209-262 John Garland Boulevard, Toronto, ON

West Humber-Clairville, Toronto · MLS® W13539408

$585,000
For Sale
Listed 103 days agoNo offer date statedSitting longer than typical
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3+1Bedrooms
3Bathrooms
1Parking
1200-1399Sq ft

About this home

In short

  • This bright, south-exposure, sun-filled, rare three-story, three plus one - bedroom, three-washroom condo townhome offers exceptional value.
  • The studio-style finished basement, with outdoor access, full bath, and kitchen, offers great rental or family flexibility.
  • A convenient main-floor new washroom(2026), a beautifully renovated kitchen with quartz countertop and new Cabinets(2025), updated bathrooms(2025), fresh paint(2026)...
  • Owned New Furnace, Ac(2026), Water heater, water softener, and Air humidifier save you monthly extra charges.
  • Close to Highways 7, 27, and 401.

This bright, south-exposure, sun-filled, rare three-story, three plus one - bedroom, three-washroom condo townhome offers exceptional value. The studio-style finished basement, with outdoor access, full bath, and kitchen, offers great rental or family flexibility. A privately enclosed front patio boasts a beautiful flower garden with automatic watering and solar motion-detector lighting perfect for hosting gatherings, enjoying meals in the open air, or relaxing. The raised main floor seamlessly unites the living, dining, and kitchen areas on one elegant level, featuring porcelain flooring and sleek pot lights. A convenient main-floor new washroom(2026), a beautifully renovated kitchen with quartz countertop and new Cabinets(2025), updated bathrooms(2025), fresh paint(2026), and new window coverings(2026) add modern appeal. Owned New Furnace, Ac(2026), Water heater, water softener, and Air humidifier save you monthly extra charges. Maintenance fee covers cable TV and High speed Internet which also save you monthly charges. Close to Highways 7, 27, and 401. Steps to TTC, New Finch west LRT route. shopping, parks, licensed child care and schools, just 5 minutes drive to Humber College North Campus. Steps to Etobicoke General Hospital. It is a rare opportunity for end users, investors, students and first time home buyers.

Key facts

Property type
Condo Townhouse, 3-Storey
MLS®
W13539408
Bedrooms
3+1 (4 total)
Bathrooms
3 (1 half)
Size
1200-1399 sq ft
Cross streets
Martin Grove and Finch
Parking
1 parking
Basement
Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$600/mo
Exposure
South
Property tax
$951 / 2026
Days on market
103
Listing brokerage
KAMALI GROUP REALTY

Rooms

Bedroom 3Third3.34 × 3.19 m

mirrored closet · vinyl floor · south view

Primary BedroomSecond4.66 × 3.80 m

mirrored closet · vinyl floor · south view

Bedroom 2Third4.49 × 2.54 m

mirrored closet · vinyl floor · south view

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Albion Heights Junior Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

West Humber-Clairville, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Downsview-Roding-CFB
$699K
Islington-City Centre West
$588K
Mimico
$840K
Casa Loma
$2.80M
Long Branch
$800K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Albion Heights Junior Middle School
46%
Albion Heights Junior Middle SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 46% meet the provincial standard
West Humber Collegiate InstituteEQAO results not published
Also nearby: 12 more schools within 2.5 km
Father Henry Carr Catholic Secondary School · Catholic secondary0.3 km · 62% at standard
Elmbank Junior Middle Academy · Public elementary0.4 km · 48% at standard
Melody Village Junior School · Public elementary0.5 km · 64% at standard
West Humber Collegiate Institute · Public secondary0.6 km · 62% at standard
Greenholme Junior Middle School · Public elementary0.8 km · 72% at standard
Highfield Junior School · Public elementary1.3 km · 58% at standard
West Humber Junior Middle School · Public elementary1.5 km · 69% at standard
St Andrew Catholic School · Catholic elementary1.5 km · 56% at standard
North Albion Collegiate Institute · Public secondary1.6 km · 50% at standard
Claireville Junior School · Public elementary1.6 km · 53% at standard
Beaumonde Heights Junior Middle School · Public elementary1.8 km · 70% at standard
Smithfield Middle School · Public elementary1.8 km · 72% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,666/mo
$118KIncome needed
5.0×Price ÷ income
$615Weekly cost
$16,350Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

80%mortgage
Mortgage $2,666Property tax $79Condo fee $600Total carry $3,345

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,588per month

Mortgage amount $468,000 · 4.49% over 25 years

$117,000Down payment (20.0%)
$468,000Loan before insurance
$0CMHC premium
$3,267Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,588
Property tax
$79
Condo / maintenance fees
$600
Heating
$0
Estimated monthly cost
$3,267

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,175
Toronto municipal land transfer tax
$8,175
Estimated closing costs
$16,350

Plus your down payment of $117,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,132/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$308,296Total interest paid
$776,296Total of all payments
Principal $468,000 Interest $308,296
YearPrincipalInterestBalance
1$10,444$20,608$457,556
2$10,918$20,134$446,638
3$11,414$19,638$435,225
4$11,932$19,120$423,293
5$12,474$18,578$410,819
6$13,040$18,012$397,779
7$13,632$17,420$384,147
8$14,251$16,801$369,896
9$14,898$16,154$354,998
10$15,575$15,477$339,423
11$16,282$14,770$323,142
12$17,021$14,031$306,121
13$17,794$13,258$288,327
14$18,602$12,450$269,725
15$19,446$11,606$250,279
16$20,329$10,723$229,950
17$21,252$9,800$208,698
18$22,217$8,835$186,481
19$23,226$7,826$163,255
20$24,280$6,771$138,974
21$25,383$5,669$113,591
22$26,535$4,516$87,056
23$27,740$3,312$59,316
24$29,000$2,052$30,316
25$30,316$735$0

At the end of your 5-year term

Total paid over the term
$155,259
Principal paid down
$57,181
Interest paid
$98,078
Balance remaining
$410,819

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
6.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.4%
Gross yield
− Property tax $951− Condo fees $7,196− Insurance $600− Vacancy & upkeep $5,412Net operating income $35,041

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KAMALI GROUP REALTY. MLS®/PropTx.

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