370 Silverthorn Avenue, Toronto, ON

Keelesdale-Eglinton West, Toronto · MLS® W13796062

$949,000
For Sale
Listed 12 days agoNo offer date stated
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2+1Bedrooms
3Bathrooms
1Parking
700-1100Sq ft

About this home

In short

  • Welcome to 370 Silverthorn Ave, a detached home designed for real life.
  • Renovated to the studs in 2022, this home was thoughtfully reimagined with a focus on functionality, comfortable living and purposeful storage.
  • Diagonal hardwood floors extend throughout the main and second floors.
  • The main floor features an open concept kitchen and dining area, with the kitchen overlooking the backyard.
  • The finished basement adds valuable flexible living space with a comfortable living room, third bedroom, 3 piece bathroom and kitchenette with fridge, microwave and...

Welcome to 370 Silverthorn Ave, a detached home designed for real life. Renovated to the studs in 2022, this home was thoughtfully reimagined with a focus on functionality, comfortable living and purposeful storage. Every square foot has been considered, creating a home that is easy to live in and easy to maintain. Diagonal hardwood floors extend throughout the main and second floors. The main floor features an open concept kitchen and dining area, with the kitchen overlooking the backyard. Designed with purpose, the kitchen offers generous counter space, well-planned cabinetry, stainless steel appliances and a gas stove. A convenient 2 piece powder room completes the main level. Upstairs, the primary bedroom features a built in closet system that makes efficient use of the space, while the second bedroom has a walk in closet. The beautifully finished 4 piece bathroom includes laundry, keeping an everyday necessity right where you need it. The finished basement adds valuable flexible living space with a comfortable living room, third bedroom, 3 piece bathroom and kitchenette with fridge, microwave and cooktop. The separate entrance to the backyard makes this level ideal for guests, a teenager, home office or additional family living space. Outside, the low maintenance backyard features a patio for relaxing or entertaining with a gas BBQ line for easy outdoor entertaining, while the generous storage shed provides ample room for bikes, winter tires, tools and seasonal equipment. Thoughtfully renovated and designed with purpose, this is a home that works beautifully for everyday life. Walking distance to the Eglinton LRT and approximately 15-20 minutes to Yonge and Eglinton.

Key facts

Property type
Detached, 2-Storey
MLS®
W13796062
Bedrooms
2+1 (3 total)
Bathrooms
3 (1 half)
Size
700-1100 sq ft
Lot
17.5 × 73.25 ft
Cross streets
Rogers Rd. and Caledonia Rd
Parking
1 parking
Driveway
Front Yard Parking
Basement
Finished with Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,013 / 2026
Days on market
12
Listing brokerage
ROYAL LEPAGE ESTATE REALTY

Rooms

Powder RoomMain2.31 × 0.64 m

2 pc bath · tile floor

Bedroom 2Second2.75 × 2.33 m

hardwood floor · walk-in closet(s) · california shutters

KitchenBasement2.31 × 3.80 m

vinyl floor · w/o to patio · above grade window

BathroomBasement9.00 × 1.32 m

3 pc bath · tile floor

BathroomSecond3.57 × 1.37 m

4 pc bath · tile floor · combined w/laundry

Dining RoomMain5.07 × 3.80 m

hardwood floor · combined w/kitchen · open concept

Bedroom 3Basement3.75 × 2.38 m

vinyl floor · closet · window

KitchenMain5.07 × 3.80 m

hardwood floor · stainless steel appl · window

Living RoomBasement3.97 × 3.80 m

vinyl floor · combined w/kitchen · above grade window

Primary BedroomSecond3.80 × 2.74 m

hardwood floor · b/i closet · california shutters

Powder RoomMain
BathroomMain
Our TakeTeam Asgarian · Broker
A small discount is typical
$919Klikely sale price

Listed at $949,000. Going by how homes in Keelesdale-Eglinton West and the wider GTA have actually closed against their asking prices (about 97%, 8 local closings in 90 days), the likely sale price is near $919K, if it sells. A realistic range is $861K to $1.04M.

Independent value check: $900K. Without looking at the asking price, our model values the home itself about 5% below the ask (homes like it typically land between $844K and $943K).

Why $900K. The typical detached home sold in Keelesdale-Eglinton West over the past year went for about $810K (55 sales). What sets this one apart:

  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▲ Raises it slightly2+1 bedrooms and 3 baths, against 2+1 and 2 typically.
  • ▼ Lowers it slightlyIts lot is 18 by 73 ft; the typical lot sold here is 25 by 116.
List price
$861KBelow recent closings$1.04MAbove recent closings

Total price vs nearby homes. Likely closing about $919K, from 8 recent closings in this pocket.

The market behind the math:

8sold nearby · 90 days
$775Kmedian sold price
95%of asking, on average
−11%prices vs a year ago
~23 dayshomes like this take to sell
12days on market so far
$3,117/moest. rent · 16 leases
3.9%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.6 months of inventory: 7 detached homes for sale in the area against 8 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,054/sqft against an area asking average of $890/sqft.

  • Walk-out basement apartment features. A finished 1 bed walk-out basement apartment with a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Keelesdale-Eglinton West: 19 of the 72 detached leases here lately were basement units, around $1,500 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 8 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $810K. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Silverthorn Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 8 comparable homes that sold in Keelesdale-Eglinton West over the past two years, from 116 closings there.

What sellers nearby are askingCurrently listed nearby in Keelesdale-Eglinton West · asking prices
$1.07Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $900K, which is where my estimate comes from.

Per square foot, these ask about $903/sqft; this home lists at $1,054/sqft. Size is part of the price story, not just the sticker.

The 5 closest active listings nearby.

See all comparable homes
949kThis home960k1.15M1.05M1000k1.20MThis home vs active comparables

Neighbourhood & location

Keelesdale-Eglinton West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

High Park-Swansea
$2.20M
Islington-City Centre West
$1.32M
St. Andrew-Windfields
$8.80M
Willowdale West
$1.30M
Banbury-Don Mills
$2.12M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Silverthorn Community School
65%
Silverthorn Community SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 65% meet the provincial standard
Frank Oke Secondary SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Nicholas of Bari Catholic School · Catholic elementary0.5 km · 59% at standard
F H Miller Junior Public School · Public elementary0.6 km · 78% at standard
York Memorial Collegiate Institute · Public secondary0.6 km · 50% at standard
General Mercer Junior Public School · Public elementary0.7 km · 54% at standard
Keelesdale Junior Public School · Public elementary0.9 km · 46% at standard
Santa Maria Catholic School · Catholic elementary1.0 km · 35% at standard
Fairbank Memorial Community School · Public elementary1.2 km · 66% at standard
Charles E Webster Public School · Public elementary1.2 km · 47% at standard
St John Bosco Catholic School · Catholic elementary1.3 km · 65% at standard
St Oscar Romero Catholic Secondary School · Catholic secondary1.3 km · 61% at standard
St Paul VI Catholic School · Catholic elementary1.4 km · 76% at standard
Harwood Public School · Public elementary1.4 km · 55% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,325/mo
$178KIncome needed
5.3×Price ÷ income
$998Weekly cost
$30,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,325Property tax $334Total carry $4,660

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 30, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,198per month

Mortgage amount $759,200 · 4.49% over 25 years

$189,800Down payment (20.0%)
$759,200Loan before insurance
$0CMHC premium
$4,532Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,198
Property tax
$334
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,532

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,455
Toronto municipal land transfer tax
$15,455
Estimated closing costs
$30,910

Plus your down payment of $189,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,081/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$500,124Total interest paid
$1,259,324Total of all payments
Principal $759,200 Interest $500,124
YearPrincipalInterestBalance
1$16,942$33,431$742,258
2$17,711$32,662$724,547
3$18,516$31,857$706,031
4$19,356$31,017$686,675
5$20,235$30,138$666,440
6$21,154$29,219$645,286
7$22,114$28,259$623,172
8$23,118$27,255$600,053
9$24,168$26,205$575,885
10$25,265$25,108$550,620
11$26,412$23,960$524,208
12$27,612$22,761$496,596
13$28,865$21,508$467,730
14$30,176$20,197$437,554
15$31,546$18,827$406,008
16$32,978$17,395$373,030
17$34,476$15,897$338,554
18$36,041$14,332$302,513
19$37,678$12,695$264,836
20$39,388$10,985$225,447
21$41,177$9,196$184,271
22$43,046$7,327$141,224
23$45,001$5,372$96,224
24$47,044$3,329$49,180
25$49,180$1,193$0

At the end of your 5-year term

Total paid over the term
$251,865
Principal paid down
$92,760
Interest paid
$159,105
Balance remaining
$666,440

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 16 whole-home leases in Keelesdale-Eglinton West$3,117/mo
$37,404Gross annual rent
2.9%Cap rate after taxes and upkeep
$2,598 to $3,273Typical rent range
~24 daysTo find a tenant, on average

The suite is real income here: basements rent in Keelesdale-Eglinton West (19 of 72 recent detached leases were basement units, around $1,500 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,500 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 16 whole-home leases in Keelesdale-Eglinton West signed at a median of $2,800 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,117. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.9%
Gross yield
− Property tax $4,013− Insurance $1,400− Vacancy & upkeep $4,114Net operating income $27,876

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE ESTATE REALTY. MLS®/PropTx.

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