18 Osborne Crescent, Oakville, ON

College Park, Oakville · MLS® W13622010

$1,069,000
For Sale
Listed 77 days agoNo offer date statedSitting longer than typical
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3Bedrooms
2Bathrooms
1Garage · 3 parking
1100-1500Sq ft

About this home

In short

  • Lovingly maintained one-owner 4-level split in Oakville's sought-after College Park community on an extra-deep lot, ideally located within walking distance of White...
  • The oversized backyard features mature trees and shrubs, a large garden shed, slab-stone patio and ample space for a future pool, while the extra-long driveway...
  • The functional multi-level layout includes a welcoming foyer with a convenient 2-piece bathroom and backyard access, a bright living room with an oversized window...
  • Upstairs offers three spacious bedrooms and a 4-piece bathroom with a soaker tub/shower combination, while the lower-level recreation room provides the perfect space...

Lovingly maintained one-owner 4-level split in Oakville's sought-after College Park community on an extra-deep lot, ideally located within walking distance of White Oaks, Montclair, Munn's and Sunningdale Public Schools; Oakdale, Oxford and Sunningdale Parks, Oakville Golf Club and scenic Sixteen Mile Creek trails. Just minutes to Sheridan College, Glen Abbey Golf Club, Oakville Place, Oakville GO Station, the QEW and everyday amenities, offering exceptional convenience for families and commuters alike. The oversized backyard features mature trees and shrubs, a large garden shed, slab-stone patio and ample space for a future pool, while the extra-long driveway, attached garage, roof shingles (2024) and newer windows enhance curb appeal and peace of mind. The functional multi-level layout includes a welcoming foyer with a convenient 2-piece bathroom and backyard access, a bright living room with an oversized window, formal dining room, and an eat-in kitchen with abundant white cabinetry, tiled walls, California shutters and three appliances. Upstairs offers three spacious bedrooms and a 4-piece bathroom with a soaker tub/shower combination, while the lower-level recreation room provides the perfect space for family gatherings, a media room, children's play area or home office. An outstanding opportunity to own a well-cared-for family home in one of Oakville's most established, family-friendly neighbourhoods.

Key facts

Property type
Detached, Sidesplit 4
MLS®
W13622010
Bedrooms
3
Bathrooms
2 (1 half)
Size
1100-1500 sq ft
Lot
50 × 100.5 ft
Cross streets
Culham St & Osborne Cres
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Finished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,450 / 2026
Days on market
77
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES LTD.

Rooms

RecreationLower5.55 × 4.21 m

Broadloom

Bedroom 2Second3.35 × 2.77 m

Broadloom

Living RoomMain5.64 × 4.27 m

Broadloom

KitchenMain2.99 × 2.84 m

Laminate

Primary BedroomSecond3.75 × 3.08 m

Broadloom

Bedroom 3Second3.38 × 2.77 m

Broadloom

Dining RoomMain3.05 × 2.47 m

Broadloom

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.04Mlikely sale price

Listed at $1,069,000. Going by how homes in College Park and the wider GTA have actually closed against their asking prices (about 97%, 14 local closings in 90 days), the likely sale price is near $1.04M, if it sells. A realistic range is $973K to $1.17M.

Independent value check: $954K. Without looking at the asking price, our model values the home itself about 11% below the ask (homes like it typically land between $894K and $1.00M).

Why $954K. The typical detached home sold in College Park over the past year went for about $1.21M (55 sales). What sets this one apart:

  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $4,450 a year; the typical home sold here pays about $5,400.
  • ▼ Lowers itIt is 1,100 to 1,500 sq ft; the typical home sold here is 1,500 to 2,000.
  • ▼ Lowers it slightly1 garage and 3 total parking spaces, against 2 and 5 typically.

Longer on the market than typical. 77 days on the market against about 25 for homes like it here, and asking 12% above where comparable closings put it.

List price
$973KBelow recent closings$1.17MAbove recent closings

Total price vs nearby homes. Likely closing about $1.04M, from 14 recent closings in this pocket.

The market behind the math:

14sold nearby · 90 days
$1.30Mmedian sold price
95%of asking, on average
+4%prices vs a year ago
~19 dayshomes like this take to sell
77days on market so far
$4,248/moest. rent · 27 leases
4.8%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.6 months of inventory: 17 detached homes for sale in the area against 14 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $822/sqft against an area asking average of $830/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 14 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $895K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($822/sqft) is in line with the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in College Park, so I widened the search to the surrounding area.

Based on 14 comparable homes that sold in College Park over the past two years, from 119 closings there.

What sellers nearby are askingCurrently listed nearby in College Park · asking prices
$1.24Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $954K, which is where my estimate comes from.

Per square foot, these ask about $899/sqft; this home lists at $822/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.07MThis home1.35M1.28M998k1.18M1.40MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Oakville: $1.55M in September 2026, down 2% from a year ago, on 1,378 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Oakville as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.60M143
November 2025$1.64M110
December 2025$1.61M63
January 2026$1.62M51
February 2026$1.54M70
March 2026$1.63M101
April 2026$1.65M158
May 2026$1.68M192
June 2026$1.65M166
July 2026$1.60M134
August 2026$1.60M103
September 2026$1.55M87

Neighbourhood & location

College Park, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Falgarwood
$1.34M
River Oaks
$1.40M
Glen Abbey
$1.64M
Wedgewood Creek
$1.40M
Morrison
$3.12M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,872/mo
$200KIncome needed
5.3×Price ÷ income
$1,124Weekly cost
$17,855Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,872Property tax $371Total carry $5,243

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,729per month

Mortgage amount $855,200 · 4.49% over 25 years

$213,800Down payment (20.0%)
$855,200Loan before insurance
$0CMHC premium
$5,099Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,729
Property tax
$371
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,099

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,855
Estimated closing costs
$17,855

Plus your down payment of $213,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,723/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$563,364Total interest paid
$1,418,564Total of all payments
Principal $855,200 Interest $563,364
YearPrincipalInterestBalance
1$19,084$37,658$836,116
2$19,951$36,792$816,165
3$20,857$35,886$795,308
4$21,804$34,939$773,504
5$22,794$33,949$750,710
6$23,829$32,914$726,882
7$24,911$31,832$701,971
8$26,042$30,701$675,929
9$27,224$29,519$648,705
10$28,460$28,282$620,245
11$29,752$26,990$590,493
12$31,103$25,639$559,390
13$32,515$24,227$526,874
14$33,992$22,751$492,883
15$35,535$21,207$457,348
16$37,149$19,594$420,199
17$38,835$17,907$381,364
18$40,598$16,144$340,765
19$42,442$14,301$298,324
20$44,369$12,374$253,955
21$46,383$10,359$207,571
22$48,489$8,253$159,082
23$50,691$6,052$108,391
24$52,993$3,750$55,399
25$55,399$1,344$0

At the end of your 5-year term

Total paid over the term
$283,713
Principal paid down
$104,490
Interest paid
$179,223
Balance remaining
$750,710

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 27 whole-home leases in College Park$4,248/mo
$50,976Gross annual rent
3.7%Cap rate after taxes and upkeep
$3,695 to $4,647Typical rent range
~12 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 27 whole-home leases in College Park signed at a median of $4,189 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,248. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.8%
Gross yield
− Property tax $4,450− Insurance $1,400− Vacancy & upkeep $5,607Net operating income $39,519

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD.. MLS®/PropTx.

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