228 Eileen Avenue, Toronto, ON

Rockcliffe-Smythe, Toronto · MLS® W13863120

$875,000
For Sale
Listed 10 days agoNo offer date stated
3Bedrooms
2Bathrooms
1Garage · 5 parking
1100-1500Sq ft

About this home

In short

  • Tucked away on a quiet cul-de-sac in a desirable Toronto neighbourhood, this well-loved semi-detached home offers a rare setting with incredible potential.
  • The main floor features a spacious living and dining room, original hardwood floors and a kitchen overlooking the backyard and beautiful setting beyond.
  • Upstairs, the generous primary bedroom easily accommodates a king-size bed, along with two additional bedrooms and a 4-piece bath.
  • Convenient access to Hwy 401 and Pearson Airport makes getting around the city and beyond easy, while the future Eglinton Crosstown West Extension will bring even...

Tucked away on a quiet cul-de-sac in a desirable Toronto neighbourhood, this well-loved semi-detached home offers a rare setting with incredible potential. Backing directly onto expansive greenspace and the Lambton Golf & Country Club, the home enjoys a peaceful natural backdrop that makes the backyard feel like it goes on forever. Lovingly held by the same family since new, this is a home filled with history and ready for its next chapter. The main floor features a spacious living and dining room, original hardwood floors and a kitchen overlooking the backyard and beautiful setting beyond. Upstairs, the generous primary bedroom easily accommodates a king-size bed, along with two additional bedrooms and a 4-piece bath. One of the bedrooms previously housed a kitchen, offering interesting possibilities for buyers looking for a flexible layout. The lower level adds even more usable space with a rec room that could easily serve as an additional bedroom, home office, playroom or cozy den. With solid bones, a great layout and plenty of opportunity to make it your own, this is a home with exciting potential in a truly special setting. A detached one-car garage adds even more value. Surrounded by nature yet remarkably connected, enjoy easy access to the Humber River trail system, Lambton Park, Smythe Park, Summerhill Market, transit, schools and shopping. Bloor West Village and The Junction are also within easy reach, offering an incredible selection of shops, restaurants and local favourites. Convenient access to Hwy 401 and Pearson Airport makes getting around the city and beyond easy, while the future Eglinton Crosstown West Extension will bring even more transit connectivity with a new station planned at Scarlett Road and Eglinton Avenue West.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
W13863120
Bedrooms
3
Bathrooms
2
Size
1100-1500 sq ft
Lot
30 × 108.08 ft
Cross streets
Dundas St W/Scarlett Rd
Parking
1 garage · 5 parking (detached)
Basement
Separate Entrance, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,087 / 2025
Days on market
10
Listing brokerage
RE/MAX PROFESSIONALS INC.

Rooms

LaundryLower6.13 × 2.87 m

tile floor · laundry sink · 3 pc bath

Family RoomLower3.26 × 5.44 m

broadloom · tile ceiling · window

KitchenMain3.29 × 3.62 m

tile floor · eat-in kitchen

Living RoomMain3.89 × 4.67 m

hardwood floor · combined w/dining · large window

Dining RoomMain2.72 × 3.77 m

hardwood floor · combined w/living · overlooks garden

Primary BedroomUpper3.71 × 3.67 m

hardwood floor · window · closet

BathroomUpper2.28 × 1.53 m

tile floor · 4 pc bath · window

Bedroom 3Upper3.11 × 2.74 m

broadloom · window · closet

Bedroom 2Upper2.88 × 3.86 m

hardwood floor · window · closet

Our TakeTeam Asgarian · Broker
A small discount is typical
$849Klikely sale price

Listed at $875,000. Going by how homes in Rockcliffe-Smythe and the wider GTA have actually closed against their asking prices (about 97%, 8 local closings in 90 days), the likely sale price is near $849K, if it sells. A realistic range is $796K to $957K.

Independent value check: $902K. Without looking at the asking price, our model values the home itself about 3% above the ask (homes like it typically land between $845K and $945K).

Why $902K. The typical semi-detached home sold in Rockcliffe-Smythe over the past year went for about $835K (23 sales). What sets this one apart:

  • ▲ Raises it slightlyIts tax bill, which follows the city's own assessment, is $4,087 a year; the typical home sold here pays about $3,700.
List price
$796KBelow recent closings$957KAbove recent closings

Total price vs nearby homes. Likely closing about $849K, from 8 recent closings in this pocket.

The market behind the math:

8sold nearby · 90 days
$817Kmedian sold price
96%of asking, on average
−12%prices vs a year ago
~32 dayshomes like this take to sell
10days on market so far
$3,329/moest. rent · 11 leases
4.6%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.9 months of inventory: 5 semi-detached homes for sale in the area against 8 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $673/sqft against an area asking average of $615/sqft.

  • Park / green-space backing. The listing says this home backs onto or abuts a park or green space. That privacy is priced into the comparison. What is actually behind the fence, and how the lot sits against it, is my in-person call.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 8 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $822K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Lambton Park Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Rockcliffe-Smythe, so I widened the search to the surrounding area.

Based on 8 comparable homes that sold in Rockcliffe-Smythe over the past two years, from 56 closings there.

What sellers nearby are askingCurrently listed nearby in Rockcliffe-Smythe · asking prices
$738kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $567/sqft; this home lists at $673/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
875kThis home788k775k650kThis home vs active comparables

Sold price trend

Median sold price for semi-detached homes in Toronto: $1.12M in September 2026, up 2% from a year ago, on 2,410 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.08M252
November 2025$1.03M207
December 2025$967K117
January 2026$997K100
February 2026$1.09M151
March 2026$1.18M180
April 2026$1.18M242
May 2026$1.18M283
June 2026$1.21M262
July 2026$999K237
August 2026$970K166
September 2026$1.12M213

Neighbourhood & location

Rockcliffe-Smythe, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Roncesvalles
$1.28M
Wychwood
$1.18M
Palmerston-Little Italy
$1.68M
Annex
$1.60M
Glenfield-Jane Heights
$849K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lambton Park Community School
52%
Lambton Park Community SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 52% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Warren Park Junior Public School · Public elementary0.6 km · 74% at standard
Frank Oke Secondary School · Public secondary0.9 km
Lambton Kingsway Junior Middle School · Public elementary0.9 km · 91% at standard
George Syme Community School · Public elementary1.2 km · 48% at standard
Humbercrest Public School · Public elementary1.3 km · 80% at standard
King George Junior Public School · Public elementary1.5 km · 91% at standard
James Culnan Catholic School · Catholic elementary1.6 km · 64% at standard
Roselands Junior Public School · Public elementary1.7 km · 50% at standard
Humber Valley Village Junior Middle School · Public elementary1.7 km · 85% at standard
Our Lady of Sorrows Catholic School · Catholic elementary2.2 km · 90% at standard
Our Lady of Victory Catholic School · Catholic elementary2.3 km · 62% at standard
Etobicoke Collegiate Institute · Public secondary2.3 km · 82% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,988/mo
$166KIncome needed
5.3×Price ÷ income
$920Weekly cost
$27,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $3,988Property tax $341Total carry $4,329

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,870per month

Mortgage amount $700,000 · 4.49% over 25 years

$175,000Down payment (20.0%)
$700,000Loan before insurance
$0CMHC premium
$4,211Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,870
Property tax
$341
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,211

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,975
Toronto municipal land transfer tax
$13,975
Estimated closing costs
$27,950

Plus your down payment of $175,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,685/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$461,126Total interest paid
$1,161,126Total of all payments
Principal $700,000 Interest $461,126
YearPrincipalInterestBalance
1$15,621$30,824$684,379
2$16,330$30,115$668,049
3$17,072$29,373$650,977
4$17,847$28,598$633,130
5$18,657$27,788$614,473
6$19,504$26,941$594,969
7$20,390$26,055$574,579
8$21,316$25,129$553,263
9$22,283$24,162$530,980
10$23,295$23,150$507,684
11$24,353$22,092$483,332
12$25,459$20,986$457,873
13$26,615$19,830$431,258
14$27,823$18,622$403,435
15$29,086$17,359$374,349
16$30,407$16,038$343,942
17$31,787$14,658$312,155
18$33,231$13,214$278,924
19$34,740$11,705$244,184
20$36,317$10,128$207,868
21$37,966$8,479$169,902
22$39,690$6,755$130,212
23$41,492$4,953$88,721
24$43,376$3,069$45,345
25$45,345$1,100$0

At the end of your 5-year term

Total paid over the term
$232,225
Principal paid down
$85,527
Interest paid
$146,698
Balance remaining
$614,473

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 11 whole-home leases in Rockcliffe-Smythe$3,329/mo
$39,948Gross annual rent
3.4%Cap rate after taxes and upkeep
$3,063 to $3,833Typical rent range
~31 daysTo find a tenant, on average

About the suite: in Rockcliffe-Smythe basements rarely rent out (0 of 21 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 11 whole-home leases in Rockcliffe-Smythe signed at a median of $3,286 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,329. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.6%
Gross yield
− Property tax $4,087− Insurance $1,400− Vacancy & upkeep $4,394Net operating income $30,067

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PROFESSIONALS INC.. MLS®/PropTx.

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