164 Morningside Avenue, Toronto, ON
High Park-Swansea, Toronto · MLS® W13869686
About this home
In short
- Rare opportunity in the heart of sought-after Swansea.
- Situated on the only cul-de-sac directly off South Kingsway, this beautifully updated detached two-storey home sits on an exceptional 48 x 150 ft lot with a rare...
- The renovated kitchen serves as the heart of the home, complete with a large centre island, ample storage, and a walk-in pantry with second oven, perfect for...
- The finished basement with separate entrance offers excellent versatility with nanny or in-law suite potential, along with additional recreation space for family...
- Step outside to your own private backyard retreat, featuring a heated swimming pool and a deep lot backing onto ravine greenery, ideal for relaxing or entertaining...
Rare opportunity in the heart of sought-after Swansea. Situated on the only cul-de-sac directly off South Kingsway, this beautifully updated detached two-storey home sits on an exceptional 48 x 150 ft lot with a rare ravine setting in both the front and rear, offering privacy and natural surroundings that are seldom found in the city. Offering nearly 3000 sq ft above grade, this spacious family home features 4 generous bedrooms, a main floor office, and 4 full bathrooms, providing an ideal layout for growing families. The renovated kitchen serves as the heart of the home, complete with a large centre island, ample storage, and a walk-in pantry with second oven, perfect for entertaining or extended family needs. A dedicated main floor office provides flexibility for work-from-home living. The finished basement with separate entrance offers excellent versatility with nanny or in-law suite potential, along with additional recreation space for family enjoyment. Step outside to your own private backyard retreat, featuring a heated swimming pool and a deep lot backing onto ravine greenery, ideal for relaxing or entertaining throughout the summer months. This home has benefited from recent renovations and continued care, reflecting pride of ownership throughout. The single detached garage and driveway parking for three vehicles provide added everyday convenience. Located in one of West Toronto's most desirable family neighbourhoods, close to top-rated schools, parks, transit, and the shops and restaurants of Bloor West Village, with convenient access to major routes including the Gardiner Expressway. A rare offering combining location, privacy, and family-friendly living in one exceptional property.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13869686
- Bedrooms
- 4+2 (6 total)
- Bathrooms
- 4
- Size
- 2500-3000 sq ft
- Lot
- 47.62 × 150 ft
- Cross streets
- Bloor St W / South Kingsway
- Parking
- 1 garage · 4 parking (detached)
- Driveway
- Private
- Basement
- Apartment, Finished with Walk-Out
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Brick
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $13,958 / 2025
- Days on market
- 13
- Listing brokerage
- RE/MAX PROFESSIONALS INC.
Rooms
hardwood floor · double closet · large window
tile floor · b/i closet
hardwood floor · b/i shelves · pot lights
laundry sink · b/i shelves
hardwood floor · pot lights · w/o to yard
walk-in closet(s) · 3 pc ensuite · juliette balcony
hardwood floor · fireplace · pot lights
tile floor · b/i shelves · double closet
tile floor · pot lights · combined w/rec
centre island · stainless steel appl · quartz counter
hardwood floor · double closet · large window
hardwood floor · double closet · large window
hardwood floor · closet · large window
tile floor · wet bar · walk-up
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readOn schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $1,270/sqft; this home lists at $1,089/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
High Park-Swansea, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $2,396,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $13,248
- Property tax
- $1,163
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $14,411
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $61,350
- Toronto municipal land transfer tax
- $61,350
- Estimated closing costs
- $122,700
Plus your down payment of $599,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $794,874
- Principal paid down
- $292,747
- Interest paid
- $502,127
- Balance remaining
- $2,103,253
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PROFESSIONALS INC.. MLS®/PropTx.