20 San Gabriele Place, Toronto, ON
Humber Summit, Toronto · MLS® W13771280
About this home
In short
- Welcome to 20 San Gabriele Place Fully renovated from top to bottom and tucked away on a peaceful family friendly Cul-De-Sac in Toronto's desirable Humber Summit...
- Step inside to discover a brightOpen Concept layout filled with natural light, featuring New Windows New Doors New Water-Resistant Laminate Flooring Throughout Entire...
- Upstairs, you'll find three generously sized bedrooms, including an impressive Primary retreat complete with a Walk In Closet and Private Ensuite.
- The fully finished basement offers exceptional versatility and a separate private entrance complete with an additional bedroom, living area, kitchen, and bathroom...
- A rare opportunity to own a Beautifully Renovated Move In Ready home in a Quiet Cul-De-Sac nothing to do but move in and enjoy.
Welcome to 20 San Gabriele Place ***Fully renovated*** from top to bottom and tucked away on a peaceful family friendly ***Cul-De-Sac*** in Toronto's desirable Humber Summit community, this exceptional 3+1 bedroom home perfectly combines modern elegance, comfort, and functionality. Step inside to discover a bright**Open Concept** layout filled with natural light, featuring **New Windows* *New Doors* *New Water-Resistant Laminate Flooring Throughout Entire Home **New Kitchen**Smooth Ceiling**Stylish finishes, and beautifully connected living and dining areas ideal for everyday family life and entertaining. The stunning modern kitchen showcases quartz countertops, stainless steel appliances, abundant cabinetry, and a spacious centre island. Upstairs, you'll find three generously sized bedrooms, including an impressive **Primary retreat complete with a Walk In Closet** and **Private Ensuite**. The fully finished basement offers exceptional versatility and a separate private entrance complete with an additional bedroom, living area, kitchen, and bathroom perfect for extended family, guests, a home office, or additional living space. Ideally located near schools, parks, shopping, restaurants, TTC, York University, Humber College, the TTC subway line, and Highways 400, 401, 407 and 427. A rare opportunity to own a **Beautifully Renovated** Move In Ready** home in a Quiet **Cul-De-Sac** nothing to do but move in and enjoy.
Key facts
- Property type
- Semi-Detached, 2-Storey
- MLS®
- W13771280
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 4 (1 half)
- Size
- 1100-1500 sq ft
- Lot
- 22.1 × 99.17 ft
- Cross streets
- San Gabriele Pl / Oliti Crt
- Parking
- 1 garage · 3 parking (attached)
- Driveway
- Private
- Basement
- Finished, Walk-Up
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Shingles
- Sewer
- Other
- Property tax
- $4,236 / 2026
- Listing brokerage
- KELLER WILLIAMS REFERRED URBAN REALTY
Rooms
laminate · closet
laminate · closet
laminate · closet
laminate · centre island · stainless steel appl
ensuite bath · walk-in closet(s) · laminate
laminate · open concept · double doors
laminate · open concept · pot lights
gas fireplace · laminate · pot lights
Listed at $838,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $830K, typically $774K to $906K. Comparable closings on their own put this home around $813K, which agrees with the ask, so this is a firm read.
Second read, from the city assessment: $948K. That is about 17% above the comparable-sales figure. When my two methods disagree this much, the answer usually sits between them and something about this home is not in the comparables (the lot, the condition, a rebuild). I would want to see it before leaning on either number.
Total price vs nearby homes. Fair value about $830K, median of 23 comparables.
The market behind the math:
About 1.3 months of inventory: 5 semi-detached homes for sale in the area against 12 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $645/sqft against an area asking average of $629/sqft. Size and $/sqft both feed the estimate above.
- Walk-up basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version
I take the 23 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $948K, a bit higher.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
- Primary suite: a key comfort and resale feature. Lifestyle
- Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit
The assigned public school is Humber Summit Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Based on 23 comparable homes that sold in Humber Summit over the past two years, from 89 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $658/sqft; this home lists at $645/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Humber Summit, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 6 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.
Mortgage amount $670,400 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,614
- Property tax
- $353
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,967
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $13,235
- Toronto municipal land transfer tax
- $13,235
- Estimated closing costs
- $26,470
Plus your down payment of $167,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $216,852
- Principal paid down
- $84,375
- Interest paid
- $132,477
- Balance remaining
- $586,025
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 8 whole-home leases in Humber Summit signed at a median of $3,000 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,100. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS®/PropTx.