3 Hilldale Road, Toronto, ON

Rockcliffe-Smythe, Toronto · MLS® W13727400

$774,500
For Sale
Listed 45 days agoNo offer date stated
3Bedrooms
2Bathrooms
2Garage · 6 parking
1100-1500Sq ft

About this home

In short

  • Sold under Power Of Sale Welcome to 3 Hilldale Road, a private semi-detached home ideally positioned at the end of a quiet street, with no immediate neighbour on one...
  • Inside, the home offers open concept living/dining and 3 bedrooms upstairs.

Sold under *Power Of Sale* Welcome to 3 Hilldale Road, a private semi-detached home ideally positioned at the end of a quiet street, with no immediate neighbour on one side. Set on an extra-deep lot, this property offers exceptional outdoor space and rare parking flexibility, including a separate double-car garage and room for multiple additional vehicles. The separate double car garage can also be a great extra space hobbies or storage. The mostly covered driveway provides welcome protection from the elements year-round. Inside, the home offers open concept living/dining and 3 bedrooms upstairs. Potential to create an in-law or rental suite, with key components already in place, including a separate side entrance and basement kitchen. A compelling opportunity for families, multigenerational living, or buyers seeking space, privacy, and future versatility in Toronto. See virtual tour.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
W13727400
Bedrooms
3
Bathrooms
2
Size
1100-1500 sq ft
Lot
27.58 × 209.61 ft
Cross streets
Black Creek Dr & Weston Rd
Parking
2 garage · 6 parking (detached)
Basement
Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,167 / 2026
Days on market
45
Listing brokerage
KELLER WILLIAMS EMPOWERED REALTY

Rooms

RecreationBasement5.40 × 4.80 m

Ceramic Floor

Bedroom 3Second2.56 × 2.50 m

parquet · closet

KitchenMain3.80 × 3.25 m

Ceramic Floor

Bedroom 2Second3.71 × 2.58 m

parquet · closet

Living RoomMain4.78 × 3.41 m

parquet · combined w/dining

Primary BedroomSecond4.34 × 3.42 m

parquet · closet

KitchenBasement2.58 × 2.50 m

Ceramic Floor

Dining RoomMain3.91 × 2.51 m

parquet · combined w/living

Our TakeTeam Asgarian · Broker
A small discount is typical
$752Klikely sale price

Listed at $774,500. Going by how homes in Rockcliffe-Smythe and the wider GTA have actually closed against their asking prices (about 97%, 8 local closings in 90 days), the likely sale price is near $752K, if it sells. A realistic range is $704K to $847K.

Independent value check: $869K. Without looking at the asking price, our model values the home itself about 12% above the ask (homes like it typically land between $814K and $910K).

Why $869K. The typical semi-detached home sold in Rockcliffe-Smythe over the past year went for about $835K (23 sales). What sets this one apart:

  • ▼ Lowers itThe listing presents it as a home to renovate or rebuild.
  • ▲ Raises itIts lot is 28 by 210 ft; the typical lot sold here is 30 by 100.
  • ▲ Raises it slightlyIts tax bill, which follows the city's own assessment, is $4,167 a year; the typical home sold here pays about $3,700.
List price
$704KBelow recent closings$847KAbove recent closings

Total price vs nearby homes. Likely closing about $752K, from 8 recent closings in this pocket.

The market behind the math:

8sold nearby · 90 days
$817Kmedian sold price
96%of asking, on average
−12%prices vs a year ago
~32 dayshomes like this take to sell
45days on market so far
$3,411/moest. rent · 5 leases
5.3%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.9 months of inventory: 5 semi-detached homes for sale in the area against 8 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $596/sqft against an area asking average of $630/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 8 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $783K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Harwood Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Below comparable homes on total price, yet the price per square foot ($596/sqft) is in line with the area, which usually points to a smaller or more efficient layout.

There were not many closely comparable homes right in Rockcliffe-Smythe, so I widened the search to the surrounding area.

Based on 8 comparable homes that sold in Rockcliffe-Smythe over the past two years, from 56 closings there.

What sellers nearby are askingCurrently listed nearby in Rockcliffe-Smythe · asking prices
$771kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $593/sqft; this home lists at $596/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
775kThis home788k875k650kThis home vs active comparables

Sold price trend

Median sold price for semi-detached homes in Toronto: $1.12M in September 2026, up 2% from a year ago, on 2,410 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.08M252
November 2025$1.03M207
December 2025$967K117
January 2026$997K100
February 2026$1.09M151
March 2026$1.18M180
April 2026$1.18M242
May 2026$1.18M283
June 2026$1.21M262
July 2026$999K237
August 2026$970K166
September 2026$1.12M213

Neighbourhood & location

Rockcliffe-Smythe, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Wychwood
$1.18M
Roncesvalles
$1.28M
Palmerston-Little Italy
$1.68M
Annex
$1.60M
Glenfield-Jane Heights
$849K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Harwood Public School
55%
Harwood Public SchoolPublic · Elementary · 0.2 km awayBelow the GTA average · 55% meet the provincial standard
Frank Oke Secondary SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Oscar Romero Catholic Secondary School · Catholic secondary0.6 km · 61% at standard
George Syme Community School · Public elementary1.0 km · 48% at standard
Our Lady of Victory Catholic School · Catholic elementary1.1 km · 62% at standard
Dennis Avenue Community School · Public elementary1.2 km · 57% at standard
York Memorial Collegiate Institute · Public secondary1.2 km · 50% at standard
St Matthew Catholic School · Catholic elementary1.2 km · 63% at standard
Keelesdale Junior Public School · Public elementary1.4 km · 46% at standard
King George Junior Public School · Public elementary1.4 km · 91% at standard
General Mercer Junior Public School · Public elementary1.4 km · 54% at standard
Runnymede Collegiate Institute · Public secondary1.5 km · 46% at standard
Roselands Junior Public School · Public elementary1.6 km · 50% at standard
James Culnan Catholic School · Catholic elementary1.6 km · 64% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,530/mo
$149KIncome needed
5.2×Price ÷ income
$815Weekly cost
$23,930Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $3,530Property tax $347Total carry $3,877

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,426per month

Mortgage amount $619,600 · 4.49% over 25 years

$154,900Down payment (20.0%)
$619,600Loan before insurance
$0CMHC premium
$3,773Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,426
Property tax
$347
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,773

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,965
Toronto municipal land transfer tax
$11,965
Estimated closing costs
$23,930

Plus your down payment of $154,900. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,146/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$408,162Total interest paid
$1,027,762Total of all payments
Principal $619,600 Interest $408,162
YearPrincipalInterestBalance
1$13,827$27,284$605,773
2$14,455$26,656$591,319
3$15,111$26,000$576,208
4$15,797$25,313$560,411
5$16,514$24,596$543,896
6$17,264$23,846$526,632
7$18,048$23,063$508,584
8$18,867$22,243$489,717
9$19,724$21,386$469,993
10$20,620$20,491$449,373
11$21,556$19,555$427,817
12$22,535$18,576$405,283
13$23,558$17,553$381,725
14$24,627$16,483$357,098
15$25,745$15,365$331,352
16$26,914$14,196$304,438
17$28,136$12,974$276,302
18$29,414$11,697$246,888
19$30,749$10,361$216,138
20$32,146$8,965$183,993
21$33,605$7,505$150,387
22$35,131$5,980$115,256
23$36,726$4,384$78,530
24$38,394$2,717$40,137
25$40,137$974$0

At the end of your 5-year term

Total paid over the term
$205,552
Principal paid down
$75,704
Interest paid
$129,849
Balance remaining
$543,896

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Rockcliffe-Smythe$3,411/mo
$40,932Gross annual rent
4.0%Cap rate after taxes and upkeep
$3,002 to $3,820Typical rent range
~31 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Rockcliffe-Smythe signed at a median of $3,411 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,411. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.3%
Gross yield
− Property tax $4,167− Insurance $1,400− Vacancy & upkeep $4,503Net operating income $30,863

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS EMPOWERED REALTY. MLS®/PropTx.

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