,000...
  • Easy access to Highway 404 and GO Transit makes commuting throughout Richmond Hill and the GTAa breeze. Some Photos were taken prior to the property being de-staged .

Welcome to this bright and spacious, never-lived-in 4-bedroom detached home, offering an exceptional blend of space, functionality, and outdoor living in one of Richmond Hill's vibrant newer communities. Situated on a premium pie-shaped lot with an approximately 60-ft-wide rear yard, the expansive backyard offers endless possibilities for entertaining, gardening, family activities, or creating your own private outdoor retreat. Featuring a desirable south-facing exposure, this sun-filled home boasts a spacious open-concept layout and an upgraded modern kitchen featuring approximately $50,000 in renovations, brand-new stainless steel appliances, and a gas line ready for a future gas range. The bathrooms are beautifully appointed with stylish vanities and quartz countertops, adding a touch of modern elegance. The thoughtfully designed second floor features two ensuite bedrooms for enhanced privacy and convenience. All bedrooms offer large windows and walk-in closets, with the primary bedroom featuring an exceptionally spacious walk-in closet. A versatile second-floor den provides flexible space for a home office, study, exercise area, or potential fifth bedroom. Enjoy a highly convenient location just minutes from parks, Richmond Hill Sports Centre, restaurants, Costco, Dollarama, Home Depot, Walmart, and a wide range of everyday amenities. Easy access to Highway 404 and GO Transit makes commuting throughout Richmond Hill and the GTAa breeze. *Some Photos were taken prior to the property being de-staged .*

Key facts

Property type
Detached, 2-Storey
MLS®
N14089498
Bedrooms
4
Bathrooms
4 (1 half)
Size
3000-3500 sq ft
Lot
44.62 × 90.29 ft
Cross streets
Bayview & Elgin Mills
Parking
2 garage · 6 parking (attached)
Driveway
Available
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Poured Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$11,348 / 2026
Days on market
3
Listing brokerage
KW Living Realty

Rooms

KitchenGround3.16 × 3.84 m

ceramic floor · overlooks backyard · open concept

Living RoomGround5.19 × 4.87 m

hardwood floor · pot lights · fireplace

Dining RoomGround5.19 × 5.10 m

hardwood floor · pot lights · combined w/living

Bedroom 2Second4.23 × 3.36 m

large window · 3 pc ensuite · walk-in closet(s)

StudyGround3.33 × 0.84 m

hardwood floor · french doors · pot lights

Primary BedroomSecond6.01 × 3.80 m

5 pc ensuite · double doors · walk-in closet(s)

BreakfastGround2.43 × 4.97 m

combined w/kitchen · pot lights · ceramic floor

DenSecond3.00 × 3.11 m

open concept · window · pot lights

Bedroom 4Second5.19 × 3.40 m

walk-in closet(s) · semi ensuite · large window

Bedroom 3Second3.56 × 3.16 m

walk-in closet(s) · semi ensuite · large window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Rural Richmond Hill · asking prices
$1.83Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $623/sqft; this home lists at $615/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
2.00MThis home1.77M2.09M1.59M1.90M1.79MThis home vs active comparables

Neighbourhood & location

Rural Richmond Hill, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Crosby
$1.92M
Jefferson
$1.40M
Westbrook
$1.58M
Mill Pond
$1.47M
Bayview Hill
$2.52M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$9,111/mo
$381KIncome needed
5.2×Price ÷ income
$2,102Weekly cost
$36,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $9,111Property tax $946Total carry $10,056

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,842per month

Mortgage amount $1,599,200 · 4.49% over 25 years

$399,800Down payment (20.0%)
$1,599,200Loan before insurance
$0CMHC premium
$9,788Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,842
Property tax
$946
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,788

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$36,455
Estimated closing costs
$36,455

Plus your down payment of $399,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$10,702/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,053,475Total interest paid
$2,652,675Total of all payments
Principal $1,599,200 Interest $1,053,475
YearPrincipalInterestBalance
1$35,687$70,420$1,563,513
2$37,308$68,799$1,526,205
3$39,002$67,105$1,487,203
4$40,772$65,335$1,446,431
5$42,624$63,483$1,403,807
6$44,559$61,548$1,359,248
7$46,582$59,525$1,312,666
8$48,697$57,410$1,263,969
9$50,908$55,199$1,213,061
10$53,220$52,887$1,159,841
11$55,636$50,471$1,104,205
12$58,162$47,945$1,046,043
13$60,803$45,304$985,240
14$63,564$42,543$921,677
15$66,450$39,657$855,227
16$69,467$36,640$785,761
17$72,621$33,486$713,140
18$75,918$30,189$637,222
19$79,365$26,742$557,857
20$82,968$23,139$474,888
21$86,736$19,371$388,153
22$90,674$15,433$297,479
23$94,791$11,316$202,688
24$99,095$7,012$103,594
25$103,594$2,513$0

At the end of your 5-year term

Total paid over the term
$530,535
Principal paid down
$195,393
Interest paid
$335,142
Balance remaining
$1,403,807

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
2.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $11,348− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $54,536

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KW Living Realty. MLS®/PropTx.

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