120 Tarragona Boulevard, Toronto, ON

Junction Area, Toronto · MLS® W13818254

$998,000
For Sale
Listed 26 days agoNo offer date stated
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3+2Bedrooms
4Bathrooms
1Garage · 2 parking
1100-1500Sq ft

About this home

In short

  • Welcome to this beautifully maintained 3+2 bedroom home with a versatile in-law suite, lovingly cared for by the original owner.
  • Featuring a bright, open-concept living and dining area, spacious eat-in kitchen, powder room, and walkout to a cozy, low-maintenance backyard.
  • Primary bedroom features ensuite bathroom and his/her closets.
  • The finished basement with private entrance offers excellent flexibility for extended family with a bathroom and kitchenette making it the perfect in-law suite, a...
  • Ideally located in a family-friendly neighbourhood, steps to parks, splash pads and playgrounds, and a short walk to Stock Yards Village, Walmart, Canadian Tire, Home...

Welcome to this beautifully maintained 3+2 bedroom home with a versatile in-law suite, lovingly cared for by the original owner. Featuring a bright, open-concept living and dining area, spacious eat-in kitchen, powder room, and walkout to a cozy, low-maintenance backyard. Primary bedroom features ensuite bathroom and his/her closets. Enjoy the convenience of a one-car garage plus additional driveway parking. The finished basement with private entrance offers excellent flexibility for extended family with a bathroom and kitchenette making it the perfect in-law suite, a home office, recreation space, or multi-purpose use.The laundry is also perfectly situated between upstairs and downstairs so both parties can use it without interfering with each other. Ideally located in a family-friendly neighbourhood, steps to parks, splash pads and playgrounds, and a short walk to Stock Yards Village, Walmart, Canadian Tire, Home Depot, Best Buy, fitness centres and more. A meticulously cared-for home offering space, convenience and community charm-ready for its next owners!

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
W13818254
Bedrooms
3+2 (5 total)
Bathrooms
4 (1 half)
Size
1100-1500 sq ft
Lot
20.01 × 82.68 ft
Cross streets
St Clair/Keele
Parking
1 garage · 2 parking (detached)
Driveway
Private
Basement
Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,926 / 2026
Days on market
26
Listing brokerage
SUTTON GROUP REALTY SYSTEMS INC.

Rooms

KitchenBasement3.55 × 2.61 m

Laminate

BathroomSecond0.00 × 0.00 m

4 Pc Bath

Primary BedroomSecond5.13 × 3.07 m

parquet · his and hers closets · 4 pc ensuite

Bedroom 4Basement3.65 × 2.31 m

laminate · window

Living RoomMain4.29 × 2.88 m

hardwood floor · open concept · large window

Bedroom 5Basement2.94 × 2.81 m

Laminate

Bedroom 3Second3.09 × 2.56 m

laminate · large closet · large window

KitchenMain5.20 × 4.32 m

combined w/dining · w/o to patio · ceramic floor

Bedroom 2Second3.76 × 2.48 m

laminate · large closet · large window

Dining RoomMain5.20 × 4.32 m

combined w/kitchen · large window · ceramic floor

OtherMain3.59 × 1.83 m

hardwood floor · open concept

LaundryBasement2.29 × 1.69 m

Ceramic Floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Harwood Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Junction Area · asking prices
$1.13Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $867/sqft; this home lists at $768/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
998kThis home1.15M929k1.30MThis home vs active comparables

Neighbourhood & location

Junction Area, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Corso Italia-Davenport
$899K
Wychwood
$1.14M
Palmerston-Little Italy
$1.68M
Annex
$2.07M
University
$1.75M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Harwood Public School
55%
Harwood Public SchoolPublic · Elementary · 0.5 km awayBelow the GTA average · 55% meet the provincial standard
Frank Oke Secondary SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Oscar Romero Catholic Secondary School · Catholic secondary1.1 km · 61% at standard
Santa Maria Catholic School · Catholic elementary1.1 km · 35% at standard
Annette Street Junior and Senior Public School · Public elementary1.2 km · 81% at standard
High Park Alternative School Junior · Public elementary1.2 km · 82% at standard
George Syme Community School · Public elementary1.2 km · 48% at standard
St Cecilia Catholic School · Catholic elementary1.2 km · 82% at standard
St Matthew Catholic School · Catholic elementary1.2 km · 63% at standard
King George Junior Public School · Public elementary1.2 km · 91% at standard
General Mercer Junior Public School · Public elementary1.3 km · 54% at standard
Carleton Village Junior and Senior Public School · Public elementary1.3 km · 42% at standard
Humberside Collegiate Institute · Public secondary1.4 km · 88% at standard
Runnymede Collegiate Institute · Public secondary1.4 km · 46% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,549/mo
$190KIncome needed
5.3×Price ÷ income
$1,050Weekly cost
$32,870Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,549Property tax $411Total carry $4,959

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,414per month

Mortgage amount $798,400 · 4.49% over 25 years

$199,600Down payment (20.0%)
$798,400Loan before insurance
$0CMHC premium
$4,825Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,414
Property tax
$411
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,825

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,435
Toronto municipal land transfer tax
$16,435
Estimated closing costs
$32,870

Plus your down payment of $199,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,343/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$525,947Total interest paid
$1,324,347Total of all payments
Principal $798,400 Interest $525,947
YearPrincipalInterestBalance
1$17,817$35,157$780,583
2$18,626$34,348$761,957
3$19,472$33,502$742,486
4$20,356$32,618$722,130
5$21,280$31,694$700,850
6$22,246$30,728$678,604
7$23,256$29,718$655,348
8$24,312$28,662$631,036
9$25,416$27,558$605,620
10$26,570$26,404$579,050
11$27,776$25,198$551,274
12$29,037$23,936$522,237
13$30,356$22,618$491,881
14$31,734$21,240$460,147
15$33,175$19,799$426,972
16$34,681$18,293$392,291
17$36,256$16,718$356,035
18$37,902$15,072$318,133
19$39,623$13,351$278,510
20$41,422$11,552$237,088
21$43,303$9,671$193,785
22$45,269$7,705$148,516
23$47,324$5,650$101,192
24$49,473$3,501$51,719
25$51,719$1,255$0

At the end of your 5-year term

Total paid over the term
$264,869
Principal paid down
$97,550
Interest paid
$167,320
Balance remaining
$700,850

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $4,926− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,238

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP REALTY SYSTEMS INC.. MLS®/PropTx.

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