12 Bamford Crescent, Toronto, ON
Black Creek, Toronto · MLS® W13718102
About this home
In short
- 12 Bamford Cres., a well-maintained raised semi 3 Bedroom Bungalow in the heart of Black Creek is an excellent opportunity for anyone who is looking to enter the...
- Upper Floor Tenant, who is on month to month basis, has been residing in this place for over 4 years, paying $2700 per month + 70% Utilities.
- Lower Level Tenant moved in this year, paying $1650 per month + 30% Utilities.
- If Buyer needs vacant possession, based on Buyer's written undertaking, Seller can issue Form N12 with 60 days notice, once deal is Firm.
- Buyers can also buy 12 Bamford Cres., Toronto for Investment purposes.
12 Bamford Cres., a well-maintained raised semi 3 Bedroom Bungalow in the heart of Black Creek is an excellent opportunity for anyone who is looking to enter the housing market, downsize in this incredible quiet neighborhood, or invest with an excellent opportunity. Large rear yard in close proximity to TTC, subway, York University, highways, shops, parks, schools, churches and more. Upper Floor Tenant, who is on month to month basis, has been residing in this place for over 4 years, paying $2700 per month + 70% Utilities. Lower Level Tenant moved in this year, paying $1650 per month + 30% Utilities. Both tenants are excellent. If Buyer needs vacant possession, based on Buyer's written undertaking, Seller can issue Form N12 with 60 days notice, once deal is Firm. Buyers can also buy 12 Bamford Cres., Toronto for Investment purposes. Both Tenants are excellent and pays on time.
Key facts
- Property type
- Semi-Detached, Bungalow-Raised
- MLS®
- W13718102
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 2
- Size
- 1100-1500 sq ft
- Lot
- 35.15 × 108.41 ft
- Cross streets
- JANE ST & SHOREHAM DR
- Parking
- 1 garage · 3 parking (attached)
- Driveway
- Available
- Basement
- Apartment, Finished, Separate Entrance, Walk-Out
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $3,539 / 2026
- Days on market
- 53
- Listing brokerage
- CENTURY 21 LEADING EDGE REALTY INC.
Rooms
B/I Appliances
Balcony
hardwood floor · closet
tile floor · b/i appliances
closet · window
Broadloom
hardwood floor · closet
hardwood floor · closet
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readThe assigned public school is Blacksmith Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market.
Per square foot, these ask about $559/sqft; this home lists at $661/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Black Creek, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $687,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,804
- Property tax
- $295
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,099
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $13,673
- Toronto municipal land transfer tax
- $13,673
- Estimated closing costs
- $27,346
Plus your down payment of $171,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $228,218
- Principal paid down
- $84,051
- Interest paid
- $144,167
- Balance remaining
- $603,869
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.