5 Williamson Terrace, Aurora, ON

Hills of St Andrew, Aurora · MLS® N14095040

$3,348,000
For Sale
Just listed todayNo offer date stated
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4+3Bedrooms
5Bathrooms
3Garage · 11 parking
3000-3500Sq ft

About this home

In short

  • Fully renovated back to the studs, this exceptional luxury residence offers the perfect blend of privacy, scale, and resort-style living.
  • Featuring major upgrades including a new roof, new HVAC system, new insulation, and refined finishes throughout, the home has been thoughtfully reimagined for modern...
  • Set on a private mature lot with a stunning pool and backyard oasis, the property delivers a true Muskoka-like feeling in the city.
  • Upstairs, spacious bedrooms offer comfort and privacy, while the primary suite occupies its own dedicated floor with a large walk-in closet, spa-inspired ensuite, and...

Fully renovated back to the studs, this exceptional luxury residence offers the perfect blend of privacy, scale, and resort-style living. Featuring major upgrades including a new roof, new HVAC system, new insulation, and refined finishes throughout, the home has been thoughtfully reimagined for modern family living and entertaining. Set on a private mature lot with a stunning pool and backyard oasis, the property delivers a true Muskoka-like feeling in the city. Elegant principal rooms, generous natural light, and a functional layout create an impressive main-floor experience. Upstairs, spacious bedrooms offer comfort and privacy, while the primary suite occupies its own dedicated floor with a large walk-in closet, spa-inspired ensuite, and views over the pool. The walkout lower level is designed for entertainment, complete with a theatre room, additional bedrooms, change room, and sauna space. A rare offering combining luxury, privacy, outdoor living, and access to a highly desirable school district.

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
N14095040
Bedrooms
4+3 (7 total)
Bathrooms
5 (1 half)
Size
3000-3500 sq ft
Lot
88.54 × 229.89 ft
Cross streets
Heathwood Heights & Bathurst
Parking
3 garage · 11 parking (attached)
Driveway
Available
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground
Property tax
$13,010 / 2025
Listing brokerage
LSG REALTY INC.
Our TakeTeam Asgarian · Broker
Worth a closer look
$2.26Mautomated estimate, from recent sales

Listed at $3,348,000, about 48% above our estimate of $2.26M (homes like it typically land between $2.11M and $2.37M). A gap this wide is more often a limit of an automated estimate than a fact about the home, so treat the figure as a starting point, not a verdict.

Why $2.26M. The typical detached home sold in Hills of St Andrew over the past year went for about $1.97M (28 sales). What sets this one apart:

  • ▲ Raises itIts tax bill, which follows the city's own assessment, is $13,010 a year; the typical home sold here pays about $10,700.
  • ▲ Raises itIt is 3,000 to 3,500 sq ft; the typical home sold here is 2,500 to 3,000.
  • ▲ Raises it slightlyIts lot is 89 by 230 ft; the typical lot sold here is 93 by 135.
  • ▲ Raises it slightlyThe listing describes it as fully renovated or newly built.
List price
$2.11MBelow our range$3.35MAbove our range

Total price vs nearby homes. Fair value about $2.26M, learned from recent GTA sales.

The market behind the math:

4sold nearby · 90 days
$4,686/moest. rent · 8 leases
1.7%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 6 months of inventory: 8 detached homes for sale in the area against 4 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,030/sqft against an area asking average of $645/sqft.

  • Walk-out basement apartment features. A finished 3 bed walk-out basement apartment. A self-contained space for extended family, guests or potential income. In Hills of St Andrew basements rarely rent out (1 of 20 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the Town of Aurora.
  • Inground pool. Priced into the comparison on the assumption it is clean and modern. A pool costs more to build than resale pays back, and condition is the in-person call.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 15 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.34M. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Hills of St Andrew, so I widened the search to the surrounding area.

Based on 15 comparable homes that sold in Hills of St Andrew over the past two years, from 47 closings there.

What sellers nearby are askingCurrently listed nearby in Hills of St Andrew · asking prices
$1.73Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $2.26M, which is where my estimate comes from.

Per square foot, these ask about $628/sqft; this home lists at $1,030/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
3.35MThis home2.00M1.65M1.53MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Aurora: $1.24M in September 2026, down 5% from a year ago, on 383 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Aurora as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.30M43
November 2025$1.54M27
December 2025$1.37M23
January 2026$1.41M17
February 2026$1.39M25
March 2026$1.37M30
April 2026$1.32M32
May 2026$1.43M43
June 2026$1.30M51
July 2026$1.46M37
August 2026$1.36M22
September 2026$1.24M33

Neighbourhood & location

Hills of St Andrew, Aurora, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Aurora Heights
$1.08M
Aurora Village
$1.74M
Aurora Highlands
$1.35M
Bayview Wellington
$1.16M
Bayview Northeast
$2.15M

Typical asking price of active listings of the same type, per area (outliers removed). Aurora.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$15,259/mo
$617KIncome needed
5.4×Price ÷ income
$3,521Weekly cost
$70,175Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $15,259Property tax $1,084Total carry $16,343

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$14,809per month

Mortgage amount $2,678,400 · 4.49% over 25 years

$669,600Down payment (20.0%)
$2,678,400Loan before insurance
$0CMHC premium
$15,893Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$14,809
Property tax
$1,084
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$15,893

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$70,175
Estimated closing costs
$70,175

Plus your down payment of $669,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$17,924/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,764,400Total interest paid
$4,442,800Total of all payments
Principal $2,678,400 Interest $1,764,400
YearPrincipalInterestBalance
1$59,770$117,942$2,618,630
2$62,484$115,228$2,556,145
3$65,321$112,391$2,490,824
4$68,287$109,425$2,422,537
5$71,388$106,324$2,351,149
6$74,629$103,083$2,276,520
7$78,017$99,695$2,198,503
8$81,560$96,152$2,116,943
9$85,263$92,449$2,031,680
10$89,134$88,578$1,942,546
11$93,181$84,531$1,849,364
12$97,412$80,300$1,751,952
13$101,835$75,877$1,650,118
14$106,459$71,253$1,543,659
15$111,292$66,420$1,432,367
16$116,345$61,367$1,316,021
17$121,628$56,084$1,194,393
18$127,150$50,562$1,067,243
19$132,923$44,789$934,320
20$138,959$38,753$795,361
21$145,268$32,444$650,093
22$151,864$25,848$498,229
23$158,759$18,953$339,470
24$165,967$11,745$173,503
25$173,503$4,209$0

At the end of your 5-year term

Total paid over the term
$888,560
Principal paid down
$327,251
Interest paid
$561,309
Balance remaining
$2,351,149

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 8 whole-home leases in Hills of St Andrew$4,686/mo
$56,232Gross annual rent
1.1%Cap rate after taxes and upkeep
$3,200 to $5,061Typical rent range

About the suite: in Hills of St Andrew basements rarely rent out (1 of 20 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 8 whole-home leases in Hills of St Andrew signed at a median of $3,500 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,686. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

1.7%
Gross yield
− Property tax $13,010− Insurance $1,400− Vacancy & upkeep $6,186Net operating income $35,636

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of LSG REALTY INC.. MLS®/PropTx.

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