2490 Yarmouth Crescent, Oakville, ON

West, Oakville · MLS® W13806874

$999,000
For Sale
Listed 1 day agoOffers anytime
3+1Bedrooms
2Bathrooms
2Garage · 6 parking
1100-1500Sq ft

About this home

In short

  • OPPORTUNITY KNOCKS IN WEST OAKVILLE.
  • An exceptional chance for first-time buyers, renovators, investors and contractors to get into one of Oakville's established neighbourhoods at an attractive price point.
  • This solid brick bungalow is ready for its next chapter and offers tremendous potential to renovate, reimagine or create a home tailored to your own style.
  • The interior requires updating and is being offered accordingly, providing an excellent opportunity to renovate, add value and build equity.
  • Commuters will appreciate convenient access to Bronte GO, the QEW and major routes throughout Oakville and the GTA.A detached Oakville bungalow on a generous lot with...

OPPORTUNITY KNOCKS IN WEST OAKVILLE! An exceptional chance for first-time buyers, renovators, investors and contractors to get into one of Oakville's established neighbourhoods at an attractive price point. This solid brick bungalow is ready for its next chapter and offers tremendous potential to renovate, reimagine or create a home tailored to your own style.Set on a generous 60' x 100'+ lot, the home features 3+1 bedrooms, 2 bathrooms, an attached double garage, parking for up to 6 vehicles and approximately 1,312 sq. ft. above grade, plus a finished lower level with a separate walk-up. Several important components have already been updated, including the roof (2025), furnace (2018) and central air conditioning (2018). The interior requires updating and is being offered accordingly, providing an excellent opportunity to renovate, add value and build equity. FANTASTIC WEST OAKVILLE LOCATION! Families will appreciate nearby schools including Gladys Speers Public School, St. Dominic Catholic Elementary School and T.A. Blakelock High School. Enjoy convenient access to the Queen Elizabeth Park Community & Cultural Centre, along with nearby parks, playgrounds and trails.Just minutes from Lake Ontario, Bronte Village and Bronte Harbour, enjoy waterfront parks and trails, the marina, restaurants, cafés and shops along Lakeshore Road. Commuters will appreciate convenient access to Bronte GO, the QEW and major routes throughout Oakville and the GTA.A detached Oakville bungalow on a generous lot with a double garage, major mechanical updates and outstanding renovation potential - bring your ideas, build equity and make it your own. Offers welcome anytime!

Key facts

Property type
Detached, Bungalow
MLS®
W13806874
Bedrooms
3+1 (4 total)
Bathrooms
2 (1 half)
Size
1100-1500 sq ft
Lot
60 × 100.63 ft
Cross streets
BRONTE & WYATT
Parking
2 garage · 6 parking (attached)
Basement
Walk-Up, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick Veneer
Foundation
Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,199 / 2025
Days on market
1
Listing brokerage
RE/MAX ESCARPMENT REALTY INC.

Rooms

BedroomMain2.84 × 3.65 m
Dining RoomMain3.12 × 3.22 m
LaundryBasement3.32 × 3.75 m
BathroomMain0.00 × 0.00 m
BedroomBasement3.27 × 3.68 m
KitchenMain3.12 × 4.97 m
BedroomMain3.17 × 3.98 m
BathroomBasement0.00 × 0.00 m
RecreationBasement3.27 × 6.19 m
Living RoomMain3.68 × 5.91 m
Primary BedroomMain3.14 × 4.49 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

West, Oakville, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bronte
$1.66M
Southwest
$4.22M
Glen Abbey
$1.79M
Bronte Creek
$1.52M
West Oak Trails
$1.62M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,553/mo
$191KIncome needed
5.2×Price ÷ income
$1,051Weekly cost
$16,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,553Property tax $433Total carry $4,986

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,375per month

Mortgage amount $799,200 · 4.39% over 25 years

$199,800Down payment (20.0%)
$799,200Loan before insurance
$0CMHC premium
$4,808Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,375
Property tax
$433
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,808

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,455
Estimated closing costs
$16,455

Plus your down payment of $199,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$5,300/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$513,184Total interest paid
$1,312,384Total of all payments
Principal $799,200 Interest $513,184
YearPrincipalInterestBalance
1$18,085$34,410$781,115
2$18,888$33,608$762,228
3$19,726$32,770$742,502
4$20,601$31,894$721,900
5$21,516$30,980$700,385
6$22,471$30,025$677,914
7$23,468$29,028$654,447
8$24,509$27,986$629,937
9$25,597$26,898$604,340
10$26,733$25,762$577,607
11$27,920$24,576$549,687
12$29,159$23,337$520,529
13$30,453$22,043$490,076
14$31,804$20,691$458,271
15$33,216$19,279$425,055
16$34,690$17,805$390,365
17$36,230$16,266$354,136
18$37,838$14,658$316,298
19$39,517$12,978$276,781
20$41,271$11,225$235,510
21$43,102$9,393$192,408
22$45,015$7,480$147,392
23$47,013$5,482$100,379
24$49,100$3,396$51,279
25$51,279$1,216$0

At the end of your 5-year term

Total paid over the term
$262,477
Principal paid down
$98,815
Interest paid
$163,662
Balance remaining
$700,385

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $5,199− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,965

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.

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