82-248 John Garland Boulevard, Toronto, ON

West Humber-Clairville, Toronto · MLS® W14080962

$424,900
For Sale
Listed 4 days agoNo offer date stated
3Bedrooms
2Bathrooms
1Garage
1200-1399Sq ft

About this home

Spacious Three Bedroom Townhome In A Lively Neighborhood. One Full Washroom. Nice Sized Kitchen. Spacious Living/Dining Rooms Very Spacious Three Bedrooms. Great Location....Walk to Finch LRT, Humber College , William Osler General Hospital & to all other major amenities.

Key facts

Property type
Condo Townhouse, 3-Storey
MLS®
W14080962
Bedrooms
3
Bathrooms
2
Size
1200-1399 sq ft
Cross streets
Finch/Martingrove
Parking
1 garage (underground)
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$656/mo
Exposure
North
Property tax
$995 / 2025
Days on market
4
Listing brokerage
RE/MAX PREMIER INC.

Rooms

Bedroom 3Third3.65 × 3.22 m

hardwood floor · closet

Dining RoomGround3.61 × 2.40 m

hardwood floor · open concept

Living RoomGround4.95 × 3.72 m

overlooks garden · hardwood floor · vaulted ceiling(s)

KitchenGround2.45 × 3.80 m

ceramic floor · pantry

Primary BedroomSecond3.80 × 3.70 m

hardwood floor · double closet

RecreationBasement3.95 × 3.70 m

Window

Bedroom 2Third2.90 × 2.60 m

hardwood floor · closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Albion Heights Junior Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

West Humber-Clairville, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Downsview-Roding-CFB
$699K
Islington-City Centre West
$555K
Mimico
$840K
Casa Loma
$2.80M
Long Branch
$726K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Albion Heights Junior Middle School
46%
Albion Heights Junior Middle SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 46% meet the provincial standard
West Humber Collegiate InstituteEQAO results not published
Also nearby: 12 more schools within 2.5 km
Father Henry Carr Catholic Secondary School · Catholic secondary0.2 km · 62% at standard
Elmbank Junior Middle Academy · Public elementary0.3 km · 48% at standard
West Humber Collegiate Institute · Public secondary0.5 km · 62% at standard
Melody Village Junior School · Public elementary0.5 km · 64% at standard
Greenholme Junior Middle School · Public elementary0.7 km · 72% at standard
Highfield Junior School · Public elementary1.3 km · 58% at standard
St Andrew Catholic School · Catholic elementary1.4 km · 56% at standard
West Humber Junior Middle School · Public elementary1.4 km · 69% at standard
North Albion Collegiate Institute · Public secondary1.5 km · 50% at standard
Claireville Junior School · Public elementary1.7 km · 53% at standard
Beaumonde Heights Junior Middle School · Public elementary1.7 km · 70% at standard
Smithfield Middle School · Public elementary1.8 km · 72% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,937/mo
$92KIncome needed
4.6×Price ÷ income
$447Weekly cost
$9,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $1,937Property tax $83Condo fee $656Total carry $2,676

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,879per month

Mortgage amount $339,920 · 4.49% over 25 years

$84,980Down payment (20.0%)
$339,920Loan before insurance
$0CMHC premium
$2,618Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,879
Property tax
$83
Condo / maintenance fees
$656
Heating
$0
Estimated monthly cost
$2,618

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,973
Toronto municipal land transfer tax
$4,973
Estimated closing costs
$9,946

Plus your down payment of $84,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,275/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$223,923Total interest paid
$563,843Total of all payments
Principal $339,920 Interest $223,923
YearPrincipalInterestBalance
1$7,586$14,968$332,334
2$7,930$14,624$324,404
3$8,290$14,264$316,114
4$8,666$13,887$307,448
5$9,060$13,494$298,388
6$9,471$13,082$288,917
7$9,901$12,652$279,015
8$10,351$12,203$268,665
9$10,821$11,733$257,844
10$11,312$11,242$246,532
11$11,826$10,728$234,706
12$12,363$10,191$222,343
13$12,924$9,630$209,419
14$13,511$9,043$195,908
15$14,124$8,429$181,784
16$14,766$7,788$167,018
17$15,436$7,118$151,582
18$16,137$6,417$135,446
19$16,870$5,684$118,576
20$17,635$4,918$100,941
21$18,436$4,118$82,504
22$19,273$3,280$63,231
23$20,148$2,405$43,083
24$21,063$1,491$22,020
25$22,020$534$0

At the end of your 5-year term

Total paid over the term
$112,769
Principal paid down
$41,532
Interest paid
$71,237
Balance remaining
$298,388

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
8.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

11.6%
Gross yield
− Property tax $995− Condo fees $7,874− Insurance $600− Vacancy & upkeep $5,412Net operating income $34,318

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PREMIER INC.. MLS®/PropTx.

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