37 Wilmont Drive, Toronto, ON

Black Creek, Toronto · MLS® W13857256

$849,000
For Sale
Listed 17 days agoNo offer date stated
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3+2Bedrooms
2Bathrooms
2Garage · 5 parking
1500-2000Sq ft

About this home

In short

  • This semi-detached backsplit home, offers a functional multi-level layout, providing plenty of space and flexibility for families or extended family living.
  • Conveniently located close to schools, parks, shopping, public transit, and major highways, this is a rare chance to own a well-cared-for home in a highly desirable...

This semi-detached backsplit home, offers a functional multi-level layout, providing plenty of space and flexibility for families or extended family living. Immaculate and nestled in the most sought-after neighbourhood in Black Creek. Situated on a generous lot, the property features a private driveway and a detached garage. Large backyard in a quiet neighbourhood. Whether you're a first-time home buyer looking to enter the market or an investor seeking a property with outstanding potential, this home is a fantastic opportunity. Conveniently located close to schools, parks, shopping, public transit, and major highways, this is a rare chance to own a well-cared-for home in a highly desirable North York neighbourhood. This property offers an opportunity for buyers looking for a spacious home with versatile living arrangements, rental potential with walkout on lower level.

Key facts

Property type
Semi-Detached, Backsplit 4
MLS®
W13857256
Bedrooms
3+2 (5 total)
Bathrooms
2
Size
1500-2000 sq ft
Lot
23.96 × 128.66 ft
Cross streets
Finch Avenue West & Jane Street
Parking
2 garage · 5 parking (detached)
Basement
Finished with Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,476 / 2026
Days on market
17
Listing brokerage
ONE PERCENT REALTY LTD.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Brookview Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Black Creek · asking prices
$803kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market.

Per square foot, these ask about $618/sqft; this home lists at $485/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
849kThis home750k860k799kThis home vs active comparables

Neighbourhood & location

Black Creek, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Glenfield-Jane Heights
$868K
Corso Italia-Davenport
$899K
Junction Area
$1.16M
Wychwood
$1.14M
Mount Pleasant East
$1.36M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Driftwood Public School
42%
Driftwood Public SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 42% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Topcliff Public School · Public elementary0.6 km · 34% at standard
St Wilfrid Catholic School · Catholic elementary0.8 km · 74% at standard
Gosford Public School · Public elementary0.8 km · 48% at standard
St Francis de Sales Catholic School · Catholic elementary0.9 km · 38% at standard
Shoreham Public School · Public elementary1.0 km · 54% at standard
C W Jefferys Collegiate Institute · Public secondary1.0 km · 44% at standard
Lamberton Public School · Public elementary1.1 km · 63% at standard
Yorkwoods Public School · Public elementary1.2 km · 16% at standard
Firgrove Public School · Public elementary1.2 km · 55% at standard
St Augustine Catholic School · Catholic elementary1.3 km · 65% at standard
Msgr Fraser College (Norfinch Campus) · Catholic secondary1.3 km
Elia Middle School · Public elementary1.4 km · 58% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,869/mo
$160KIncome needed
5.3×Price ÷ income
$893Weekly cost
$26,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $3,869Property tax $290Total carry $4,159

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,755per month

Mortgage amount $679,200 · 4.49% over 25 years

$169,800Down payment (20.0%)
$679,200Loan before insurance
$0CMHC premium
$4,045Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,755
Property tax
$290
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,045

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,455
Toronto municipal land transfer tax
$13,455
Estimated closing costs
$26,910

Plus your down payment of $169,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,545/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$447,424Total interest paid
$1,126,624Total of all payments
Principal $679,200 Interest $447,424
YearPrincipalInterestBalance
1$15,157$29,908$664,043
2$15,845$29,220$648,198
3$16,564$28,500$631,634
4$17,317$27,748$614,317
5$18,103$26,962$596,214
6$18,925$26,140$577,290
7$19,784$25,281$557,506
8$20,682$24,383$536,823
9$21,621$23,444$515,202
10$22,603$22,462$492,599
11$23,629$21,436$468,970
12$24,702$20,363$444,268
13$25,824$19,241$418,444
14$26,996$18,069$391,448
15$28,222$16,843$363,226
16$29,503$15,562$333,722
17$30,843$14,222$302,879
18$32,243$12,822$270,636
19$33,707$11,358$236,929
20$35,238$9,827$201,691
21$36,838$8,227$164,853
22$38,510$6,555$126,343
23$40,259$4,806$86,084
24$42,087$2,978$43,998
25$43,998$1,067$0

At the end of your 5-year term

Total paid over the term
$225,325
Principal paid down
$82,986
Interest paid
$142,339
Balance remaining
$596,214

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
3.4%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $3,476− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $28,766

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ONE PERCENT REALTY LTD.. MLS®/PropTx.

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