112 Maria Street, Toronto, ON

Junction Area, Toronto · MLS® W13868834

$1,300,000
For Sale
Listed 13 days agoNo offer date stated
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3Bedrooms
3Bathrooms
0Parking
1100-1500Sq ft

About this home

In short

  • You've done the smaller home.
  • The open-concept main floor makes everyday family life feel effortless and entertaining feel natural, anchored by a gorgeous, light-filled kitchen with abundant...
  • On an exceptionally deep 152-foot lot, there's room for the BBQ, patio dinners, kids at play, dogs on the run, evenings around the fire pit and a shed tucked at the...

You've done the smaller home. Now you're ready for more. More space to gather. More room to grow. More summer nights outside. More storage. More breathing room. And, perhaps most importantly, a home where the hard work has already been done. Welcome to 112 Maria St., a bright, beautifully reimagined century home designed for the way life is lived now. The open-concept main floor makes everyday family life feel effortless and entertaining feel natural, anchored by a gorgeous, light-filled kitchen with abundant storage, generous prep space and an easy connection to the rest of the home. Upstairs, three bright bedrooms offer excellent storage and comfortable, functional spaces for a growing family. Downstairs, the fully finished, full-height lower level adds meaningful living space, complete with a new three-piece bathroom, a beautiful laundry room and even more storage. And then there's the backyard. On an exceptionally deep 152-foot lot, there's room for the BBQ, patio dinners, kids at play, dogs on the run, evenings around the fire pit and a shed tucked at the back - the kind of outdoor space that changes how you live in the city. This home has supported a rich, full family life - and now it's ready to do the same for someone new. All of this in the Junction, surrounded by great coffee, restaurants, parks, schools and the kind of neighbourhood people move west for. Move in. Exhale. Start living.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
W13868834
Bedrooms
3
Bathrooms
3 (1 half)
Size
1100-1500 sq ft
Lot
16.7 × 150.79 ft
Cross streets
Dundas and Keele.
Parking
0 parking
Driveway
None
Basement
Finished, Full
Heating
Forced Air
A/C
Central Air, Wall Unit(s)
Exterior
Brick
Foundation
Brick, Concrete, Stone
Roof
Membrane, Shingles
Sewer
Sewer
Property tax
$4,719 / 2026
Days on market
13
Listing brokerage
ROYAL LEPAGE TERREQUITY REALTY

Rooms

Bedroom 3Second3.81 × 2.46 m
Living RoomMain4.70 × 4.17 m
KitchenMain4.17 × 3.79 m
Primary BedroomSecond5.11 × 4.17 m
RecreationBasement3.86 × 8.53 m
Bedroom 2Second4.04 × 2.46 m
BathroomBasement2.26 × 1.83 m
Utility RoomBasement1.96 × 1.47 m
BathroomMain1.58 × 0.97 m
LaundryBasement3.35 × 1.93 m
Dining RoomMain3.15 × 3.33 m
BathroomSecond2.36 × 1.63 m
Mud RoomMain2.90 × 1.55 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

What sellers nearby are askingCurrently listed nearby in Junction Area · asking prices
$1.13Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $872/sqft; this home lists at $1,000/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.30MThis home1.25M1.15M998kThis home vs active comparables

Neighbourhood & location

Junction Area, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Corso Italia-Davenport
$899K
Wychwood
$1.14M
Annex
$2.07M
University
$1.75M
Mount Pleasant East
$1.36M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Annette Street Junior and Senior Public School
81%
Annette Street Junior and Senior Public SchoolPublic · Elementary · 0.7 km awayAbove the GTA average · 81% meet the provincial standard
Lucy McCormick Senior SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
High Park Alternative School Junior · Public elementary0.7 km · 82% at standard
King George Junior Public School · Public elementary0.9 km · 91% at standard
James Culnan Catholic School · Catholic elementary1.0 km · 64% at standard
Harwood Public School · Public elementary1.1 km · 55% at standard
Ursula Franklin Academy · Public secondary1.1 km · 92% at standard
Western Technical & Commercial School · Public secondary1.1 km · 68% at standard
Runnymede Collegiate Institute · Public secondary1.1 km · 46% at standard
The Student School · Public secondary1.1 km
George Syme Community School · Public elementary1.2 km · 48% at standard
Runnymede Junior and Senior Public School · Public elementary1.2 km · 92% at standard
Humbercrest Public School · Public elementary1.4 km · 80% at standard
Indian Road Crescent Junior Public School · Public elementary1.4 km · 88% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,925/mo
$241KIncome needed
5.4×Price ÷ income
$1,367Weekly cost
$44,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $5,925Property tax $393Total carry $6,318

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,750per month

Mortgage amount $1,040,000 · 4.49% over 25 years

$260,000Down payment (20.0%)
$1,040,000Loan before insurance
$0CMHC premium
$6,144Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,750
Property tax
$393
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,144

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,475
Toronto municipal land transfer tax
$22,475
Estimated closing costs
$44,950

Plus your down payment of $260,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,960/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$685,102Total interest paid
$1,725,102Total of all payments
Principal $1,040,000 Interest $685,102
YearPrincipalInterestBalance
1$23,208$45,796$1,016,792
2$24,262$44,742$992,530
3$25,364$43,640$967,166
4$26,515$42,489$940,650
5$27,719$41,285$912,931
6$28,978$40,026$883,953
7$30,294$38,711$853,660
8$31,669$37,335$821,991
9$33,107$35,897$788,884
10$34,610$34,394$754,274
11$36,181$32,823$718,093
12$37,824$31,180$680,268
13$39,542$29,462$640,727
14$41,337$27,667$599,390
15$43,214$25,790$556,176
16$45,176$23,828$511,000
17$47,227$21,777$463,773
18$49,371$19,633$414,401
19$51,613$17,391$362,788
20$53,956$15,048$308,832
21$56,406$12,598$252,426
22$58,967$10,037$193,458
23$61,645$7,359$131,813
24$64,444$4,560$67,370
25$67,370$1,634$0

At the end of your 5-year term

Total paid over the term
$345,020
Principal paid down
$127,069
Interest paid
$217,952
Balance remaining
$912,931

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.1%
Gross yield
− Property tax $4,719− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,445

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY REALTY. MLS®/PropTx.

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