28 Osborne Crescent, Oakville, ON
College Park, Oakville · MLS® W13611862
About this home
In short
- Here Are 5 Reasons To Make This Home Your Own: 1.
- Beautiful Main Level with Hardwood Flooring Boasting Open Concept Dining Room & Living Room with Large Picture Window.
- Fantastic Income Potential with Separate Entrance Leading Down to Beautifully Finished Basement Featuring Spacious Rec Room (with Ample Space for Kitchen and/or...
- Large Pie-Shaped Lot (44.2' x 99.81' x 71.9' x 113.82') Boasting Fully-Fenced, South-Facing Backyard Retreat with Lovely Patio Area with Pergola ('23), Perennial...
- All 3 Baths with Heated Flooring.
5 Elite Picks! Here Are 5 Reasons To Make This Home Your Own: 1. Stunning Kitchen Boasting Ample Modern Cabinetry, Breakfast Bar, Quartz Countertops, Elegant Backsplash & Stainless Steel Appliances! 2. Beautiful Main Level with Hardwood Flooring Boasting Open Concept Dining Room & Living Room with Large Picture Window! 3. 3 Bedrooms & 2 Full Baths on Upper Level, with Oversized Primary Bedroom Boasting B/I Cabinetry, W/I Closet & Stunning 4pc Ensuite with Double Vanity & Large Glass-Panelled Shower... PLUS W/O to Large Deck Leading to Backyard! 4. Fantastic Income Potential with Separate Entrance Leading Down to Beautifully Finished Basement Featuring Spacious Rec Room (with Ample Space for Kitchen and/or Separate Bedroom), Laundry Area & Modern 3pc Bath ('18) with Large Vanity & Glass-Panelled Shower... Plus Large Crawl Space Storage! 5. Large Pie-Shaped Lot (44.2' x 99.81' x 71.9' x 113.82') Boasting Fully-Fenced, South-Facing Backyard Retreat with Lovely Patio Area with Pergola ('23), Perennial Gardens & Mature Trees... and Backs onto Oakville Golf Club!! All This & More!! All 3 Baths with Heated Flooring. Fantastic College Park Location on Mature Crescent Just Minutes from Parks & Trails, Schools, Sheridan College, Oakville Place, Oakville GO Station, Hwy Access & Many More Amenities! Freshly Painted D/R & L/R '26, New Light Fixtures & Pot Lights Thruout '26. New Curtains in PBR, New Curtains & Hardware in L/R '26, New Range Hood '25, Whole House Painted '24, New Heat Pump '24, Legal Addition with PBR Extension & Ensuite '18. ** Great Potential for Investment or In-Law Suite!
Key facts
- Property type
- Detached, Backsplit 3
- MLS®
- W13611862
- Bedrooms
- 3
- Bathrooms
- 3
- Size
- 1100-1500 sq ft
- Lot
- 44.2 × 99.81 ft
- Cross streets
- Upper Middle Rd. E. & Sixth Line
- Parking
- 1 garage · 5 parking (built-in)
- Driveway
- Private
- Basement
- Finished, Walk-Up
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Wood
- Foundation
- Unknown
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $5,361 / 2026
- Days on market
- 79
- Listing brokerage
- REAL ONE REALTY INC.
Rooms
tile floor · double closet
hardwood floor · quartz counter · stainless steel appl
Tile Floor
hardwood floor · breakfast bar · quartz counter
hardwood floor · pot lights · 3 pc bath
hardwood floor · closet
hardwood floor · b/i closet
hardwood floor · 4 pc ensuite · w/o to deck
hardwood floor · quartz counter
hardwood floor · open concept
hardwood floor · open concept · large window
Listed at $1,279,000. Going by how homes in College Park and the wider GTA have actually closed against their asking prices (about 97%, 14 local closings in 90 days), the likely sale price is near $1.24M, if it sells. A realistic range is $1.16M to $1.40M.
Independent value check: $1.10M. Without looking at the asking price, our model values the home itself about 14% below the ask (homes like it typically land between $1.03M and $1.15M).
Why $1.10M. The typical detached home sold in College Park over the past year went for about $1.21M (55 sales). What sets this one apart:
- ▼ Lowers itIt is 1,100 to 1,500 sq ft; the typical home sold here is 1,500 to 2,000.
- ▼ Lowers it slightly1 garage and 5 total parking spaces, against 2 and 5 typically.
Longer on the market than typical. 79 days on the market against about 25 for homes like it here, and asking 16% above where comparable closings put it.
Total price vs nearby homes. Likely closing about $1.24M, from 14 recent closings in this pocket.
The market behind the math:
About 3.6 months of inventory: 17 detached homes for sale in the area against 14 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $984/sqft against an area asking average of $820/sqft.
- Ravine / green setting. This home is described as backing onto a ravine or green setting. A premium that comparable-sales math under-prices, so read the estimate as a floor.
- Walk-up basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 14 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $992K. Condition and finishes remain an in-person call.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits. Value driver
- Heated floors: comfort and a premium-finish signal. Lifestyle
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in College Park, so I widened the search to the surrounding area.
Based on 14 comparable homes that sold in College Park over the past two years, from 119 closings there.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.10M, which is where my estimate comes from.
Per square foot, these ask about $941/sqft; this home lists at $984/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Oakville: $1.55M in September 2026, down 2% from a year ago, on 1,378 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Oakville as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.60M | 143 |
| November 2025 | $1.64M | 110 |
| December 2025 | $1.61M | 63 |
| January 2026 | $1.62M | 51 |
| February 2026 | $1.54M | 70 |
| March 2026 | $1.63M | 101 |
| April 2026 | $1.65M | 158 |
| May 2026 | $1.68M | 192 |
| June 2026 | $1.65M | 166 |
| July 2026 | $1.60M | 134 |
| August 2026 | $1.60M | 103 |
| September 2026 | $1.55M | 87 |
Neighbourhood & location
College Park, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.
Mortgage amount $1,023,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,657
- Property tax
- $447
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,104
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $22,055
- Estimated closing costs
- $22,055
Plus your down payment of $255,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $339,447
- Principal paid down
- $125,016
- Interest paid
- $214,431
- Balance remaining
- $898,184
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 32 whole-home leases in College Park signed at a median of $4,001 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,155. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL ONE REALTY INC.. MLS®/PropTx.