81 Macleod Street, Toronto, ON

Maple Leaf, Toronto · MLS® W13483652

$1,149,999
For Sale
Listed 97 days agoNo offer date statedSitting longer than typical
3Bedrooms
2Bathrooms
2Garage · 7 parking
1100-1500Sq ft

About this home

In short

  • From the moment you arrive, the inviting covered front porch sets the tone for the lifestyle this home and neighbourhood offers - a place to slow down, relax...
  • This 3 bedroom, 2 storey home has a great functional layout & is on a 140 foot deep lot in a desirable & quiet neighbourhood.
  • The main floor features hardwood floors, plaster crown moulding, an eat-in kitchen, an open concept living & dining room.
  • There are 2 separate entrances to the finished basement with a 4 Pc washroom, kitchen, open concept living and dining room, laundry area, and a 18 foot long cold cellar.
  • Lots of private parking available with a detached 2 car garage & long private driveway that wraps around the rear of the home.

Welcome home! From the moment you arrive, the inviting covered front porch sets the tone for the lifestyle this home and neighbourhood offers - a place to slow down, relax, entertain, or enjoy peaceful evenings while taking in the atmosphere. This 3 bedroom, 2 storey home has a great functional layout & is on a 140 foot deep lot in a desirable & quiet neighbourhood. The main floor features hardwood floors, plaster crown moulding, an eat-in kitchen, an open concept living & dining room. There are 2 separate entrances to the finished basement with a 4 Pc washroom, kitchen, open concept living and dining room, laundry area, and a 18 foot long cold cellar. Lots of private parking available with a detached 2 car garage & long private driveway that wraps around the rear of the home. Garage features a dedicated electrical sub-panel for added convenience and flexibility. This is an exceptionally well maintained and well-positioned home with quick access to Hwy 401 & 400, Weston Go/UpExpress, expanding transit connectivity, Public & Catholic Schools both elementary and secondary, close proximity to parks, playgrounds, recreation facilities, shopping, hospital, and much more. Many newer custom designed homes in the area.

Key facts

Property type
Detached, 2-Storey
MLS®
W13483652
Bedrooms
3
Bathrooms
2
Size
1100-1500 sq ft
Lot
37 × 140 ft
Cross streets
KEELE ST AND RUSTIC RD
Parking
2 garage · 7 parking (detached)
Driveway
Private
Basement
Separate Entrance, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,637 / 2025
Days on market
97
Listing brokerage
RE/MAX PREMIER INC.

Rooms

Primary BedroomSecond4.42 × 3.60 m

hardwood floor · large window · closet

Living RoomGround3.65 × 3.58 m

hardwood floor · crown moulding · open concept

Cold Room/CantinaBasement5.54 × 1.50 m
Dining RoomGround4.24 × 2.97 m

hardwood floor · crown moulding · open concept

Living RoomBasement3.35 × 3.35 m

tile floor · open concept · fireplace

Bedroom 3Second3.30 × 2.97 m

parquet · closet

KitchenGround3.86 × 2.92 m

tile floor · eat-in kitchen · pantry

Bedroom 2Second4.29 × 2.97 m

hardwood floor · closet

KitchenBasement2.44 × 2.44 m

tile floor · backsplash

LaundryBasement2.44 × 2.44 m
Dining RoomBasement3.55 × 3.35 m

tile floor · open concept

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.12Mlikely sale price

Listed at $1,149,999. Going by how homes in Maple Leaf and the wider GTA have actually closed against their asking prices (about 97%, 10 local closings in 90 days), the likely sale price is near $1.12M, if it sells. A realistic range is $1.05M to $1.26M.

Independent value check: $939K. Without looking at the asking price, our model values the home itself about 18% below the ask (homes like it typically land between $880K and $984K).

Why $939K. The typical detached home sold in Maple Leaf over the past year went for about $1.10M (39 sales). What sets this one apart:

  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $4,637 a year; the typical home sold here pays about $5,300.

Longer on the market than typical. 97 days on the market against about 35 for homes like it here, and asking 22% above where comparable closings put it.

List price
$1.05MBelow recent closings$1.26MAbove recent closings

Total price vs nearby homes. Likely closing about $1.12M, from 10 recent closings in this pocket.

The market behind the math:

10sold nearby · 90 days
$1.14Mmedian sold price
95%of asking, on average
−9%prices vs a year ago
~47 dayshomes like this take to sell
97days on market so far
$4,065/moest. rent · 11 leases
4.2%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3 months of inventory: 10 detached homes for sale in the area against 10 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $885/sqft against an area asking average of $756/sqft.

  • Separate-entrance basement apartment features. A finished basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Maple Leaf: 15 of the 43 detached leases here lately were basement units, around $2,000 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 10 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.05M. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Weston Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Maple Leaf, so I widened the search to the surrounding area.

Based on 10 comparable homes that sold in Maple Leaf over the past two years, from 72 closings there.

What sellers nearby are askingCurrently listed nearby in Maple Leaf · asking prices
$1.34Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $939K, which is where my estimate comes from.

Per square foot, these ask about $892/sqft; this home lists at $885/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.15MThis home1.15M1.10M1.04M1.58M1.85MThis home vs active comparables

Neighbourhood & location

Maple Leaf, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale West
$1.30M
St. Andrew-Windfields
$8.80M
High Park-Swansea
$2.20M
Banbury-Don Mills
$2.12M
Islington-City Centre West
$1.32M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Gracefield Public School
29%
Gracefield Public SchoolPublic · Elementary · 1.6 km awayBelow the GTA average · 29% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Madonna Catholic Secondary School · Catholic secondary1.0 km · 60% at standard
Maple Leaf Public School · Public elementary1.1 km · 42% at standard
St Francis Xavier Catholic School · Catholic elementary1.1 km · 64% at standard
Downsview Secondary School · Public secondary1.2 km · 42% at standard
Pierre Laporte Middle School · Public elementary1.2 km · 71% at standard
Downsview Public School · Public elementary1.2 km · 70% at standard
St Raphael Catholic School · Catholic elementary1.2 km · 76% at standard
Highview Public School · Public elementary1.5 km · 51% at standard
St Conrad Catholic School · Catholic elementary1.5 km · 72% at standard
Yorkdale Secondary School · Public secondary1.6 km
Joyce Public School · Public elementary1.6 km · 64% at standard
George Anderson Public School · Public elementary1.7 km · 88% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,241/mo
$215KIncome needed
5.4×Price ÷ income
$1,210Weekly cost
$38,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,241Property tax $386Total carry $5,628

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 30, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,087per month

Mortgage amount $919,999 · 4.49% over 25 years

$230,000Down payment (20.0%)
$919,999Loan before insurance
$0CMHC premium
$5,473Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,087
Property tax
$386
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,473

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,475
Toronto municipal land transfer tax
$19,475
Estimated closing costs
$38,950

Plus your down payment of $230,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,157/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$606,051Total interest paid
$1,526,050Total of all payments
Principal $919,999 Interest $606,051
YearPrincipalInterestBalance
1$20,530$40,512$899,469
2$21,463$39,579$878,006
3$22,437$38,605$855,569
4$23,456$37,586$832,113
5$24,521$36,521$807,592
6$25,634$35,408$781,958
7$26,798$34,244$755,160
8$28,015$33,027$727,145
9$29,287$31,755$697,858
10$30,617$30,425$667,242
11$32,007$29,035$635,235
12$33,460$27,582$601,775
13$34,979$26,063$566,796
14$36,567$24,475$530,229
15$38,228$22,814$492,001
16$39,963$21,079$452,038
17$41,778$19,264$410,260
18$43,675$17,367$366,586
19$45,658$15,384$320,928
20$47,731$13,311$273,197
21$49,898$11,144$223,299
22$52,163$8,879$171,136
23$54,532$6,510$116,604
24$57,008$4,034$59,596
25$59,596$1,446$0

At the end of your 5-year term

Total paid over the term
$305,210
Principal paid down
$112,407
Interest paid
$192,803
Balance remaining
$807,592

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 11 whole-home leases in Maple Leaf$4,065/mo
$48,780Gross annual rent
3.3%Cap rate after taxes and upkeep
$3,258 to $4,717Typical rent range

The suite is real income here: basements rent in Maple Leaf (15 of 43 recent detached leases were basement units, around $2,000 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $2,000 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 11 whole-home leases in Maple Leaf signed at a median of $3,931 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,065. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.2%
Gross yield
− Property tax $4,637− Insurance $1,400− Vacancy & upkeep $5,366Net operating income $37,377

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PREMIER INC.. MLS®/PropTx.

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