9 Songwood Drive, Toronto, ON

Humbermede, Toronto · MLS® W13495736

$850,000
For Sale
Listed 115 days agoNo offer date statedSitting longer than typical
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3+1Bedrooms
2Bathrooms
1Garage · 3 parking
1100-1500Sq ft

About this home

In short

  • Welcome to this well-maintained raised semi-detached bungalow in the sought-after Humbermede community.
  • Situated on a deep 115 ft lot, this home offers versatile living arrangements with a finished walkout basement featuring a separate entrance, ideal for extended...
  • The main floor features a bright and spacious layout with 3 comfortable bedrooms and 1 full washroom.
  • The lower level offers a self-contained suite with 1 bedroom, 1 washroom, a full kitchen, and a generous living area, along with direct walkout access to the backyard.
  • Close to shopping, schools, places of worship, community centres, arenas, Humber River Hospital, Humber College, York University, and the upcoming LRT line.

Welcome to this well-maintained raised semi-detached bungalow in the sought-after Humbermede community. Situated on a deep 115 ft lot, this home offers versatile living arrangements with a finished walkout basement featuring a separate entrance, ideal for extended family living or generating additional income.The main floor features a bright and spacious layout with 3 comfortable bedrooms and 1 full washroom. The living and dining areas receive plenty of natural light, creating a warm and welcoming environment. A functional kitchen with ample cabinetry completes the main level.The lower level offers a self-contained suite with 1 bedroom, 1 washroom, a full kitchen, and a generous living area, along with direct walkout access to the backyard. The layout allows privacy and convenience for both levels. Exterior highlights include a single-car garage plus parking for two more vehicles on the driveway. The deep lot provides outdoor space for gardening, entertaining, or future landscaping options. Located in a transit-convenient neighbourhood with TTC at your doorstep. Close to shopping, schools, places of worship, community centres, arenas, Humber River Hospital, Humber College, York University, and the upcoming LRT line. Easy access to Hwy 400 & 401 makes commuting simple.A great opportunity for homeowners or investors seeking value, space, and flexibility in a growing area.

Key facts

Property type
Semi-Detached, Bungalow-Raised
MLS®
W13495736
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
33.1 × 115.67 ft
Cross streets
Finch Ave W/Islington Ave
Parking
1 garage · 3 parking (built-in)
Basement
Finished with Walk-Out, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,574 / 2025
Days on market
115
Listing brokerage
HOMELIFE G1 REALTY INC.

Rooms

Bedroom 2Ground3.08 × 2.85 m
Living RoomGround6.69 × 3.60 m
KitchenLower3.21 × 2.75 m
KitchenGround4.83 × 3.70 m
Living RoomLower3.70 × 3.20 m
BedroomGround3.97 × 2.97 m
Primary BedroomGround4.05 × 3.30 m
Bedroom 3Lower4.57 × 2.75 m
Our TakeTeam Asgarian · Broker
A small discount is typical
$826Klikely sale price

Listed at $850,000. Going by how homes in Humbermede and the wider GTA have actually closed against their asking prices (about 97%, 6 local closings in 90 days), the likely sale price is near $826K, if it sells. A realistic range is $774K to $931K.

Independent value check: $791K. Without looking at the asking price, our model values the home itself about 7% below the ask (homes like it typically land between $741K and $829K).

Why $791K. The typical semi-detached home sold in Humbermede over the past year went for about $789K (20 sales). On tax assessment, size, rooms and lot, this one is close to that typical home.

Longer on the market than typical. 115 days on the market against about 43 for homes like it here, and asking 8% above where comparable closings put it.

List price
$774KBelow recent closings$931KAbove recent closings

Total price vs nearby homes. Likely closing about $826K, from 6 recent closings in this pocket.

The market behind the math:

6sold nearby · 90 days
$684Kmedian sold price
95%of asking, on average
−19%prices vs a year ago
~28 dayshomes like this take to sell
115days on market so far
$3,325/moest. rent · 9 leases
4.7%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 5 months of inventory: 10 semi-detached homes for sale in the area against 6 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $654/sqft against an area asking average of $650/sqft.

  • Walk-out basement apartment features. A finished 1 bed walk-out basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. Basements do rent in Humbermede: 9 of the 28 detached leases here lately were basement units, around $1,700 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 6 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $885K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Walk-out basement: natural light and strong in-law or income potential. Income potential
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Humber Summit Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($654/sqft) is in line with the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Humbermede, so I widened the search to the surrounding area.

Based on 3 homes sold on this street over the past two years, plus 2 nearby in Humbermede, from 51 closings in Humbermede.

What sellers nearby are askingCurrently listed nearby in Humbermede · asking prices
$857kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $660/sqft; this home lists at $654/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
850kThis home773k850k950kThis home vs active comparables

Sold price trend

Median sold price for semi-detached homes in Toronto: $1.12M in September 2026, up 2% from a year ago, on 2,409 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.08M252
November 2025$1.03M207
December 2025$967K117
January 2026$997K100
February 2026$1.09M151
March 2026$1.18M180
April 2026$1.18M242
May 2026$1.18M282
June 2026$1.21M262
July 2026$999K237
August 2026$970K166
September 2026$1.12M213

Neighbourhood & location

Humbermede, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Glenfield-Jane Heights
$868K
Junction Area
$1.16M
Corso Italia-Davenport
$899K
Wychwood
$1.14M
Annex
$2.07M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Gracedale Public School
53%
Gracedale Public SchoolPublic · Elementary · 0.7 km awayBelow the GTA average · 53% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Daystrom Public School · Public elementary0.9 km · 54% at standard
St John Vianney Catholic School · Catholic elementary1.1 km · 68% at standard
Beaumonde Heights Junior Middle School · Public elementary1.5 km · 70% at standard
Emery EdVance Secondary School · Public secondary1.5 km
Gulfstream Public School · Public elementary1.6 km · 77% at standard
St Jude Catholic School · Catholic elementary1.7 km · 56% at standard
St Andrew Catholic School · Catholic elementary2.0 km · 56% at standard
Venerable John Merlini Catholic School · Catholic elementary2.0 km · 82% at standard
North Kipling Junior Middle School · Public elementary2.2 km · 49% at standard
North Albion Collegiate Institute · Public secondary2.2 km · 50% at standard
Rivercrest Junior School · Public elementary2.2 km · 59% at standard
Thistletown Collegiate Institute · Public secondary2.3 km · 56% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,874/mo
$160KIncome needed
5.3×Price ÷ income
$894Weekly cost
$26,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $3,874Property tax $298Total carry $4,172

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,760per month

Mortgage amount $680,000 · 4.49% over 25 years

$170,000Down payment (20.0%)
$680,000Loan before insurance
$0CMHC premium
$4,058Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,760
Property tax
$298
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,058

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,475
Toronto municipal land transfer tax
$13,475
Estimated closing costs
$26,950

Plus your down payment of $170,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,551/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$447,951Total interest paid
$1,127,951Total of all payments
Principal $680,000 Interest $447,951
YearPrincipalInterestBalance
1$15,175$29,943$664,825
2$15,864$29,254$648,962
3$16,584$28,534$632,378
4$17,337$27,781$615,041
5$18,124$26,994$596,917
6$18,947$26,171$577,970
7$19,807$25,311$558,162
8$20,707$24,411$537,456
9$21,647$23,471$515,809
10$22,630$22,488$493,179
11$23,657$21,461$469,522
12$24,731$20,387$444,791
13$25,854$19,264$418,937
14$27,028$18,090$391,909
15$28,255$16,863$363,653
16$29,538$15,580$334,115
17$30,879$14,239$303,236
18$32,281$12,837$270,955
19$33,747$11,371$237,208
20$35,279$9,839$201,929
21$36,881$8,237$165,047
22$38,556$6,562$126,492
23$40,306$4,812$86,186
24$42,136$2,982$44,049
25$44,049$1,069$0

At the end of your 5-year term

Total paid over the term
$225,590
Principal paid down
$83,083
Interest paid
$142,507
Balance remaining
$596,917

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 9 whole-home leases in Humbermede$3,325/mo
$39,900Gross annual rent
3.6%Cap rate after taxes and upkeep
$3,059 to $3,591Typical rent range

The suite is real income here: basements rent in Humbermede (9 of 28 recent detached leases were basement units, around $1,700 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,700 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 9 whole-home leases in Humbermede signed at a median of $3,000 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,325. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.7%
Gross yield
− Property tax $3,574− Insurance $1,400− Vacancy & upkeep $4,389Net operating income $30,537

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE G1 REALTY INC.. MLS®/PropTx.

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