376 Ashbury Road, Oakville, ON

West, Oakville · MLS® W13690178

$1,249,998
For Sale
Listed 33 days agoNo offer date stated
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3+1Bedrooms
2Bathrooms
6Parking
1100-1500Sq ft

About this home

In short

  • Exceptional 60.46 ft x 127.22 ft lot featuring a detached bungalow on one of Oakville's most prestigious streets - Ashbury Road - surrounded by multi-million-dollar...
  • This property offers outstanding potential to live in, rent out, or build your dream custom home.
  • The home offers 3 bedrooms, 2 full bathrooms, and a fully finished basement with a separate entrance, second full bathroom, and kitchenette.
  • Enjoy a the private backyard, 4-cars driveway, and an unbeatable location - just steps to top-rated schools, Lake Ontario, downtown Oakville, YMCA, recreation centre...

Exceptional 60.46 ft x 127.22 ft lot featuring a detached bungalow on one of Oakville's most prestigious streets - Ashbury Road - surrounded by multi-million-dollar custom homes. This property offers outstanding potential to live in, rent out, or build your dream custom home.The home offers 3 bedrooms, 2 full bathrooms, and a fully finished basement with a separate entrance, second full bathroom, and kitchenette.Enjoy a the private backyard, 4-cars driveway, and an unbeatable location - just steps to top-rated schools, Lake Ontario, downtown Oakville, YMCA, recreation centre, places of worship, shops, businesses, major highways, and much more.

Key facts

Property type
Detached, Bungalow
MLS®
W13690178
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
60.46 × 127.22 ft
Cross streets
Dorval/Speers
Parking
6 parking
Driveway
Private
Basement
Finished, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,283 / 2026
Days on market
33
Listing brokerage
HOME AND BUSINESS REALTY

Rooms

BathroomBasement

3 Pc Bath

Living RoomGround5.70 × 3.70 m

combined w/dining · open concept · hardwood floor

BathroomGround

4 Pc Bath

BreakfastGround2.70 × 2.50 m
Primary BedroomGround4.00 × 3.20 m

large closet · hardwood floor

RecreationBasement6.25 × 6.10 m

Wet Bar

KitchenGround4.00 × 2.70 m

modern kitchen · stainless steel appl · ceramic backsplash

BedroomBasement4.00 × 3.00 m
BedroomGround3.20 × 2.60 m

closet · hardwood floor

BedroomGround3.20 × 3.00 m

closet · hardwood floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

West, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Central
$1.43M
College Park
$1.81M
Southwest
$4.22M
Glen Abbey
$1.79M
River Oaks
$1.79M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,697/mo
$234KIncome needed
5.3×Price ÷ income
$1,315Weekly cost
$21,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,697Property tax $440Total carry $6,137

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,474per month

Mortgage amount $999,998 · 4.39% over 25 years

$250,000Down payment (20.0%)
$999,998Loan before insurance
$0CMHC premium
$5,914Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,474
Property tax
$440
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,914

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$21,475
Estimated closing costs
$21,475

Plus your down payment of $250,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$6,632/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$642,122Total interest paid
$1,642,120Total of all payments
Principal $999,998 Interest $642,122
YearPrincipalInterestBalance
1$22,629$43,056$977,370
2$23,633$42,052$953,737
3$24,682$41,003$929,055
4$25,777$39,907$903,277
5$26,921$38,763$876,356
6$28,116$37,569$848,240
7$29,364$36,321$818,876
8$30,667$35,018$788,208
9$32,028$33,656$756,180
10$33,450$32,235$722,730
11$34,934$30,750$687,796
12$36,485$29,200$651,311
13$38,104$27,581$613,207
14$39,795$25,890$573,412
15$41,561$24,123$531,850
16$43,406$22,279$488,444
17$45,332$20,352$443,112
18$47,344$18,340$395,768
19$49,446$16,239$346,322
20$51,640$14,045$294,682
21$53,932$11,753$240,750
22$56,326$9,359$184,424
23$58,825$6,859$125,599
24$61,436$4,249$64,163
25$64,163$1,522$0

At the end of your 5-year term

Total paid over the term
$328,424
Principal paid down
$123,642
Interest paid
$204,782
Balance remaining
$876,356

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.4%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.2%
Gross yield
− Property tax $5,283− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,881

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOME AND BUSINESS REALTY. MLS®/PropTx.

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