74 Ringway Crescent, Toronto, ON

Elms-Old Rexdale, Toronto · MLS® W13502542

$1,299,000
For Sale
Listed 112 days agoNo offer date statedSitting longer than typical
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4Bedrooms
2Bathrooms
1Garage · 4 parking
2000-2500Sq ft

About this home

In short

  • Discover this Hidden Gem.
  • Main Floor Family Room & Dining Room Addition.

Discover this Hidden Gem! Incredible well kept home! Main Floor Family Room & Dining Room Addition! Walkout to immaculate kept gardens! Oversized kitchen- Imagine the Parties! New concrete front landing, Expansive sun filled rooms. Bay window in Living Room, Kitchen flows to enormous family room with wet bar & fireplace and walk out to freshly stained deck and view of manicured gardens! A true backyard oasis! Private fencing all around. Patio area Seperate side entrance, Most of the house has been freshly painted, Basement kitchen/Laundry room has double sinks, & double laundry tubs! Home has been lovingly maintained.

Key facts

Property type
Detached, 2-Storey
MLS®
W13502542
Bedrooms
4
Bathrooms
2 (1 half)
Size
2000-2500 sq ft
Lot
23.98 × 153.46 ft
Cross streets
Islington/North of #401
Parking
1 garage · 4 parking (attached)
Driveway
Private Double
Basement
Finished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stucco (Plaster)
Foundation
Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,683 / 2025
Days on market
112
Listing brokerage
RE/MAX PROFESSIONALS INC.

Rooms

BedroomSecond3.23 × 3.05 m

hardwood floor · closet

Living RoomMain5.33 × 3.51 m

hardwood floor · bay window

BreakfastMain3.35 × 3.05 m

ceramic floor · open concept · overlooks family

Dining RoomMain5.49 × 3.05 m

broadloom · panelled · overlooks backyard

KitchenMain3.66 × 3.35 m

ceramic floor · b/i dishwasher · pantry

Primary BedroomSecond4.04 × 3.18 m

hardwood floor · closet

BedroomSecond3.05 × 2.87 m

hardwood floor · closet

FoyerMain3.51 × 1.83 m

ceramic floor · closet

OtherLower3.51 × 2.13 m
KitchenLower6.11 × 3.35 m

combined w/laundry · tile floor

Family RoomMain8.46 × 4.11 m

wet bar · w/o to garden · stone fireplace

BedroomSecond3.23 × 3.18 m

hardwood floor · closet

RecreationLower7.32 × 3.35 m

Laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is The Elms Junior Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Elms-Old Rexdale, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Islington-City Centre West
$1.54M
Stonegate-Queensway
$2.25M
Willowdale East
$2.29M
Leaside
$2.48M
Banbury-Don Mills
$5.50M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near The Elms Junior Middle School
61%
The Elms Junior Middle SchoolPublic · Elementary · 0.5 km awayBelow the GTA average · 61% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Elmlea Junior School · Public elementary0.4 km · 46% at standard
Caring and Safe School 1 · Public secondary1.0 km
Braeburn Junior School · Public elementary1.2 km · 61% at standard
St Simon Catholic School · Catholic elementary1.4 km · 67% at standard
Monsignor Percy Johnson Catholic High School · Catholic secondary1.5 km · 65% at standard
St Benedict Catholic School · Catholic elementary1.7 km · 79% at standard
Dante Alighieri Academy · Catholic secondary1.8 km · 55% at standard
Rivercrest Junior School · Public elementary1.8 km · 59% at standard
School of Experiential Education · Public secondary1.9 km
St Basil-the-Great College School · Catholic secondary2.0 km · 58% at standard
St Maurice Catholic School · Catholic elementary2.2 km · 52% at standard
Kingsview Village Junior School · Public elementary2.2 km · 62% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,920/mo
$240KIncome needed
5.4×Price ÷ income
$1,366Weekly cost
$44,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $5,920Property tax $390Total carry $6,311

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,746per month

Mortgage amount $1,039,200 · 4.49% over 25 years

$259,800Down payment (20.0%)
$1,039,200Loan before insurance
$0CMHC premium
$6,136Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,746
Property tax
$390
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,136

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,455
Toronto municipal land transfer tax
$22,455
Estimated closing costs
$44,910

Plus your down payment of $259,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,955/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$684,575Total interest paid
$1,723,775Total of all payments
Principal $1,039,200 Interest $684,575
YearPrincipalInterestBalance
1$23,191$45,760$1,016,009
2$24,243$44,708$991,766
3$25,344$43,607$966,422
4$26,495$42,456$939,927
5$27,698$41,253$912,229
6$28,956$39,995$883,273
7$30,270$38,681$853,003
8$31,645$37,306$821,359
9$33,081$35,870$788,277
10$34,583$34,368$753,694
11$36,154$32,797$717,540
12$37,795$31,156$679,745
13$39,511$29,440$640,234
14$41,305$27,646$598,929
15$43,181$25,770$555,748
16$45,141$23,810$510,607
17$47,191$21,760$463,416
18$49,333$19,618$414,083
19$51,573$17,378$362,509
20$53,915$15,036$308,594
21$56,363$12,588$252,231
22$58,922$10,029$193,309
23$61,597$7,354$131,712
24$64,394$4,557$67,318
25$67,318$1,633$0

At the end of your 5-year term

Total paid over the term
$344,755
Principal paid down
$126,971
Interest paid
$217,784
Balance remaining
$912,229

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $4,683− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $38,773

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PROFESSIONALS INC.. MLS®/PropTx.

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