93 San Gabriele Place, Toronto, ON

Humber Summit, Toronto · MLS® W13246006

$949,999
For Sale
Listed 42 days ago
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4Bedrooms
4Bathrooms
1Garage · 3 parking
1100-1500Sq Ft

About this home

Welcome to this beautifully maintained and sun-filled semi-detached home. The main floor showcase carpet-free solid oak hardwood flooring throughout, along with a modern open-concept dining and living area. , California shutters, and an elegant wood staircase add to the home's refined and functional design. The upper level includes a 3 good size bedrooms. The primary bedroom is complete with a walk-in closet and ensuite bathroom. Ideally located close to TTC transit, the new LRT, and major highways including the 401, 400, and 427, this home also offers easy access to shopping, schools, parks, and restaurants, providing excellent convenience for both homeowners and tenants.The fully legal basement suite offers a bright and well-designed living space featuring a private kitchen, bedroom, bathroom, laundry, cold storage, and a separate walk-out entrance to the rear patio. This self-contained unit provides strong rental income potential or serves as an ideal in-law suite for extended family living.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
W13246006
Bedrooms
4 (3 + 1)
Bathrooms
4 (1 half)
Size
1100-1500
Lot
22.08 × 96.3 ft
Cross streets
Islington And Steeles
Parking
1 garage · 3 parking (built-in)
Basement
Apartment, Separate Entrance, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Concrete Block
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,944 / 2026
Days on market
42
Listing brokerage
THE AA REALTY GROUP INC.

Rooms

Bedroom 4Basement2.54 × 2.36 m

laminate · closet organizers

Bedroom 2Second4.47 × 2.54 m

parquet · walk-in closet(s) · california shutters

Living RoomMain7.51 × 3.32 m

combined w/dining · hardwood floor · walk-out

KitchenBasement2.57 × 1.50 m

ceramic floor · open concept · combined w/living

Bedroom 3Second4.06 × 3.07 m

parquet · california shutters · closet

KitchenMain2.29 × 2.31 m

ceramic floor · ceramic backsplash · combined w/dining

Dining RoomMain3.81 × 2.31 m

open concept · ceramic floor · combined w/living

Primary BedroomSecond5.81 × 3.02 m

ensuite bath · parquet · walk-in closet(s)

Living RoomBasement5.84 × 3.09 m

laminate · walk-out · open concept

Moe’s TakeTeam Asgarian · Broker
Above the wider set
$849Kest. value

Listed at $949,999, this home is tracking about 12% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 13 similar homes nearby, adjusted for size, beds, and baths.Median of 13 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $903K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $889K
  • Bathrooms +$30K
  • Adjusts to $919K

That comparable adjusts to $919K; the $849K estimate above is the median of all 13 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Humber Summit Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. 258 Toryork Dr is about a 2-minute walk away.

List price
$642KGreat deal$950KOverpriced

Total price vs nearby homes. Fair value about $849K, median of 13 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Income potential
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$1.01Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

238 Braymore Boulevard$800k37 Gledhill Avenue$1.25M148 Ascot Avenue$999k44 Beach View Crescent$1000k185 Laughton Avenue$1.02M

The 5 closest of 7 active listings nearby.

See all comparable homes
950kThis home800k1.25M999k1000k1.02MThis home vs active comparables
Live market pulseActive comparables in Humber Summit · median list $850K
$731this home / sqft
14active listings nearby
42days on market

This home lists 22% above the area average of $600/sqft.

38 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Humber Summit, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

68/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: 258 Toryork Dr, about 155 m away

20+ transit stops1 grocery20+ dining8 parks4 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Glenfield-Jane Heights
$879K
York University Heights
$920K
Newtonbrook West
$940K
Corso Italia-Davenport
$951K
Mount Pleasant East
$1.28M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Gracedale Public School
53%
Gracedale Public SchoolPublic · Elementary · 1.2 km awayBelow the GTA average · 53% meet the provincial standard

Affordability & Mortgage

Affordability
$4,330/mo
$178KIncome needed
5.3×Price ÷ income
$999Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,330Property tax $329Total carry $4,658

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,056per month

Mortgage amount $759,999 · 4.14% over 25 years

$190,000Down payment (20.0%)
$759,999Loan before insurance
$0CMHC premium
$4,384Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,056
Property tax
$329
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,384

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,475
Toronto municipal land transfer tax
$15,475
Estimated closing costs
$30,950

Plus your down payment of $190,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,926/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$456,692Total interest paid
$1,216,691Total of all payments
Principal $759,999 Interest $456,692
YearPrincipalInterestBalance
1$17,804$30,863$742,195
2$18,549$30,119$723,646
3$19,325$29,343$704,321
4$20,133$28,535$684,188
5$20,975$27,692$663,213
6$21,853$26,815$641,361
7$22,767$25,901$618,594
8$23,719$24,949$594,875
9$24,711$23,957$570,164
10$25,745$22,923$544,419
11$26,822$21,846$517,598
12$27,943$20,724$489,654
13$29,112$19,555$460,542
14$30,330$18,338$430,212
15$31,599$17,069$398,613
16$32,920$15,747$365,693
17$34,297$14,370$331,396
18$35,732$12,936$295,664
19$37,227$11,441$258,437
20$38,784$9,884$219,653
21$40,406$8,262$179,247
22$42,096$6,572$137,151
23$43,857$4,811$93,294
24$45,691$2,976$47,603
25$47,603$1,065$0

At the end of your 5-year term

Total paid over the term
$243,338
Principal paid down
$96,786
Interest paid
$146,552
Balance remaining
$663,213

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.0%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.9%
Gross yield
− Property tax $3,944− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,220

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of THE AA REALTY GROUP INC.. MLS®/PropTx.

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