362 Silverthorn Avenue, Toronto, ON

Keelesdale-Eglinton West, Toronto · MLS® W13746602

$1,149,000
For Sale
Listed 25 days agoNo offer date stated
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3Bedrooms
2Bathrooms
1Garage · 2 parking
700-1100Sq ft

About this home

In short

  • Beautiful two-storey detached home ideally located near the new Eglinton Cross-Town LRT, with quick access to Highways 400 and 401. handicap parking spot in front of...
  • The second-floor bathroom boasts heated floors, built-in storage, and elegant marble finishes.
  • The open-concept kitchen and dining area feature a heated marble floor and induction cooktop.
  • The high-ceiling basement includes a wood-burning fireplace, walkout to the backyard, and a separate entrance-ideal for a potential studio apartment.
  • Additional highlights include a spacious cantina, solid brick construction, high-mount digital TV antenna, new plumbing and wiring, a tankless hot water heater, and a...

Beautiful two-storey detached home ideally located near the new Eglinton Cross-Town LRT, with quick access to Highways 400 and 401. handicap parking spot in front of the house. Features a detached one-car garage with a private laneway.This home offers multiple premium upgrades and includes three bedrooms and two bathrooms. The primary bedroom overlooks stunning spring blossoms, while the nursery features a cozy built-in window seat and bookcase. The second-floor bathroom boasts heated floors, built-in storage, and elegant marble finishes.The open-concept kitchen and dining area feature a heated marble floor and induction cooktop. The high-ceiling basement includes a wood-burning fireplace, walkout to the backyard, and a separate entrance-ideal for a potential studio apartment.Surrounded by lush greenery and mature trees, the property offers a terraced side garden perfect for plant lovers and a landscaped backyard centered around an apricot tree. Perched on a hilltop, the home is filled with natural light and offers stunning sunset views.Additional highlights include a spacious cantina, solid brick construction, high-mount digital TV antenna, new plumbing and wiring, a tankless hot water heater, and a new A/C unit.Blending vintage charm with modern comfort, this home offers character, warmth, and convenience in one of Toronto's most desirable locations.

Key facts

Property type
Detached, 2-Storey
MLS®
W13746602
Bedrooms
3
Bathrooms
2 (1 half)
Size
700-1100 sq ft
Lot
33 × 88.85 ft
Cross streets
Rogers and Caledonia
Parking
1 garage · 2 parking (detached)
Driveway
Right Of Way
Basement
Finished with Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Shingles
Sewer
Sewer
Property tax
$4,047 / 2026
Days on market
25
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

SunroomMain5.57 × 1.37 m

ceramic floor · enclosed

Cold Room/CantinaBasement5.45 × 1.61 m
BathroomSecond2.43 × 1.80 m

hardwood floor · closet

Bedroom 2Second3.65 × 2.60 m

hardwood floor · closet

KitchenBasement5.25 × 3.30 m

ceramic floor · wood stove · walk-out

Dining RoomMain5.24 × 3.35 m

hardwood floor · overlooks backyard · combined w/kitchen

Bedroom 3Second3.65 × 2.60 m

Hardwood Floor

KitchenMain5.24 × 3.35 m

combined w/dining · overlooks backyard

Utility RoomBasement4.81 × 3.17 m
Living RoomMain4.84 × 3.26 m

hardwood floor · large window

BedroomSecond3.50 × 3.30 m

hardwood floor · closet

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.11Mlikely sale price

Listed at $1,149,000. Going by how homes in Keelesdale-Eglinton West and the wider GTA have actually closed against their asking prices (about 97%, 8 local closings in 90 days), the likely sale price is near $1.11M, if it sells. A realistic range is $1.04M to $1.25M.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.

List price
$1.04MBelow recent closings$1.25MAbove recent closings

Total price vs nearby homes. Likely closing about $1.11M, from 8 recent closings in this pocket.

The market behind the math:

8sold nearby · 90 days
$775Kmedian sold price
95%of asking, on average
−11%prices vs a year ago
~23 dayshomes like this take to sell
25days on market so far
$3,092/moest. rent · 16 leases
3.2%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3 months of inventory: 8 detached homes for sale in the area against 8 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,277/sqft against an area asking average of $852/sqft.

  • Walk-out basement apartment features. A finished walk-out basement apartment with a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Keelesdale-Eglinton West: 19 of the 72 detached leases here lately were basement units, around $1,500 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 8 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $789K. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
  • Heated floors: comfort and a premium-finish signal. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (F H Miller Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 8 comparable homes that sold in Keelesdale-Eglinton West over the past two years, from 116 closings there.

What sellers nearby are askingCurrently listed nearby in Keelesdale-Eglinton West · asking prices
$955kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $913K, which is where my estimate comes from.

Per square foot, these ask about $845/sqft; this home lists at $1,277/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 7 active listings nearby.

See all comparable homes
1.15MThis home1.20M1000k669k949k960kThis home vs active comparables

Neighbourhood & location

Keelesdale-Eglinton West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

High Park-Swansea
$2.20M
Islington-City Centre West
$1.32M
St. Andrew-Windfields
$8.80M
Willowdale West
$1.30M
Banbury-Don Mills
$2.12M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near F H Miller Junior Public School
78%
F H Miller Junior Public SchoolPublic · Elementary · 0.5 km awayAbove the GTA average · 78% meet the provincial standard
Frank Oke Secondary SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Nicholas of Bari Catholic School · Catholic elementary0.4 km · 59% at standard
General Mercer Junior Public School · Public elementary0.6 km · 54% at standard
York Memorial Collegiate Institute · Public secondary0.7 km · 50% at standard
Keelesdale Junior Public School · Public elementary1.0 km · 46% at standard
Santa Maria Catholic School · Catholic elementary1.1 km · 35% at standard
Fairbank Memorial Community School · Public elementary1.1 km · 66% at standard
St Paul VI Catholic School · Catholic elementary1.3 km · 76% at standard
Charles E Webster Public School · Public elementary1.3 km · 47% at standard
St John Bosco Catholic School · Catholic elementary1.3 km · 65% at standard
St Oscar Romero Catholic Secondary School · Catholic secondary1.4 km · 61% at standard
Harwood Public School · Public elementary1.4 km · 55% at standard
Carleton Village Junior and Senior Public School · Public elementary1.4 km · 42% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,237/mo
$213KIncome needed
5.4×Price ÷ income
$1,208Weekly cost
$38,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $5,237Property tax $337Total carry $5,574

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 30, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,082per month

Mortgage amount $919,200 · 4.49% over 25 years

$229,800Down payment (20.0%)
$919,200Loan before insurance
$0CMHC premium
$5,420Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,082
Property tax
$337
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,420

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,455
Toronto municipal land transfer tax
$19,455
Estimated closing costs
$38,910

Plus your down payment of $229,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,151/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$605,524Total interest paid
$1,524,724Total of all payments
Principal $919,200 Interest $605,524
YearPrincipalInterestBalance
1$20,513$40,476$898,687
2$21,444$39,545$877,243
3$22,418$38,571$854,826
4$23,435$37,553$831,390
5$24,500$36,489$806,891
6$25,612$35,377$781,279
7$26,775$34,214$754,504
8$27,990$32,998$726,514
9$29,261$31,728$697,252
10$30,590$30,399$666,662
11$31,979$29,010$634,683
12$33,431$27,558$601,253
13$34,949$26,040$566,304
14$36,536$24,453$529,768
15$38,194$22,795$491,574
16$39,929$21,060$451,645
17$41,741$19,247$409,904
18$43,637$17,352$366,267
19$45,618$15,371$320,649
20$47,689$13,300$272,960
21$49,855$11,134$223,105
22$52,118$8,871$170,987
23$54,484$6,504$116,503
24$56,958$4,031$59,544
25$59,544$1,445$0

At the end of your 5-year term

Total paid over the term
$304,945
Principal paid down
$112,309
Interest paid
$192,636
Balance remaining
$806,891

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 16 whole-home leases in Keelesdale-Eglinton West$3,092/mo
$37,104Gross annual rent
2.4%Cap rate after taxes and upkeep
$2,573 to $3,247Typical rent range
~24 daysTo find a tenant, on average

The suite is real income here: basements rent in Keelesdale-Eglinton West (19 of 72 recent detached leases were basement units, around $1,500 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,500 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 16 whole-home leases in Keelesdale-Eglinton West signed at a median of $2,800 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,092. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.2%
Gross yield
− Property tax $4,047− Insurance $1,400− Vacancy & upkeep $4,081Net operating income $27,576

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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