65 Orchardcroft Crescent, Toronto, ON

York University Heights, Toronto · MLS® W13562754

$999,999
For Sale
Listed 3 days ago
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4Bedrooms
2Bathrooms
1Garage · 6 parking
1100-1500Sq Ft

About this home

Welcome to 65 Orchardcroft Cres. This Rarely offered 4-bedroom semi-detached home on one of North York's most desirable streets, surrounded by beautifully maintained homes with exceptional pride of ownership. Situated on an extra-large lot, this property offers incredible outdoor space and future potential. Bright, functional layout with spacious principal rooms and a finished basement featuring a separate side entrance, ideal for extended family or future income potential (buyer to verify). Enjoy peace of mind with a new roof, including new plywood and shingles. The oversized driveway accommodates multiple vehicles, while the detached garage offers excellent storage, parking, or potential to build above (subject to approvals). Close to multiple schools, parks, transit, shopping, restaurants, and major highways. A rare opportunity to own a spacious home on a premium lot in a highly sought-after North York neighbourhood.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
W13562754
Bedrooms
4
Bathrooms
2 (1 half)
Size
1100-1500
Lot
121.58 × 94.72 ft
Cross streets
Keele St & Sheppard Ave
Parking
1 garage · 6 parking (detached)
Driveway
Private
Basement
Separate Entrance, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,967 / 2026
Days on market
3
Listing brokerage
NEST SEEKERS INTERNATIONAL REAL ESTATE

Rooms

RecreationBasement3.35 × 9.14 m
Bedroom 2Second2.74 × 3.04 m
Living RoomMain3.35 × 5.48 m
Primary BedroomSecond3.35 × 3.96 m
Dining RoomMain3.35 × 3.35 m
Bedroom 3Second2.74 × 3.04 m
KitchenMain3.35 × 3.35 m
Bedroom 4Second2.74 × 2.43 m
LaundryBasement2.74 × 6.09 m
Moe’s TakeTeam Asgarian · Broker
In line
$1.01Mest. value

Listed at $999,999, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in York University Heights, so I widened the search to the surrounding area.

Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $845K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $989K
  • Adjusts to $989K

That comparable adjusts to $989K; the $1.01M estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Stilecroft Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Sentinel Rd at Dovehouse Ave is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$985KGreat deal$1.14MOverpriced

Total price vs nearby homes. Fair value about $1.01M, median of 9 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Development potential: upside only if zoning permits, verify with the city before relying on it.
  • Value driver
  • Worth verifying
Comparable listingsCurrently listed nearby · asking prices
$1.04Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

680 Woodbine Avenue$989k136 Blantyre Avenue$1.14M47 Bellefair Avenue$1.15M124 Evans Avenue$1.20M25 Whiteleas Avenue$719k

The 5 closest of 8 active listings nearby.

See all comparable homes
1000kThis home989k1.14M1.15M1.20M719kThis home vs active comparables
Live market pulseActive comparables in York University Heights · median list $899K
$769this home / sqft
7active listings nearby
3days on market

This home lists 30% above the area average of $592/sqft.

1 days faster than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

York University Heights, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

84/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Sentinel Rd at Dovehouse Ave, about 147 m away

20+ transit stops5 grocery20+ dining20+ parks8 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Glenfield-Jane Heights
$879K
Newtonbrook West
$940K
Corso Italia-Davenport
$951K
Mount Pleasant East
$1.28M
Rosedale-Moore Park
$2.40M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Stilecroft Public School
60%
Stilecroft Public SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 60% meet the provincial standard

Affordability & Mortgage

Affordability
$4,558/mo
$187KIncome needed
5.3×Price ÷ income
$1,052Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,558Property tax $331Total carry $4,888

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,269per month

Mortgage amount $799,999 · 4.14% over 25 years

$200,000Down payment (20.0%)
$799,999Loan before insurance
$0CMHC premium
$4,600Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,269
Property tax
$331
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,600

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,475
Toronto municipal land transfer tax
$16,475
Estimated closing costs
$32,950

Plus your down payment of $200,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,185/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$480,729Total interest paid
$1,280,728Total of all payments
Principal $799,999 Interest $480,729
YearPrincipalInterestBalance
1$18,741$32,488$781,258
2$19,525$31,704$761,733
3$20,342$30,887$741,391
4$21,193$30,036$720,198
5$22,079$29,150$698,119
6$23,003$28,226$675,116
7$23,965$27,264$651,152
8$24,967$26,262$626,184
9$26,012$25,217$600,173
10$27,100$24,129$573,073
11$28,233$22,996$544,840
12$29,414$21,815$515,426
13$30,645$20,585$484,781
14$31,926$19,303$452,855
15$33,262$17,967$419,593
16$34,653$16,576$384,940
17$36,103$15,127$348,837
18$37,613$13,616$311,225
19$39,186$12,043$272,039
20$40,825$10,404$231,214
21$42,533$8,696$188,681
22$44,312$6,917$144,369
23$46,165$5,064$98,204
24$48,096$3,133$50,108
25$50,108$1,121$0

At the end of your 5-year term

Total paid over the term
$256,146
Principal paid down
$101,880
Interest paid
$154,265
Balance remaining
$698,119

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.9%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $3,967− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,197

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of NEST SEEKERS INTERNATIONAL REAL ESTATE. MLS®/PropTx.

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