119-256 John Garland Boulevard, Toronto, ON

West Humber-Clairville, Toronto · MLS® W13793900

$549,000
For Sale
Listed 33 days agoNo offer date stated
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3Bedrooms
1Bathrooms
1Garage
1200-1399Sq ft

About this home

In short

  • Spacious townhouse 1256 square feet.
  • 3 spacious bedroom, separate living and dining rooms.
  • Private garden area, and large basement.
  • Close to schools, shopping, highways.

Spacious townhouse 1256 square feet. 3 spacious bedroom, separate living and dining rooms. Private garden area, and large basement. This property is perfect for growing families. Close to schools, shopping, highways. This property even has a mature cherry tree in the garden!

Key facts

Property type
Condo Townhouse, 3-Storey
MLS®
W13793900
Bedrooms
3
Bathrooms
1
Size
1200-1399 sq ft
Cross streets
Martin Grove and Finch
Parking
1 garage (underground)
Basement
Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Exposure
West
Property tax
$1,250 / 2026
Days on market
33
Listing brokerage
CRANE REALTY INCORPORATED

Rooms

Bedroom 2Third
KitchenSecond
BathroomThird
Bedroom 3Upper
Living RoomGround
Dining RoomSecond
Primary BedroomThird
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Albion Heights Junior Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

West Humber-Clairville, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Downsview-Roding-CFB
$699K
Islington-City Centre West
$588K
Mimico
$840K
Casa Loma
$2.80M
Long Branch
$800K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Albion Heights Junior Middle School
46%
Albion Heights Junior Middle SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 46% meet the provincial standard
West Humber Collegiate InstituteEQAO results not published
Also nearby: 12 more schools within 2.5 km
Father Henry Carr Catholic Secondary School · Catholic secondary0.2 km · 62% at standard
Elmbank Junior Middle Academy · Public elementary0.3 km · 48% at standard
West Humber Collegiate Institute · Public secondary0.5 km · 62% at standard
Melody Village Junior School · Public elementary0.5 km · 64% at standard
Greenholme Junior Middle School · Public elementary0.6 km · 72% at standard
Highfield Junior School · Public elementary1.3 km · 58% at standard
St Andrew Catholic School · Catholic elementary1.4 km · 56% at standard
West Humber Junior Middle School · Public elementary1.4 km · 69% at standard
North Albion Collegiate Institute · Public secondary1.5 km · 50% at standard
Beaumonde Heights Junior Middle School · Public elementary1.6 km · 70% at standard
Claireville Junior School · Public elementary1.7 km · 53% at standard
Smithfield Middle School · Public elementary1.8 km · 72% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,502/mo
$101KIncome needed
5.4×Price ÷ income
$577Weekly cost
$14,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

96%mortgage
Mortgage $2,502Property tax $104Total carry $2,606

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,428per month

Mortgage amount $439,200 · 4.49% over 25 years

$109,800Down payment (20.0%)
$439,200Loan before insurance
$0CMHC premium
$2,533Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,428
Property tax
$104
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,533

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,455
Toronto municipal land transfer tax
$7,455
Estimated closing costs
$14,910

Plus your down payment of $109,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,939/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$289,324Total interest paid
$728,524Total of all payments
Principal $439,200 Interest $289,324
YearPrincipalInterestBalance
1$9,801$19,340$429,399
2$10,246$18,895$419,153
3$10,711$18,430$408,442
4$11,198$17,943$397,244
5$11,706$17,435$385,538
6$12,238$16,903$373,300
7$12,793$16,348$360,507
8$13,374$15,767$347,133
9$13,981$15,160$333,152
10$14,616$14,525$318,536
11$15,280$13,861$303,256
12$15,973$13,167$287,283
13$16,699$12,442$270,584
14$17,457$11,684$253,127
15$18,250$10,891$234,877
16$19,078$10,063$215,799
17$19,944$9,197$195,855
18$20,850$8,291$175,005
19$21,797$7,344$153,208
20$22,786$6,355$130,422
21$23,821$5,320$106,601
22$24,902$4,239$81,699
23$26,033$3,108$55,666
24$27,215$1,926$28,451
25$28,451$690$0

At the end of your 5-year term

Total paid over the term
$145,705
Principal paid down
$53,662
Interest paid
$92,043
Balance remaining
$385,538

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
7.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

9.0%
Gross yield
− Property tax $1,250− Insurance $600− Vacancy & upkeep $5,412Net operating income $41,938

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CRANE REALTY INCORPORATED. MLS®/PropTx.

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