48 Goldsboro Road, Toronto, ON
Humber Summit, Toronto · MLS® W13432538
About this home
In short
- Welcome to 48 Goldsboro Rd and a rare opportunity to own one of the largest pie-shaped lots on this quiet, family-friendly crescent in the Humber Summit neighbourhood.
- Lovingly maintained by the current owner for 50 years, this solid four bedroom 2 storey home sits on an expansive, pool-sized property offering exceptional outdoor...
- Features Oak Hardwood flooring bedrooms, carpet-free main floor, ceramic flooring in the basement recreation room.
- Basement features a finished Rec Room, with a 3 piece bathroom suitable for overnight guests or teens retreat.
- Driveway big enough to accommodate 3 cars.
Welcome to 48 Goldsboro Rd and a rare opportunity to own one of the largest pie-shaped lots on this quiet, family-friendly crescent in the Humber Summit neighbourhood. Lovingly maintained by the current owner for 50 years, this solid four bedroom 2 storey home sits on an expansive, pool-sized property offering exceptional outdoor living space, mature trees and endless possibilities for families, gardeners or entertainers. Perfect for those looking to grow their family! Features Oak Hardwood flooring bedrooms, carpet-free main floor, ceramic flooring in the basement recreation room. Kitchen overlooks huge backyard easily accessible through sliding doors in the large breakfast area. Enclosed patio with skylight makes for all weather family gatherings. Basement features a finished Rec Room, with a 3 piece bathroom suitable for overnight guests or teens retreat. Minutes away from Rowntree Mills Park, Islington Avenue, public transit and amenities. Driveway big enough to accommodate 3 cars! Book your private viewing today and plan your family gatherings tomorrow!
Key facts
- Property type
- Semi-Detached, 2-Storey
- MLS®
- W13432538
- Bedrooms
- 4
- Bathrooms
- 3 (1 half)
- Size
- 1100-1500 sq ft
- Lot
- 25.71 × 116.29 ft
- Cross streets
- Islington and Finch Avenues
- Parking
- 3 parking
- Driveway
- Private
- Basement
- Full, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $3,721 / 2026
- Days on market
- 92
- Listing brokerage
- INTERCITY REALTY INC.
Rooms
Combined w/Living
Combined w/Dining
Overlooks Backyard
W/O To Patio
Listed at $769,900 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $771K, typically $755K to $786K. Comparable closings on their own put this home around $775K, which agrees with the ask, so this is a firm read.
Second read, from the city assessment: $830K. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.
Total price vs nearby homes. Fair value about $771K, median of 5 comparables.
The market behind the math:
About 1.3 months of inventory: 5 semi-detached homes for sale in the area against 12 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $592/sqft against an area asking average of $639/sqft. Size and $/sqft both feed the estimate above.
How this estimate is builtthe short version
I take the 5 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $830K, a close match.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit
The assigned public school is Humber Summit Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Based on 3 homes sold on this street over the past two years, plus 2 nearby in Humber Summit, from 89 closings in Humber Summit.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $671/sqft; this home lists at $592/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Humber Summit, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 11 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.
Mortgage amount $615,920 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,320
- Property tax
- $310
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,631
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $11,873
- Toronto municipal land transfer tax
- $11,873
- Estimated closing costs
- $23,746
Plus your down payment of $153,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $199,230
- Principal paid down
- $77,518
- Interest paid
- $121,711
- Balance remaining
- $538,402
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 12 whole-home leases in Humber Summit signed at a median of $3,000 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,175. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of INTERCITY REALTY INC.. MLS®/PropTx.