8 CULHAM Street, Oakville, ON

College Park, Oakville · MLS® W13829052

$1,299,000
For Sale
Listed 20 days agoNo offer date stated
Request a showing
◎ Directions
4+1Bedrooms
4Bathrooms
1Garage · 5 parking
1100-1500Sq ft

About this home

In short

  • Welcome to 8 Culham St., a beautifully renovated and meticulously maintained detached home situated in a desirable Oakville neighbourhood.
  • Offering 4+1 bedrooms and 4 bathrooms, this move-in-ready home combines quality finishes, thoughtful updates, and versatile living space for today's family.
  • Step inside to a well-appointed home with a functional layout and stylish updates completed in 2021/2022.
  • The fully finished basement adds valuable living space and offers a bachelor-style bedroom, kitchenette, and bathroom.
  • Ideally located close to excellent schools, Oakville Public Library, shopping, parks, Oakville GO Station, and major commuter routes.

Welcome to 8 Culham St., a beautifully renovated and meticulously maintained detached home situated in a desirable Oakville neighbourhood. Offering 4+1 bedrooms and 4 bathrooms, this move-in-ready home combines quality finishes, thoughtful updates, and versatile living space for today's family. Step inside to a well-appointed home with a functional layout and stylish updates completed in 2021/2022. The main level provides a seamless connection to the outdoors with two convenient walkouts, making everyday living and entertaining easy. Beautiful flooring throughout the home means there is no broadloom to maintain, while the home's overall condition reflects the care and attention it has received. The fully finished basement adds valuable living space and offers a bachelor-style bedroom, kitchenette, and bathroom. Whether used as a comfortable retreat for teenagers, a guest area, extended-family space, or an entertainment zone, this versatile lower level provides plenty of options for today's lifestyle. The backyard has been thoughtfully transformed into a private and inviting extension of the home, with over $100,000 invested in exterior improvements. Enhancements include a widened driveway, direct garage access to the backyard, new fencing, extensive arborist work, and multiple areas designed for relaxing and entertaining. Enjoy summer gatherings on the deck, unwind around the fire pit, or spend time under the gazebo in this beautifully finished, low-maintenance outdoor space. Ideally located close to excellent schools, Oakville Public Library, shopping, parks, Oakville GO Station, and major commuter routes. A wonderful opportunity to own a thoughtfully updated home in a sought-after Oakville community, offering the space, flexibility, and outdoor living today's buyers are looking for. Some photos have been virtually staged for illustration purposes. Furniture and decor shown in virtually staged images are not included with the sale.

Key facts

Property type
Detached, 2-Storey
MLS®
W13829052
Bedrooms
4+1 (5 total)
Bathrooms
4
Size
1100-1500 sq ft
Lot
70 × 50.5 ft
Cross streets
SIXTH LINE & MCCRANEY ST E
Parking
1 garage · 5 parking (attached)
Driveway
Private Double
Basement
Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,766 / 2025
Days on market
20
Listing brokerage
RE/MAX REALTY SPECIALISTS INC.

Rooms

Bedroom 5Basement4.37 × 3.66 m

combined w/kitchen · 3 pc ensuite · pot lights

LaundryBasement3.78 × 7.00 m

Laminate

Dining RoomMain3.00 × 2.74 m

hardwood floor · open concept · pot lights

Living RoomMain5.11 × 3.43 m

hardwood floor · open concept · large window

KitchenMain4.34 × 3.00 m

hardwood floor · open concept · centre island

KitchenBasement4.37 × 2.62 m

combined w/rec · stainless steel appl · w/o to deck

Bedroom 3Second3.05 × 2.77 m

hardwood floor · window

Utility RoomBasement2.18 × 1.35 m
Bedroom 4Second3.05 × 2.74 m

hardwood floor · window

Primary BedroomSecond3.61 × 2.77 m

hardwood floor · 3 pc ensuite · closet

Bedroom 2Second3.15 × 2.44 m

hardwood floor · window

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.26Mlikely sale price

Listed at $1,299,000. Going by how homes in College Park and the wider GTA have actually closed against their asking prices (about 97%, 14 local closings in 90 days), the likely sale price is near $1.26M, if it sells. A realistic range is $1.18M to $1.42M.

Independent value check: $1.08M. Without looking at the asking price, our model values the home itself about 17% below the ask (homes like it typically land between $1.01M and $1.13M).

Why $1.08M. The typical detached home sold in College Park over the past year went for about $1.21M (55 sales). What sets this one apart:

  • ▼ Lowers itIts tax bill, which follows the city's own assessment, is $4,766 a year; the typical home sold here pays about $5,400.
  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▼ Lowers itIt is 1,100 to 1,500 sq ft; the typical home sold here is 1,500 to 2,000.
  • ▲ Raises it4+1 bedrooms and 4 baths, against 3+1 and 2 typically.
List price
$1.18MBelow recent closings$1.42MAbove recent closings

Total price vs nearby homes. Likely closing about $1.26M, from 14 recent closings in this pocket.

The market behind the math:

14sold nearby · 90 days
$1.30Mmedian sold price
95%of asking, on average
+4%prices vs a year ago
~19 dayshomes like this take to sell
20days on market so far
$4,396/moest. rent · 12 leases
4.1%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.9 months of inventory: 9 detached homes for sale in the area against 14 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $999/sqft against an area asking average of $713/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 14 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $958K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in College Park, so I widened the search to the surrounding area.

Based on 14 comparable homes that sold in College Park over the past two years, from 119 closings there.

What sellers nearby are askingCurrently listed nearby in College Park · asking prices
$1.19Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.08M, which is where my estimate comes from.

Per square foot, these ask about $874/sqft; this home lists at $999/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.30MThis home1.23M1.18M1.16M1.29M1.10MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Oakville: $1.55M in September 2026, down 2% from a year ago, on 1,378 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Oakville as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.60M143
November 2025$1.64M110
December 2025$1.61M63
January 2026$1.62M51
February 2026$1.54M70
March 2026$1.63M101
April 2026$1.65M158
May 2026$1.68M192
June 2026$1.65M166
July 2026$1.60M134
August 2026$1.60M103
September 2026$1.55M87

Neighbourhood & location

College Park, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Falgarwood
$1.34M
River Oaks
$1.40M
Wedgewood Creek
$1.40M
Glen Abbey
$1.64M
Morrison
$3.12M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,920/mo
$241KIncome needed
5.4×Price ÷ income
$1,366Weekly cost
$22,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $5,920Property tax $397Total carry $6,318

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,746per month

Mortgage amount $1,039,200 · 4.49% over 25 years

$259,800Down payment (20.0%)
$1,039,200Loan before insurance
$0CMHC premium
$6,143Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,746
Property tax
$397
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,143

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,455
Estimated closing costs
$22,455

Plus your down payment of $259,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,955/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$684,575Total interest paid
$1,723,775Total of all payments
Principal $1,039,200 Interest $684,575
YearPrincipalInterestBalance
1$23,191$45,760$1,016,009
2$24,243$44,708$991,766
3$25,344$43,607$966,422
4$26,495$42,456$939,927
5$27,698$41,253$912,229
6$28,956$39,995$883,273
7$30,270$38,681$853,003
8$31,645$37,306$821,359
9$33,081$35,870$788,277
10$34,583$34,368$753,694
11$36,154$32,797$717,540
12$37,795$31,156$679,745
13$39,511$29,440$640,234
14$41,305$27,646$598,929
15$43,181$25,770$555,748
16$45,141$23,810$510,607
17$47,191$21,760$463,416
18$49,333$19,618$414,083
19$51,573$17,378$362,509
20$53,915$15,036$308,594
21$56,363$12,588$252,231
22$58,922$10,029$193,309
23$61,597$7,354$131,712
24$64,394$4,557$67,318
25$67,318$1,633$0

At the end of your 5-year term

Total paid over the term
$344,755
Principal paid down
$126,971
Interest paid
$217,784
Balance remaining
$912,229

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 12 whole-home leases in College Park$4,396/mo
$52,752Gross annual rent
3.1%Cap rate after taxes and upkeep
$4,068 to $4,716Typical rent range
~12 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 12 whole-home leases in College Park signed at a median of $4,203 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,396. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.1%
Gross yield
− Property tax $4,766− Insurance $1,400− Vacancy & upkeep $5,803Net operating income $40,783

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTY SPECIALISTS INC.. MLS®/PropTx.

CallRequest a showing