449 Pacific Avenue, Toronto, ON

Junction Area, Toronto · MLS® W13619132

$1,250,000
For Sale
Listed 82 days agoNo offer date statedSitting longer than typical
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3Bedrooms
2Bathrooms
0Parking
1100-1500Sq ft

About this home

In short

  • Visit the REALTOR website for further information about this Listing.
  • With a Walk Score of 95, Transit Score of 76, and Bike Score of 82, getting around is effortless.
  • The sun-filled main floor features high ceilings, hardwood floors, a welcoming living room, dining area, convenient powder room, and an updated open-concept kitchen...
  • Step outside to a private backyard with a beautiful perennial wildflower garden, perfect for relaxing, entertaining, or enjoying summer BBQs.
  • The unfinished basement offers endless possibilities to create additional living space, a recreation room, home office, or private suite with a separate rear...

Visit the REALTOR website for further information about this Listing. A rare opportunity to own a beautifully maintained home in the heart of **The Junction**, one of Toronto's most desirable neighbourhoods where demand and property values continue to grow. Enjoy the perfect balance of city convenience and community charm with major retailers, local boutiques, grocery stores, High Park, parks, schools, community centres, restaurants, cafés, and more just steps from your door. Families will appreciate schools offering French immersion, music, sports, and swimming programs. With a Walk Score of **95**, Transit Score of **76**, and Bike Score of **82**, getting around is effortless. The sun-filled main floor features high ceilings, hardwood floors, a welcoming living room, dining area, convenient powder room, and an updated open-concept kitchen designed for everyday living and entertaining. Upstairs offers three spacious bedrooms, a full bathroom, and generous closet space, making this move-in ready home ideal for families. Step outside to a private backyard with a beautiful perennial wildflower garden, perfect for relaxing, entertaining, or enjoying summer BBQs. The unfinished basement offers endless possibilities to create additional living space, a recreation room, home office, or private suite with a separate rear entrance, allowing you to customize it to suit your lifestyle and budget. This exceptional home combines style, comfort, space, and outstanding future potential. Significant updates include all new electrical wiring and plumbing, along with a roof replaced within the last six years, providing added peace of mind. Offering an unbeatable location, thoughtful updates, and incredible flexibility, this is a rare chance to own a home in one of Toronto's most vibrant and sought-after communities.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
W13619132
Bedrooms
3
Bathrooms
2 (1 half)
Size
1100-1500 sq ft
Lot
16.8 × 96 ft
Cross streets
High Park Ave. and Dundas St. W
Parking
0 parking
Basement
Full, Unfinished
Heating
Forced Air
A/C
Other
Exterior
Brick
Foundation
Concrete, Stone
Roof
Asphalt Rolled, Rolled, Shingles
Sewer
Sewer
Property tax
$4,811 / 2026
Days on market
82
Listing brokerage
EASY LIST REALTY LTD.

Rooms

Primary BedroomSecond4.12 × 4.65 m
BedroomSecond2.44 × 4.65 m
Dining RoomMain4.73 × 2.75 m
KitchenMain3.97 × 4.65 m
Living RoomMain3.35 × 3.66 m
BedroomSecond2.90 × 3.97 m
Our TakeTeam Asgarian · Broker
Likely to sell near ask
$1.24Mlikely sale price

Listed at $1,250,000. Going by how homes in Junction Area and the wider GTA have actually closed against their asking prices (about 100%, 9 local closings in 90 days), the likely sale price is near $1.24M, if it sells. A realistic range is $1.17M to $1.40M.

Independent value check: $1.05M. Without looking at the asking price, our model values the home itself about 16% below the ask (homes like it typically land between $980K and $1.10M).

Why $1.05M. The typical semi-detached home sold in Junction Area over the past year went for about $1.15M (30 sales). What sets this one apart:

  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $4,811 a year; the typical home sold here pays about $5,700.
  • ▼ Lowers it0 garage and 0 total parking spaces, against 1 and 2 typically.
  • ▼ Lowers it slightly3 bedrooms and 2 baths, against 3+1 and 3 typically.

Longer on the market than typical. 82 days on the market against about 17 for homes like it here, and asking 20% above where comparable closings put it.

List price
$1.17MBelow recent closings$1.40MAbove recent closings

Total price vs nearby homes. Likely closing about $1.24M, from 9 recent closings in this pocket.

The market behind the math:

9sold nearby · 90 days
$1.15Mmedian sold price
104%of asking, on average
−4%prices vs a year ago
~13 dayshomes like this take to sell
82days on market so far
$3,488/moest. rent · 10 leases
3.3%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.3 months of inventory: 7 semi-detached homes for sale in the area against 9 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $962/sqft against an area asking average of $876/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 9 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $963K. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Based on 4 homes sold on this street over the past two years, plus 1 nearby in Junction Area, from 68 closings in Junction Area.

What sellers nearby are askingCurrently listed nearby in Junction Area · asking prices
$1.10Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market. Homes like this one have recently closed around $1.05M, which is where my estimate comes from.

Per square foot, these ask about $895/sqft; this home lists at $962/sqft. Size is part of the price story, not just the sticker.

The 5 closest active listings nearby.

See all comparable homes
1.25MThis home1.30M899k1.10M1.20M999kThis home vs active comparables

Sold price trend

Median sold price for semi-detached homes in Toronto: $1.12M in September 2026, up 2% from a year ago, on 2,409 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.08M252
November 2025$1.03M207
December 2025$967K117
January 2026$997K100
February 2026$1.09M151
March 2026$1.18M180
April 2026$1.18M242
May 2026$1.18M282
June 2026$1.21M262
July 2026$999K237
August 2026$970K166
September 2026$1.12M213

Neighbourhood & location

Junction Area, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Corso Italia-Davenport
$899K
Wychwood
$1.14M
Palmerston-Little Italy
$1.68M
Annex
$2.07M
University
$1.75M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Annette Street Junior and Senior Public School
81%
Annette Street Junior and Senior Public SchoolPublic · Elementary · 0.7 km awayAbove the GTA average · 81% meet the provincial standard
Lucy McCormick Senior SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
High Park Alternative School Junior · Public elementary0.7 km · 82% at standard
Indian Road Crescent Junior Public School · Public elementary0.8 km · 88% at standard
Carleton Village Junior and Senior Public School · Public elementary0.9 km · 42% at standard
St Rita Catholic School · Catholic elementary1.0 km · 73% at standard
Keele Street Public School · Public elementary1.1 km · 82% at standard
Mountview Alternative School School · Public elementary1.1 km · 83% at standard
Ursula Franklin Academy · Public secondary1.1 km · 92% at standard
Western Technical & Commercial School · Public secondary1.1 km · 68% at standard
The Student School · Public secondary1.2 km
St Paul VI Catholic School · Catholic elementary1.2 km · 76% at standard
St Luigi Catholic School · Catholic elementary1.3 km · 36% at standard
Perth Avenue Junior Public School · Public elementary1.3 km · 77% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,697/mo
$232KIncome needed
5.4×Price ÷ income
$1,315Weekly cost
$42,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,697Property tax $401Total carry $6,098

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,529per month

Mortgage amount $1,000,000 · 4.49% over 25 years

$250,000Down payment (20.0%)
$1,000,000Loan before insurance
$0CMHC premium
$5,930Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,529
Property tax
$401
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,930

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$21,475
Toronto municipal land transfer tax
$21,475
Estimated closing costs
$42,950

Plus your down payment of $250,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,692/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$658,751Total interest paid
$1,658,751Total of all payments
Principal $1,000,000 Interest $658,751
YearPrincipalInterestBalance
1$22,316$44,034$977,684
2$23,329$43,021$954,355
3$24,388$41,962$929,967
4$25,496$40,855$904,472
5$26,653$39,697$877,818
6$27,863$38,487$849,955
7$29,128$37,222$820,827
8$30,451$35,899$790,376
9$31,834$34,517$758,542
10$33,279$33,071$725,263
11$34,790$31,560$690,474
12$36,369$29,981$654,104
13$38,021$28,329$616,083
14$39,747$26,603$576,336
15$41,552$24,798$534,784
16$43,438$22,912$491,346
17$45,411$20,939$445,935
18$47,472$18,878$398,463
19$49,628$16,722$348,835
20$51,881$14,469$296,954
21$54,237$12,113$242,717
22$56,699$9,651$186,017
23$59,274$7,076$126,744
24$61,965$4,385$64,779
25$64,779$1,572$0

At the end of your 5-year term

Total paid over the term
$331,750
Principal paid down
$122,182
Interest paid
$209,569
Balance remaining
$877,818

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 10 whole-home leases in Junction Area$3,488/mo
$41,856Gross annual rent
2.5%Cap rate after taxes and upkeep
$2,520 to $3,767Typical rent range

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 10 whole-home leases in Junction Area signed at a median of $3,477 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,488. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.3%
Gross yield
− Property tax $4,811− Insurance $1,400− Vacancy & upkeep $4,604Net operating income $31,041

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EASY LIST REALTY LTD.. MLS®/PropTx.

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