45 Montye Avenue, Toronto, ON
Runnymede-Bloor West Village, Toronto · MLS® W13761434
About this home
In short
- Wonderful opportunity in upper Bloor West Village to own two detached homes on one lot, located on a lovely and quiet sought-after street close to transit, shops...
- The front home includes a welcoming open front porch; spacious living room with large window, crown moulding, and hardwood floor; formal dining room with window to...
- The second floor features three large and bright bedrooms with hardwood flooring; a flexible additional room with window which can be used as a walk-in closet or den...
- Fresh and bright, the main floor includes a stylish open concept kitchen with a large peninsula, stone countertops, plentiful storage and layered lighting.
- The upper level includes a primary bedroom with double closet and juliette balcony, flexible den or office space with soaring 11 foot ceiling and skylight, and...
Wonderful opportunity in upper Bloor West Village to own two detached homes on one lot, located on a lovely and quiet sought-after street close to transit, shops, parks and schools! A marvellous blend of historic charm and modern design, these two beautiful separate homes provide a unique package for buyers or investors seeking multi-generational living, income potential, or co-ownership. The front home includes a welcoming open front porch; spacious living room with large window, crown moulding, and hardwood floor; formal dining room with window to the backyard; and large eat-in kitchen with double sink, tile backsplash, and adjoining mudroom with additional storage space and walkout to backyard. The second floor features three large and bright bedrooms with hardwood flooring; a flexible additional room with window which can be used as a walk-in closet or den; hallway linen closet; and 4-piece family bathroom. Lower level with good ceiling height, an additional 4-piece bath, laundry and oodles of storage space. The showstopping laneway house, just completed in 2026 and not yet lived in, is a masterful example of impeccable design, function, and contemporary features. Fresh and bright, the main floor includes a stylish open concept kitchen with a large peninsula, stone countertops, plentiful storage and layered lighting. The living and dining areas are bright and airy with white oak hardwood throughout. The upper level includes a primary bedroom with double closet and juliette balcony, flexible den or office space with soaring 11 foot ceiling and skylight, and gorgeous 4-piece bath with soaker tub, heated floor and window. Heated/cooled by two amazing and efficient Mitsubishi Hyper-Heat mini splits. Both the main and laneway houses include ensuite laundry and separate entryways, offering independence and privacy. Fully fenced yard w/garden shed, grass, gas barbeque hookup, and concrete patio area. A flexible offering brimming with possibility, versatility & value!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13761434
- Bedrooms
- 4
- Bathrooms
- 3
- Size
- 2000-2500 sq ft
- Lot
- 19.98 × 125.13 ft
- Cross streets
- Jane & Annette St
- Parking
- 1 parking
- Driveway
- Lane
- Basement
- Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Stone, Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,864 / 2025
- Days on market
- 40
- Listing brokerage
- BABIAK TEAM REAL ESTATE BROKERAGE LTD.
Rooms
hardwood floor · window
skylight · hardwood floor · open concept
stone counters · eat-in kitchen · window
hardwood floor · window · overlooks backyard
hardwood floor · window
large window · walk-out · overlooks backyard
stainless steel appl · backsplash · double sink
combined w/living · hardwood floor · pot lights
hardwood floor · window
above grade window · concrete floor
combined w/dining · hardwood floor · pot lights
hardwood floor · window
juliette balcony · double closet · sliding doors
above grade window · concrete floor
hardwood floor · large window · crown moulding
Listed at $1,558,000. Going by how homes in Runnymede-Bloor West Village and the wider GTA have actually closed against their asking prices (about 99%, 14 local closings in 90 days), the likely sale price is near $1.54M, if it sells. A realistic range is $1.45M to $1.74M.
Independent value check: $1.25M. Without looking at the asking price, our model values the home itself about 20% below the ask (homes like it typically land between $1.17M and $1.31M).
Why $1.25M. The typical detached home sold in Runnymede-Bloor West Village over the past year went for about $1.63M (66 sales). What sets this one apart:
- ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $5,864 a year; the typical home sold here pays about $7,800.
- ▲ Raises itIt is 2,000 to 2,500 sq ft; the typical home sold here is 1,500 to 2,000.
- ▼ Lowers it slightlyIts lot is 20 by 125 ft; the typical lot sold here is 25 by 111.
- ▲ Raises it slightly4 bedrooms and 3 baths, against 3+1 and 2 typically.
Longer on the market than typical. 40 days on the market against about 20 for homes like it here, and asking 24% above where comparable closings put it.
Total price vs nearby homes. Likely closing about $1.54M, from 14 recent closings in this pocket.
The market behind the math:
About 2.4 months of inventory: 11 detached homes for sale in the area against 14 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $692/sqft against an area asking average of $1,144/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 14 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.32M. Condition and finishes remain an in-person call.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Heated floors: comfort and a premium-finish signal. Lifestyle
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Open-concept layout: modern, sought-after flow. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit
Its public catchment (King George Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($692/sqft) is below the area, so you are paying for extra space rather than a premium.
There were not many closely comparable homes right in Runnymede-Bloor West Village, so I widened the search to the surrounding area.
Based on 14 comparable homes that sold in Runnymede-Bloor West Village over the past two years, from 123 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.25M, which is where my estimate comes from.
Per square foot, these ask about $1,087/sqft; this home lists at $692/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Toronto: $1.20M in September 2026, down 1% from a year ago, on 7,360 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.25M | 739 |
| November 2025 | $1.21M | 596 |
| December 2025 | $1.14M | 384 |
| January 2026 | $1.20M | 285 |
| February 2026 | $1.23M | 453 |
| March 2026 | $1.34M | 580 |
| April 2026 | $1.31M | 776 |
| May 2026 | $1.30M | 861 |
| June 2026 | $1.25M | 772 |
| July 2026 | $1.17M | 684 |
| August 2026 | $1.19M | 552 |
| September 2026 | $1.20M | 678 |
Neighbourhood & location
Runnymede-Bloor West Village, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $1,246,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,892
- Property tax
- $489
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,380
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $27,635
- Toronto municipal land transfer tax
- $27,635
- Estimated closing costs
- $55,270
Plus your down payment of $311,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $413,494
- Principal paid down
- $152,287
- Interest paid
- $261,206
- Balance remaining
- $1,094,113
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 7 whole-home leases in Runnymede-Bloor West Village signed at a median of $6,751 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $7,690. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BABIAK TEAM REAL ESTATE BROKERAGE LTD.. MLS®/PropTx.