20 Rockwell Avenue, Toronto, ON

Weston-Pellam Park, Toronto · MLS® W13631172

$899,000
For Sale
Listed 77 days agoNo offer date statedSitting longer than typical
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3+1Bedrooms
2Bathrooms
1Parking
1100-1500Sq ft

About this home

In short

  • Extensively Renovated Semi-Detached Home with Exceptional Quality and Design.
  • This property has undergone an extensive, permitted renovation with a strong commitment to quality craftsmanship and attention to detail.
  • Major upgrades include new furnace, new ductwork, new hot water tank, new appliances, new flat roof, updated plumbing, and complete electrical rewiring - providing...

Extensively Renovated Semi-Detached Home with Exceptional Quality and Design. Welcome to this beautifully renovated 3-bedroom semi-detached home, where thoughtful design meets modern functionality. This property has undergone an extensive, permitted renovation with a strong commitment to quality craftsmanship and attention to detail. Major upgrades include new furnace, new ductwork, new hot water tank, new appliances, new flat roof, updated plumbing, and complete electrical rewiring - providing peace of mind for years to come. Ideally located within walking distance to the vibrant St. Clair neighbourhood, with its popular shops, cafes, restaurants, and amenities, this home offers both convenience and high quality lifestyle. A separate basement entrance leads to a versatile lower level featuring additional living space, a kitchen, and a bathroom - offering excellent potential for an in-law suite, nanny suite, or extended family accommodation. Enjoy a private north-facing backyard, perfect for summer entertaining, gardening, and relaxing outdoors. A rare opportunity to own a move-in-ready home where the major investments have already been completed.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
W13631172
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
16.8 × 97.6 ft
Cross streets
St Clair and Caledonia
Parking
1 parking
Basement
Finished, Finished with Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Other
Property tax
$3,430 / 2026
Days on market
77
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Living RoomMain3.60 × 3.00 m
KitchenBasement3.30 × 2.30 m
DenMain3.60 × 2.70 m
KitchenMain5.60 × 3.85 m
BedroomSecond4.00 × 2.70 m
Bedroom 3Second3.70 × 2.40 m
Bedroom 2Second3.25 × 2.25 m
Common RoomBasement3.30 × 3.30 m
Common RoomBasement3.30 × 3.30 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Oakwood Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Weston-Pellam Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Corso Italia-Davenport
$899K
Junction Area
$1.16M
Wychwood
$1.14M
Annex
$2.07M
University
$1.75M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near General Mercer Junior Public School
54%
General Mercer Junior Public SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 54% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Paul VI Catholic School · Catholic elementary0.4 km · 76% at standard
F H Miller Junior Public School · Public elementary0.7 km · 78% at standard
St Matthew Catholic School · Catholic elementary0.7 km · 63% at standard
Stella Maris Catholic School · Catholic elementary1.2 km · 76% at standard
St Rita Catholic School · Catholic elementary1.3 km · 73% at standard
Silverthorn Community School · Public elementary1.3 km · 65% at standard
York Memorial Collegiate Institute · Public secondary1.3 km · 50% at standard
St John Bosco Catholic School · Catholic elementary1.4 km · 65% at standard
Lucy McCormick Senior School · Public elementary1.5 km
St Clare Catholic School · Catholic elementary1.5 km · 72% at standard
Santa Maria Catholic School · Catholic elementary1.5 km · 35% at standard
Harwood Public School · Public elementary1.5 km · 55% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,097/mo
$168KIncome needed
5.3×Price ÷ income
$946Weekly cost
$28,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,097Property tax $286Total carry $4,383

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,977per month

Mortgage amount $719,200 · 4.49% over 25 years

$179,800Down payment (20.0%)
$719,200Loan before insurance
$0CMHC premium
$4,262Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,977
Property tax
$286
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,262

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,455
Toronto municipal land transfer tax
$14,455
Estimated closing costs
$28,910

Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,813/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$473,774Total interest paid
$1,192,974Total of all payments
Principal $719,200 Interest $473,774
YearPrincipalInterestBalance
1$16,049$31,669$703,151
2$16,778$30,941$686,372
3$17,540$30,179$668,832
4$18,336$29,383$650,496
5$19,169$28,550$631,327
6$20,039$27,680$611,288
7$20,949$26,770$590,339
8$21,900$25,819$568,438
9$22,895$24,824$545,544
10$23,934$23,785$521,609
11$25,021$22,698$496,589
12$26,157$21,562$470,432
13$27,345$20,374$443,087
14$28,586$19,133$414,501
15$29,884$17,835$384,617
16$31,241$16,478$353,376
17$32,659$15,060$320,717
18$34,142$13,577$286,575
19$35,692$12,027$250,882
20$37,313$10,406$213,569
21$39,007$8,712$174,562
22$40,778$6,941$133,784
23$42,630$5,089$91,154
24$44,565$3,154$46,589
25$46,589$1,130$0

At the end of your 5-year term

Total paid over the term
$238,595
Principal paid down
$87,873
Interest paid
$150,722
Balance remaining
$631,327

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.2%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.1%
Gross yield
− Property tax $3,430− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,734

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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