1-1270 Gainsborough Drive, Oakville, ON

Falgarwood, Oakville · MLS® W13676654

$950,000
For Sale
Listed 62 days agoNo offer date statedSitting longer than typical
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3Bedrooms
2Bathrooms
1Garage · 3 parking
1400-1599Sq ft

About this home

In short

  • Beautifully renovated 3-bedroom, 2-bathroom end-unit condo townhouse offering the privacy and feel of a semi-detached home.
  • This bright and stylish home features a carpet-free layout with vinyl flooring throughout, an open-concept main floor, and an impressive kitchen complete with a large...
  • The tandem parking accommodates up to 3 vehicles, including the garage, whichfeatures a durable epoxy floor.

MOVE-IN READY! Beautifully renovated 3-bedroom, 2-bathroom end-unit condo townhouse offering the privacy and feel of a semi-detached home. This bright and stylish home features a carpet-free layout with vinyl flooring throughout, an open-concept main floor, and an impressive kitchen complete with a large centre island, abundant cabinetry, and stainless steel appliances. Large windows fill the home with natural light, complemented by convenient electric window coverings. Enjoy direct access to aprivate, fully fenced backyard-perfect for relaxing or entertaining, or barbecuing.The tandem parking accommodates up to 3 vehicles, including the garage, whichfeatures a durable epoxy floor. Perfectly Located in a well-maintained complex, this home offers modern finishes, functional living space, and exceptional comfort. Easy access to QEW, malls, shopping plazas and great schools.

Key facts

Property type
Condo Townhouse, 3-Storey
MLS®
W13676654
Bedrooms
3
Bathrooms
2 (1 half)
Size
1400-1599 sq ft
Cross streets
Eighth Line & Upper Middle
Parking
1 garage · 3 parking (built-in)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$491/mo
Exposure
East
Property tax
$2,955 / 2026
Days on market
62
Listing brokerage
SUTTON GROUP - SUMMIT REALTY INC.

Rooms

Bedroom 3Upper2.84 × 2.74 m

vinyl floor · overlooks garden

Bedroom 2Upper3.42 × 2.98 m

closet organizers · vinyl floor · overlooks garden

DenLower4.97 × 2.51 m

W/O To Garage

Primary BedroomUpper4.70 × 3.03 m

walk-in closet(s) · vinyl floor · 4 pc ensuite

KitchenMain5.44 × 4.72 m

breakfast area · centre island · stainless steel appl

Dining RoomMain5.82 × 3.37 m

combined w/kitchen · b/i bar · w/o to garage

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Falgarwood · asking prices
$617kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market.

Per square foot, these ask about $498/sqft; this home lists at $634/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
950kThis home680k740k550k500kThis home vs active comparables

Sold price trend

Median sold price for condo townhouses in Oakville: $900K in September 2026, up 1% from a year ago, on 208 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Oakville as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$675K22
November 2025$653K13
December 2025$755K16
January 2026$563K9
February 2026$800K13
March 2026$735K19
April 2026$730K21
May 2026$739K24
June 2026$747K22
July 2026$600K19
August 2026$588K17
September 2026$900K13

Neighbourhood & location

Falgarwood, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Joshua Creek
$1.09M
River Oaks
$655K
Glenorchy
$675K
Glen Abbey
$937K
West Oak Trails
$729K

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,330/mo
$185KIncome needed
5.1×Price ÷ income
$999Weekly cost
$15,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

85%mortgage
Mortgage $4,330Property tax $246Condo fee $491Total carry $5,067

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,202per month

Mortgage amount $760,000 · 4.49% over 25 years

$190,000Down payment (20.0%)
$760,000Loan before insurance
$0CMHC premium
$4,939Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,202
Property tax
$246
Condo / maintenance fees
$491
Heating
$0
Estimated monthly cost
$4,939

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,475
Estimated closing costs
$15,475

Plus your down payment of $190,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,086/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$500,651Total interest paid
$1,260,651Total of all payments
Principal $760,000 Interest $500,651
YearPrincipalInterestBalance
1$16,960$33,466$743,040
2$17,730$32,696$725,310
3$18,535$31,891$706,775
4$19,377$31,049$687,398
5$20,256$30,170$667,142
6$21,176$29,250$645,966
7$22,138$28,288$623,828
8$23,143$27,283$600,686
9$24,193$26,233$576,492
10$25,292$25,134$551,200
11$26,440$23,986$524,760
12$27,641$22,785$497,119
13$28,896$21,530$468,223
14$30,208$20,218$438,016
15$31,579$18,847$406,436
16$33,013$17,413$373,423
17$34,512$15,914$338,911
18$36,079$14,347$302,832
19$37,717$12,709$265,115
20$39,430$10,996$225,685
21$41,220$9,206$184,465
22$43,092$7,334$141,373
23$45,048$5,378$96,325
24$47,093$3,333$49,232
25$49,232$1,194$0

At the end of your 5-year term

Total paid over the term
$252,130
Principal paid down
$92,858
Interest paid
$159,272
Balance remaining
$667,142

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,750/mo
$57,000Gross annual rent
4.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.0%
Gross yield
− Property tax $2,955− Condo fees $5,892− Insurance $600− Vacancy & upkeep $6,270Net operating income $41,283

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP - SUMMIT REALTY INC.. MLS®/PropTx.

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