1228 Pallatine Drive, Oakville, ON
College Park, Oakville · MLS® W13532376
About this home
Welcome to this beautiful side-split detached home located on an impressive 60*125 lot in Oakville's highly desirable College Park community. The property features 5 total parking spaces, including a 4-car driveway and an attached 1-car garage equipped with an EV outlet. Inside, the beautifully upgraded kitchen showcases sleek quartz countertops, a modern backsplash, a stainless steel fridge, a high-end dual fuel Wolf stove and wolf range hood, a built-in Bosch dishwasher. Offering a functional 3+1 bedroom layout with 3 full bathrooms and a convenient powder room, the home spans 1,403 sq ft of above-grade living area plus a finished basement area-ideal for a potential in-law suite. Enjoy complete peace of mind with major mechanical updates, including roof, furnace (2016), central A/C (2020), and a water softener/reverse osmosis system (2020 rental on 7 year contract) hot water tank (2026 rental month to month), sump-pump (2026), 2 sets laundry , while the backyard with a large deck comes ready for entertaining with a BBQ gas line. Fenced yard, Close to Go, Hwy and Downtown.
Key facts
- Property type
- Detached, Sidesplit 4
- MLS®
- W13532376
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 4 (1 half)
- Size
- 1100-1500
- Lot
- 125 × 60 ft
- Cross streets
- Six line and Sewell
- Parking
- 1 garage · 5 parking (attached)
- Driveway
- Private
- Basement
- Partially Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding, Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,978 / 2026
- Days on market
- 10
- Listing brokerage
- HARVEY KALLES REAL ESTATE LTD.
Rooms
laminate · above grade window
stainless steel appl · hardwood floor · open concept
hardwood floor · closet · window
window · combined w/family
access to garage · w/o to yard · window
tile floor · sump pump
hardwood floor · closet · window
hardwood floor · closet · 3 pc ensuite
combined w/living · hardwood floor · w/o to deck
window · hardwood floor · open concept
2 pc bath · window
Listed at $1,228,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 20 similar homes nearby, adjusted for size, beds, and baths.Median of 20 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.17M, a bit higher. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.14M
- Bedrooms +$30K
- Bathrooms +$30K
- Adjusts to $1.20M
That comparable adjusts to $1.20M; the $1.05M estimate above is the median of all 20 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. 6th Line + Sewell Dr is about a 4-minute walk away.
Total price vs nearby homes. Fair value about $1.05M, median of 20 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 7% above the area average of $880/sqft.
5 days longer than the Oakville average (5 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
College Park, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: 6th Line + Sewell Dr, about 285 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $982,400 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,242
- Property tax
- $415
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,657
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $21,035
- Estimated closing costs
- $21,035
Plus your down payment of $245,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $314,547
- Principal paid down
- $125,109
- Interest paid
- $189,438
- Balance remaining
- $857,291
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.