37 St Lucie Drive, Toronto, ON

Humbermede, Toronto · MLS® W13696034

$849,900
For Sale
Listed 60 days agoNo offer date stated
4Bedrooms
2Bathrooms
1Garage · 7 parking
1100-1500Sq ft

About this home

In short

  • Welcome home to this well maintained semi-detached home in a family-friendly neighbourhood, perfectly positioned between two schools and just steps to transit with...
  • Offering 4 bedrooms, 2 bathrooms, this home is ideal for young families.
  • Set on a 112 ft deep lot, the backyard offers plenty of room to enjoy, complete with a detached garage for added storage or workspace.

Welcome home to this well maintained semi-detached home in a family-friendly neighbourhood, perfectly positioned between two schools and just steps to transit with quick access to Highway 401. Offering 4 bedrooms, 2 bathrooms, this home is ideal for young families. This home also features a finished attic space set up for storage or additional rec space. It also features additional insulation throughout the home, creating energy efficiency all year long. Set on a 112 ft deep lot, the backyard offers plenty of room to enjoy, complete with a detached garage for added storage or workspace. Located just a few minute walk up the street is St Lucie Park, leading directly to the Humber River trail where you can go on a long walk, bike ride, and enjoy time with family, friends, or to just simply find peace and solitude. This is a fantastic opportunity to own a well-located home with space, flexibility, and long-term value.

Key facts

Property type
Semi-Detached, Bungalow-Raised
MLS®
W13696034
Bedrooms
4
Bathrooms
2 (1 half)
Size
1100-1500 sq ft
Lot
34.96 × 112.5 ft
Cross streets
Weston Rd/ Verobeach Bvd
Parking
1 garage · 7 parking (detached)
Driveway
Mutual
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,507 / 2026
Days on market
60
Listing brokerage
RE/MAX EXPERTS

Rooms

Bedroom 3Upper0.00 × 0.00 m
Dining RoomMain0.00 × 0.00 m
Bedroom 4Upper0.00 × 0.00 m
Bedroom 2Upper0.00 × 0.00 m
Primary BedroomUpper0.00 × 0.00 m
Living RoomMain0.00 × 0.00 m
KitchenMain0.00 × 0.00 m
Our TakeTeam Asgarian · Broker
A small discount is typical
$826Klikely sale price

Listed at $849,900. Going by how homes in Humbermede and the wider GTA have actually closed against their asking prices (about 97%, 6 local closings in 90 days), the likely sale price is near $826K, if it sells. A realistic range is $774K to $930K.

Independent value check: $741K. Without looking at the asking price, our model values the home itself about 13% below the ask (homes like it typically land between $695K and $777K).

Why $741K. The typical semi-detached home sold in Humbermede over the past year went for about $789K (20 sales). What sets this one apart:

  • ▲ Raises it slightly1 garage and 7 total parking spaces, against 1 and 4 typically.
List price
$774KBelow recent closings$930KAbove recent closings

Total price vs nearby homes. Likely closing about $826K, from 6 recent closings in this pocket.

The market behind the math:

6sold nearby · 90 days
$684Kmedian sold price
95%of asking, on average
−19%prices vs a year ago
~28 dayshomes like this take to sell
60days on market so far
$3,500/moest. rent · 7 leases
4.9%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 7 months of inventory: 14 semi-detached homes for sale in the area against 6 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $654/sqft against an area asking average of $624/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 6 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $775K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Gulfstream Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($654/sqft) is in line with the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Humbermede, so I widened the search to the surrounding area.

Based on 5 homes sold on this street over the past two years, from 51 closings in Humbermede.

What sellers nearby are askingCurrently listed nearby in Humbermede · asking prices
$858kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $660/sqft; this home lists at $654/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
850kThis home950k850k773kThis home vs active comparables

Sold price trend

Median sold price for semi-detached homes in Toronto: $1.12M in September 2026, up 2% from a year ago, on 2,409 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.08M252
November 2025$1.03M207
December 2025$967K117
January 2026$997K100
February 2026$1.09M151
March 2026$1.18M180
April 2026$1.18M242
May 2026$1.18M282
June 2026$1.21M262
July 2026$999K237
August 2026$970K166
September 2026$1.12M213

Neighbourhood & location

Humbermede, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Glenfield-Jane Heights
$868K
Corso Italia-Davenport
$899K
Junction Area
$1.16M
Wychwood
$1.14M
Annex
$2.07M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Gulfstream Public School
77%
Gulfstream Public SchoolPublic · Elementary · 0.1 km awayAbove the GTA average · 77% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Emery EdVance Secondary School · Public secondary1.0 km
Daystrom Public School · Public elementary1.1 km · 54% at standard
St John Vianney Catholic School · Catholic elementary1.1 km · 68% at standard
Braeburn Junior School · Public elementary1.4 km · 61% at standard
St Basil-the-Great College School · Catholic secondary1.5 km · 58% at standard
Stanley Public School · Public elementary1.8 km · 44% at standard
Westview Centennial Secondary School · Public secondary1.9 km · 40% at standard
Firgrove Public School · Public elementary2.1 km · 55% at standard
The Elms Junior Middle School · Public elementary2.1 km · 61% at standard
Thistletown Collegiate Institute · Public secondary2.2 km · 56% at standard
St Jane Frances Catholic School · Catholic elementary2.2 km · 47% at standard
St Simon Catholic School · Catholic elementary2.2 km · 67% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,874/mo
$160KIncome needed
5.3×Price ÷ income
$894Weekly cost
$26,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $3,874Property tax $292Total carry $4,166

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,759per month

Mortgage amount $679,920 · 4.49% over 25 years

$169,980Down payment (20.0%)
$679,920Loan before insurance
$0CMHC premium
$4,052Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,759
Property tax
$292
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,052

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,473
Toronto municipal land transfer tax
$13,473
Estimated closing costs
$26,946

Plus your down payment of $169,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,550/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$447,898Total interest paid
$1,127,818Total of all payments
Principal $679,920 Interest $447,898
YearPrincipalInterestBalance
1$15,173$29,940$664,747
2$15,862$29,251$648,885
3$16,582$28,531$632,303
4$17,335$27,778$614,968
5$18,122$26,991$596,846
6$18,945$26,168$577,902
7$19,805$25,308$558,097
8$20,704$24,409$537,392
9$21,644$23,468$515,748
10$22,627$22,486$493,121
11$23,654$21,458$469,467
12$24,728$20,384$444,738
13$25,851$19,262$418,887
14$27,025$18,088$391,863
15$28,252$16,861$363,611
16$29,535$15,578$334,076
17$30,876$14,237$303,200
18$32,277$12,835$270,923
19$33,743$11,370$237,180
20$35,275$9,838$201,905
21$36,877$8,236$165,028
22$38,551$6,562$126,477
23$40,301$4,811$86,176
24$42,131$2,981$44,044
25$44,044$1,069$0

At the end of your 5-year term

Total paid over the term
$225,564
Principal paid down
$83,074
Interest paid
$142,490
Balance remaining
$596,846

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 7 whole-home leases in Humbermede$3,500/mo
$42,000Gross annual rent
3.8%Cap rate after taxes and upkeep
$3,220 to $3,780Typical rent range

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 7 whole-home leases in Humbermede signed at a median of $3,000 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,500. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.9%
Gross yield
− Property tax $3,507− Insurance $1,400− Vacancy & upkeep $4,620Net operating income $32,473

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX EXPERTS. MLS®/PropTx.

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