78 South Kingsway, Toronto, ON
High Park-Swansea, Toronto · MLS® W13581174
About this home
In short
- Set within one of Toronto's most prestigious west-end enclaves, 78 South Kingsway presents a striking custom residence backing onto the lush surroundings of the...
- This 4+1 bedroom, 5-bathroom home spans approximately 3,700 SF and embodies modern sophistication with timeless appeal.
- Prodigious principal rooms are designed for both comfort and entertaining, featuring expansive windows and a statement chef's kitchen that anchors the main level.
- The upper level is thoughtfully composed with four generously scaled bedrooms, each with access to ensuite baths with electric heated floors.
- Outdoors, the landscaped grounds unfold into a private backdrop with no rear neighbours.
Set within one of Toronto's most prestigious west-end enclaves, 78 South Kingsway presents a striking custom residence backing onto the lush surroundings of the Humber River. This 4+1 bedroom, 5-bathroom home spans approximately 3,700 SF and embodies modern sophistication with timeless appeal. The interior reveals itself with intention. Sunlight filters through a dramatic overhead skylight, illuminating wide-plank engineered oak floors and a sculptural oak staircase framed by glass. Every element has been carefully considered, from tailored millwork to integrated technology, including built-in speakers powered by a Sonos system, smart lighting, and automated blinds. Prodigious principal rooms are designed for both comfort and entertaining, featuring expansive windows and a statement chef's kitchen that anchors the main level. The kitchen features a quartz waterfall island at centre stage, complemented by a suite of Thermador appliances, and opens effortlessly onto a raised deck, creating a seamless transition for indoor and outdoor entertaining. The upper level is thoughtfully composed with four generously scaled bedrooms, each with access to ensuite baths with electric heated floors. The primary suite offers a quiet retreat, complete with a private balcony, dual walk-in closets, and a spa-inspired ensuite with a freestanding tub, glass shower, and double vanity. A dedicated laundry room adds practical convenience. Below, the walk-up lower level introduces a flexible extension of the home, featuring a spacious recreation area, wet bar, fifth bedroom, and a well-appointed bath, suited for guests, extended family, or income-generating potential. Outdoors, the landscaped grounds unfold into a private backdrop with no rear neighbours. A custom deck with integrated lighting and audio enhances the setting, offering a peaceful escape framed by nature. Positioned moments from top-rated schools, Bloor West Village, High Park, and the Humber River Recreational Trail.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13581174
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 5 (1 half)
- Size
- 2500-3000 sq ft
- Lot
- 32.33 × 187 ft
- Cross streets
- Bloor St W & South Kingsway
- Parking
- 1 garage · 3 parking (built-in)
- Driveway
- Private
- Basement
- Finished, Separate Entrance, Apartment, Walk-Up
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone, Stucco (Plaster)
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $13,420 / 2026
- Days on market
- 93
- Listing brokerage
- SAM MCDADI REAL ESTATE INC.
Rooms
built-in speakers · wet bar · walk-out
pot lights · overlooks living · hardwood floor
semi ensuite · closet · window
above grade window · closet · hardwood floor
3 pc ensuite · closet · window
5 pc ensuite · walk-in closet(s) · w/o to balcony
built-in speakers · overlooks dining · hardwood floor
stainless steel appl · quartz counter · centre island
gas fireplace · w/o to deck · hardwood floor
semi ensuite · closet · window
Listed at $2,995,000. Going by how homes in High Park-Swansea and the wider GTA have actually closed against their asking prices (about 99%, 18 local closings in 90 days), the likely sale price is near $2.96M, if it sells. A realistic range is $2.77M to $3.34M.
Independent value check: $2.97M. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $2.78M and $3.11M).
Why $2.97M. The typical detached home sold in High Park-Swansea over the past year went for about $1.93M (91 sales). What sets this one apart:
- ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $13,420 a year; the typical home sold here pays about $9,300.
- ▲ Raises it strongly4+1 bedrooms and 5 baths, against 4+1 and 3 typically.
- ▲ Raises itIts lot is 32 by 187 ft; the typical lot sold here is 30 by 120.
- ▲ Raises itIt is 2,500 to 3,000 sq ft; the typical home sold here is 2,000 to 2,500.
Total price vs nearby homes. Likely closing about $2.96M, from 18 recent closings in this pocket.
The market behind the math:
About 1.3 months of inventory: 8 detached homes for sale in the area against 18 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $1,089/sqft against an area asking average of $1,396/sqft.
- Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. Basements do rent in High Park-Swansea: 18 of the 140 detached leases here lately were basement units, around $1,825 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 18 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.54M. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Heated floors: comfort and a premium-finish signal. Lifestyle
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
Schools & getting aroundcatchment and transit
On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in High Park-Swansea, so I widened the search to the surrounding area.
Based on 18 comparable homes that sold in High Park-Swansea over the past two years, from 180 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $1,270/sqft; this home lists at $1,089/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in High Park-Swansea: $2.01M in September 2026, down 12% from a year ago, on 81 closings in 9 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $2.05M | 6 |
| November 2025 | $2.25M | 7 |
| January 2026 | $1.60M | 5 |
| February 2026 | $1.95M | 8 |
| March 2026 | $2.10M | 11 |
| April 2026 | $1.45M | 12 |
| May 2026 | $2.06M | 13 |
| June 2026 | $1.62M | 11 |
| September 2026 | $2.01M | 8 |
Neighbourhood & location
High Park-Swansea, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $2,396,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $13,248
- Property tax
- $1,118
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $14,366
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $61,350
- Toronto municipal land transfer tax
- $61,350
- Estimated closing costs
- $122,700
Plus your down payment of $599,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $794,874
- Principal paid down
- $292,747
- Interest paid
- $502,127
- Balance remaining
- $2,103,253
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in High Park-Swansea (18 of 140 recent detached leases were basement units, around $1,825 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,825 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 13 whole-home leases in High Park-Swansea signed at a median of $6,500 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $6,820. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SAM MCDADI REAL ESTATE INC.. MLS®/PropTx.