1 Council Crescent, Toronto, ON

York University Heights, Toronto · MLS® W13421606

$789,000
For Sale
Listed 38 days ago
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4Bedrooms
2Bathrooms
1Garage · 4 parking
1500-2000Sq Ft

About this home

Fantastic opportunity for first-time buyers, investors, or growing families! This semi-detached home sits on a premium corner lot in a desirable North York neighbourhood. Features a rare main floor bedroom, 3 spacious second-floor bedrooms, 2 bathrooms, and a finished basement with additional living space. Extended driveway parking for up to 3 vehicles plus a 1-car garage. Conveniently located near schools, parks, shopping, restaurants, public transit, major highways, York University, Humber River Hospital, and other everyday amenities. Great value with excellent potential for homeowners and investors alike.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
W13421606
Bedrooms
4 (3 + 1)
Bathrooms
2 (1 half)
Size
1500-2000
Lot
33.5 × 120 ft
Cross streets
Finch Ave W/Keele St
Parking
1 garage · 4 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick Front
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$3,876 / 2025
Days on market
38
Listing brokerage
RE/MAX METROPOLIS REALTY
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Elia Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Keele St at Toro Rd is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Corner lot: more light and frontage, sometimes at the cost of privacy.
  • Value driver
  • Weigh carefully
Comparable listingsCurrently listed nearby · asking prices
$1.02Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

53 Giltspur Drive$833k54 Dairy Drive$1.03M568 Dufferin Street$1.20M

The 3 closest active listings nearby.

See all comparable homes
789kThis home833k1.03M1.20MThis home vs active comparables
Live market pulseActive comparables in York University Heights · median list $920K
$451this home / sqft
7active listings nearby
38days on market

This home lists 29% below the area average of $637/sqft.

34 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

York University Heights, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

84/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Keele St at Toro Rd, about 103 m away

20+ transit stops5 grocery20+ dining10 parks12 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Glenfield-Jane Heights
$879K
Newtonbrook West
$940K
Corso Italia-Davenport
$951K
Mount Pleasant East
$1.28M
Palmerston-Little Italy
$1000K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Derrydown Public School
34%
Derrydown Public SchoolPublic · Elementary · 0.2 km awayBelow the GTA average · 34% meet the provincial standard

Affordability & Mortgage

Affordability
$3,596/mo
$151KIncome needed
5.2×Price ÷ income
$830Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $3,596Property tax $323Total carry $3,919

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,368per month

Mortgage amount $631,200 · 4.14% over 25 years

$157,800Down payment (20.0%)
$631,200Loan before insurance
$0CMHC premium
$3,691Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,368
Property tax
$323
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,691

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,255
Toronto municipal land transfer tax
$12,255
Estimated closing costs
$24,510

Plus your down payment of $157,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,091/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$379,295Total interest paid
$1,010,495Total of all payments
Principal $631,200 Interest $379,295
YearPrincipalInterestBalance
1$14,787$25,633$616,413
2$15,405$25,014$601,008
3$16,050$24,370$584,958
4$16,721$23,699$568,237
5$17,420$22,999$550,817
6$18,149$22,271$532,667
7$18,908$21,512$513,759
8$19,699$20,721$494,060
9$20,523$19,897$473,537
10$21,382$19,038$452,155
11$22,276$18,144$429,879
12$23,208$17,212$406,671
13$24,179$16,241$382,493
14$25,190$15,230$357,303
15$26,244$14,176$331,059
16$27,341$13,079$303,718
17$28,485$11,935$275,233
18$29,676$10,743$245,557
19$30,918$9,502$214,639
20$32,211$8,209$182,428
21$33,558$6,862$148,870
22$34,962$5,458$113,908
23$36,424$3,995$77,483
24$37,948$2,472$39,535
25$39,535$885$0

At the end of your 5-year term

Total paid over the term
$202,099
Principal paid down
$80,383
Interest paid
$121,716
Balance remaining
$550,817

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
3.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $3,876− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $28,366

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX METROPOLIS REALTY. MLS®/PropTx.

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