1207 Pinegrove Road, Oakville, ON

West, Oakville · MLS® W13777342

$1,149,000
For Sale
Listed 8 days agoNo offer date stated
3+1Bedrooms
3Bathrooms
1Garage · 6 parking
1100-1500Sq ft

About this home

In short

  • Introducing 1207 Pinegrove Rd.
  • Thoughtfully updated while maintaining a warm & comfortable feel, this home features an open concept layout, pot lights & tasteful details throughout.
  • A few steps down, the family room offers a relaxed retreat beneath vaulted ceilings, complete w/a w/o to the backyard patio & convenient garage access.
  • On the same level, three comfortable bedrooms each offer a window & closet, along w/a shared 4pc bath.
  • A private bedroom features a closet & 3pc ensuite, while an additional room offers flexible space for a home office, dressing room, hobby area or additional storage.

Introducing 1207 Pinegrove Rd! A charming bungalow where modern updates, sun filled interiors & inviting spaces come together in the heart of West Oakville. Thoughtfully updated while maintaining a warm & comfortable feel, this home features an open concept layout, pot lights & tasteful details throughout. Step inside through an elegant tiled entry that opens to the cozy living room, where a beautiful bay window overlooks the front yard & wainscotting adds a touch of character. The upgraded kitchen is a chef's delight, featuring s/s appliances, quartz counters, custom backsplash, ample cabinetry & a w/o to the backyard deck, making indoor/outdoor living effortless. Adjacent, the dining room is framed by a large window that fills the space w/natural light, creating a welcoming setting for both everyday meals & gatherings. A few steps down, the family room offers a relaxed retreat beneath vaulted ceilings, complete w/a w/o to the backyard patio & convenient garage access. On the same level, three comfortable bedrooms each offer a window & closet, along w/a shared 4pc bath. The finished lower level offers an apartment-style layout w/a kitchenette featuring a fridge, quartz counters & cabinetry overlooking the rec room, complete w/an electric fireplace for a cozy touch. A private bedroom features a closet & 3pc ensuite, while an additional room offers flexible space for a home office, dressing room, hobby area or additional storage. A separate 3pc bath & dedicated laundry room complete the lower level. Outside, enjoy a private, fully fenced backyard framed by mature trees & greenery, w/both a spacious deck & patio offering plenty of room to dine, entertain or simply unwind outdoors. Ideally located near parks, schools, shopping, dining, Lake Ontario, Bronte GO & major routes, this sweet Oakville bungalow is move in ready & awaiting its next chapter!

Key facts

Property type
Detached, Bungalow
MLS®
W13777342
Bedrooms
3+1 (4 total)
Bathrooms
3
Size
1100-1500 sq ft
Lot
80 × 115.5 ft
Cross streets
Fourth Line & Speers Rd
Parking
1 garage · 6 parking (attached)
Driveway
Private
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Wood
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,288 / 2026
Days on market
8
Listing brokerage
SAM MCDADI REAL ESTATE INC.

Rooms

LaundryBasement2.25 × 2.36 m

above grade window · separate room

KitchenBasement2.71 × 2.97 m

quartz counter · above grade window · combined w/rec

Bedroom 3Main3.16 × 2.60 m

closet · window · separate room

Living RoomMain6.05 × 4.13 m

wainscoting · pot lights · bay window

Bedroom 4Basement6.46 × 3.46 m

3 pc ensuite · closet · above grade window

Bedroom 2Main3.21 × 2.95 m

closet · window · separate room

Primary BedroomMain4.23 × 2.88 m

closet · window · separate room

Family RoomMain3.43 × 4.02 m

vaulted ceiling(s) · pot lights · w/o to patio

RecreationBasement6.52 × 4.98 m

electric fireplace · pot lights · above grade window

DenBasement3.56 × 2.67 m

b/i closet · above grade window · separate room

Dining RoomMain3.24 × 3.17 m

crown moulding · pot lights · window

KitchenMain3.24 × 4.60 m

stainless steel appl · quartz counter · w/o to deck

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

West, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Southwest
$4.22M
Glen Abbey
$1.79M
Central
$1.43M
Bronte
$1.66M
College Park
$1.81M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,237/mo
$220KIncome needed
5.2×Price ÷ income
$1,208Weekly cost
$19,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $5,237Property tax $524Total carry $5,761

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,031per month

Mortgage amount $919,200 · 4.39% over 25 years

$229,800Down payment (20.0%)
$919,200Loan before insurance
$0CMHC premium
$5,555Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,031
Property tax
$524
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,555

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,455
Estimated closing costs
$19,455

Plus your down payment of $229,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$6,096/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$590,239Total interest paid
$1,509,439Total of all payments
Principal $919,200 Interest $590,239
YearPrincipalInterestBalance
1$20,800$39,577$898,400
2$21,724$38,654$876,676
3$22,688$37,690$853,988
4$23,695$36,683$830,294
5$24,746$35,631$805,548
6$25,844$34,533$779,703
7$26,991$33,386$752,712
8$28,189$32,188$724,522
9$29,441$30,937$695,082
10$30,747$29,630$664,335
11$32,112$28,266$632,223
12$33,537$26,841$598,686
13$35,025$25,352$563,661
14$36,580$23,798$527,081
15$38,203$22,174$488,878
16$39,899$20,479$448,979
17$41,670$18,708$407,309
18$43,519$16,859$363,790
19$45,450$14,927$318,340
20$47,468$12,910$270,872
21$49,574$10,803$221,298
22$51,775$8,603$169,523
23$54,072$6,305$115,451
24$56,472$3,905$58,979
25$58,979$1,399$0

At the end of your 5-year term

Total paid over the term
$301,888
Principal paid down
$113,652
Interest paid
$188,236
Balance remaining
$805,548

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.4%
Gross yield
− Property tax $6,288− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $16,876

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SAM MCDADI REAL ESTATE INC.. MLS®/PropTx.

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