77 McCraney Street, Oakville, ON

College Park, Oakville · MLS® W13673798

$998,000
For Sale
Listed 63 days agoNo offer date statedSitting longer than typical
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4Bedrooms
2Bathrooms
4Parking
1100-1500Sq ft

About this home

In short

  • Rare Ravine-Side Setting on Munn's CreekBacking onto a ravine on two sides and surrounded by mature trees, this owner home offers remarkableprivacy and a beautiful...
  • The living and formal dining rooms feature hardwoodflooring under carpet, and the dining room opens through sliding doors to a three-season sunroom withsweeping views...
  • Upstairs are 4 bedrooms and a 4-piece main bathroom, also with hardwood under carpet.
  • The finishedlower level offers dark wood paneling, 3" hardwood flooring, a 3-piece bathroom, and a spacious laundryroom.
  • Basement can also be accessed via separate entrance.

Rare Ravine-Side Setting on Munn's CreekBacking onto a ravine on two sides and surrounded by mature trees, this owner home offers remarkableprivacy and a beautiful natural backdrop, with only one immediate neighbor. Set on a fenced, 125 ft deeplot, it features 4 bedrooms and 2 bathrooms.The updated eat-in kitchen includes a side entrance. The living and formal dining rooms feature hardwoodflooring under carpet, and the dining room opens through sliding doors to a three-season sunroom withsweeping views of the ravine.Upstairs are 4 bedrooms and a 4-piece main bathroom, also with hardwood under carpet. Brand new Pot Lights in the main are and smart lightning in all Bedrooms. The finishedlower level offers dark wood paneling, 3" hardwood flooring, a 3-piece bathroom, and a spacious laundryroom.Outside, unwind on the 23' x 11'5" stone patio, store tools in the 10' x 8' garden shed, or take in thecreek views from the wood deck overlooking Munn's Creek. A private driveway parks 4 small or 3 largecars.Best school's in the area within the Catchment and Top IB High school on the same street. SheridanCollege , Oakville Place , Trafalgar & Upper Middle Road all within 1-2 Kms . Surrounded by Parks ,trails , river streams . Basement can also be accessed via separate entrance.

Key facts

Property type
Detached, 2-Storey
MLS®
W13673798
Bedrooms
4
Bathrooms
2
Size
1100-1500 sq ft
Lot
40 × 125 ft
Cross streets
Sixth Line & McCraney St W
Parking
4 parking
Driveway
Front Yard Parking, Other, Private, Private Triple, Reserved/Assigned
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Wood
Foundation
Brick, Concrete, Perimeter Wall, Stone, Unknown, Wood
Roof
Asphalt Shingle, Flat, Shingles
Sewer
Sewer
Property tax
$4,198 / 2025
Days on market
63
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Dining RoomMain3.00 × 3.00 m

W/O To Patio

KitchenMain3.99 × 3.02 m

Walk-Out

BedroomSecond3.28 × 2.44 m
SunroomMain6.43 × 3.02 m

Walk-Out

BedroomSecond3.28 × 2.44 m
BedroomSecond3.53 × 2.24 m
Primary BedroomSecond3.91 × 3.53 m
LaundryLower4.83 × 3.25 m
Living RoomMain4.42 × 3.63 m
RecreationLower7.06 × 3.45 m
Our TakeTeam Asgarian · Broker
A small discount is typical
$969Klikely sale price

Listed at $998,000. Going by how homes in College Park and the wider GTA have actually closed against their asking prices (about 97%, 14 local closings in 90 days), the likely sale price is near $969K, if it sells. A realistic range is $908K to $1.09M.

Independent value check: $967K. Without looking at the asking price, our model values the home itself about 3% below the ask (homes like it typically land between $906K and $1.01M).

Why $967K. The typical detached home sold in College Park over the past year went for about $1.21M (55 sales). What sets this one apart:

  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $4,198 a year; the typical home sold here pays about $5,400.
  • ▼ Lowers itIt is 1,100 to 1,500 sq ft; the typical home sold here is 1,500 to 2,000.
  • ▲ Raises itThe listing describes it as fully renovated or newly built.

Longer on the market than typical. 63 days on the market against about 25 for homes like it here, and asking 3% above where comparable closings put it.

List price
$908KBelow recent closings$1.09MAbove recent closings

Total price vs nearby homes. Likely closing about $969K, from 14 recent closings in this pocket.

The market behind the math:

14sold nearby · 90 days
$1.30Mmedian sold price
95%of asking, on average
+4%prices vs a year ago
~19 dayshomes like this take to sell
63days on market so far
$4,346/moest. rent · 26 leases
5.2%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.7 months of inventory: 8 detached homes for sale in the area against 14 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $768/sqft against an area asking average of $735/sqft.

  • Ravine / green setting. This home is described as backing onto a ravine or green setting. The ravine backing is priced into the comparison. How much it is really worth depends on whether the house sits on table land with the slope well behind it, or drops away right behind it, and that part is my in-person call.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 14 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $889K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in College Park, so I widened the search to the surrounding area.

Based on 14 comparable homes that sold in College Park over the past two years, from 119 closings there.

What sellers nearby are askingCurrently listed nearby in College Park · asking prices
$1.18Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $967K, which is where my estimate comes from.

Per square foot, these ask about $853/sqft; this home lists at $768/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
998kThis home1.18M1.16M1.29M1.18M1.07MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Oakville: $1.55M in September 2026, down 2% from a year ago, on 1,378 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Oakville as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.60M143
November 2025$1.64M110
December 2025$1.61M63
January 2026$1.62M51
February 2026$1.54M70
March 2026$1.63M101
April 2026$1.65M158
May 2026$1.68M192
June 2026$1.65M166
July 2026$1.60M134
August 2026$1.60M103
September 2026$1.55M87

Neighbourhood & location

College Park, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

River Oaks
$1.40M
Falgarwood
$1.34M
Glen Abbey
$1.64M
Wedgewood Creek
$1.40M
Glenorchy
$1.84M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,549/mo
$187KIncome needed
5.3×Price ÷ income
$1,050Weekly cost
$16,435Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,549Property tax $350Total carry $4,898

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,414per month

Mortgage amount $798,400 · 4.49% over 25 years

$199,600Down payment (20.0%)
$798,400Loan before insurance
$0CMHC premium
$4,764Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,414
Property tax
$350
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,764

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,435
Estimated closing costs
$16,435

Plus your down payment of $199,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,343/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$525,947Total interest paid
$1,324,347Total of all payments
Principal $798,400 Interest $525,947
YearPrincipalInterestBalance
1$17,817$35,157$780,583
2$18,626$34,348$761,957
3$19,472$33,502$742,486
4$20,356$32,618$722,130
5$21,280$31,694$700,850
6$22,246$30,728$678,604
7$23,256$29,718$655,348
8$24,312$28,662$631,036
9$25,416$27,558$605,620
10$26,570$26,404$579,050
11$27,776$25,198$551,274
12$29,037$23,936$522,237
13$30,356$22,618$491,881
14$31,734$21,240$460,147
15$33,175$19,799$426,972
16$34,681$18,293$392,291
17$36,256$16,718$356,035
18$37,902$15,072$318,133
19$39,623$13,351$278,510
20$41,422$11,552$237,088
21$43,303$9,671$193,785
22$45,269$7,705$148,516
23$47,324$5,650$101,192
24$49,473$3,501$51,719
25$51,719$1,255$0

At the end of your 5-year term

Total paid over the term
$264,869
Principal paid down
$97,550
Interest paid
$167,320
Balance remaining
$700,850

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 26 whole-home leases in College Park$4,346/mo
$52,152Gross annual rent
4.1%Cap rate after taxes and upkeep
$3,793 to $4,797Typical rent range
~12 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 26 whole-home leases in College Park signed at a median of $4,307 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,346. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.2%
Gross yield
− Property tax $4,198− Insurance $1,400− Vacancy & upkeep $5,737Net operating income $40,817

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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