80 Tempel Street, Richmond Hill, ON

Rural Richmond Hill, Richmond Hill · MLS® N14093802

$1,290,000
For Sale
Just listed todayNo offer date stated
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3Bedrooms
3Bathrooms
1Garage · 2 parking
2000-2500Sq ft

About this home

In short

  • Welcome to 80 Temple Street.
  • Ideally situated in a desirable Richmond Hill neighbourhood, close to excellent schools, parks, shopping, restaurants, and everyday amenities, with convenient access...

Welcome to 80 Temple Street! Filled with an abundance of natural light and featuring generously sized rooms throughout, this beautiful townhouse offers the perfect blend of comfort, space, and functionality. Thoughtfully designed with an inviting and functional layout, the home boasts spacious living areas ideal for both everyday living and entertaining. The bright and welcoming atmosphere creates a wonderful space for families and professionals alike, with plenty of room to relax and unwind. Ideally situated in a desirable Richmond Hill neighbourhood, close to excellent schools, parks, shopping, restaurants, and everyday amenities, with convenient access to major highways and public transit. Enjoy the perfect combination of spacious living and urban convenience in a sought-after, family-friendly community. A wonderful place to call home!

Key facts

Property type
Townhouse, 2-Storey
MLS®
N14093802
Bedrooms
3
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
27.72 × 88.58 ft
Cross streets
LESLIE / STOUFFVILLE
Parking
1 garage · 2 parking (built-in)
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,876 / 2026
Listing brokerage
RIGHT AT HOME REALTY
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Rural Richmond Hill, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Oak Ridges Lake Wilcox
$1.02M
Jefferson
$999K
Oak Ridges
$1.09M
Rouge Woods
$1.00M
Westbrook
$1.07M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,879/mo
$243KIncome needed
5.3×Price ÷ income
$1,357Weekly cost
$22,275Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,879Property tax $490Total carry $6,369

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,706per month

Mortgage amount $1,032,000 · 4.49% over 25 years

$258,000Down payment (20.0%)
$1,032,000Loan before insurance
$0CMHC premium
$6,196Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,706
Property tax
$490
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,196

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,275
Estimated closing costs
$22,275

Plus your down payment of $258,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,906/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$679,832Total interest paid
$1,711,832Total of all payments
Principal $1,032,000 Interest $679,832
YearPrincipalInterestBalance
1$23,030$45,443$1,008,970
2$24,075$44,398$984,895
3$25,169$43,305$959,726
4$26,311$42,162$933,415
5$27,506$40,967$905,909
6$28,755$39,718$877,154
7$30,060$38,413$847,093
8$31,425$37,048$815,668
9$32,852$35,621$782,816
10$34,344$34,129$748,472
11$35,903$32,570$712,569
12$37,533$30,940$675,035
13$39,237$29,236$635,798
14$41,019$27,454$594,779
15$42,881$25,592$551,898
16$44,828$23,645$507,069
17$46,864$21,609$460,205
18$48,992$19,482$411,214
19$51,216$17,257$359,998
20$53,541$14,932$306,456
21$55,972$12,501$250,484
22$58,514$9,959$191,970
23$61,171$7,303$130,799
24$63,948$4,525$66,851
25$66,851$1,622$0

At the end of your 5-year term

Total paid over the term
$342,366
Principal paid down
$126,091
Interest paid
$216,275
Balance remaining
$905,909

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $5,876− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $37,580

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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