44-2272 Mowat Avenue, Oakville, ON

River Oaks, Oakville · MLS® W13762022

$855,000
For Sale
Listed 36 days agoNo offer date stated
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3Bedrooms
3Bathrooms
1Garage · 2 parking
1200-1399Sq ft

About this home

In short

  • Absolutely Stunning And Completely Transformed End-Unit Townhome In One Of River Oaks' Most Desirable Private Enclaves.
  • This Bright, Spacious And Exceptionally Renovated Home Offers The Perfect Blend Of Modern Style, Comfort And Low-Maintenance Living In Prime Oakville.
  • The Entire Main Floor Has Been Professionally Renovated, Including A Beautifully Updated Kitchen And Open-Concept Layout, With Over $80,000 Invested In High-Quality...
  • Renovated Bathrooms Add To The Home's Move-In-Ready Appeal, Including A Gorgeous 4-Piece Ensuite Off The Primary Bedroom.
  • Located In The Highly Sought-After River Oaks Community, Just Minutes To QEW/403, Scenic Trails, Parks, Shopping, Restaurants And Coveted Oakville Schools.

Absolutely Stunning And Completely Transformed End-Unit Townhome In One Of River Oaks' Most Desirable Private Enclaves! This Bright, Spacious And Exceptionally Renovated Home Offers The Perfect Blend Of Modern Style, Comfort And Low-Maintenance Living In Prime Oakville.The Heart Of The Home Has Been Completely Reimagined! The Entire Main Floor Has Been Professionally Renovated, Including A Beautifully Updated Kitchen And Open-Concept Layout, With Over $80,000 Invested In High-Quality Improvements. The Result Is A Bright, Sophisticated And Seamless Living Space That Is Perfect For Entertaining Or Simply Enjoying Everyday Life.Offering Close To 1,400 Sq Ft Of Comfortable Living Space Plus An Additional Approx. 600 Sq Ft Of Finished Lower-Level Space, This Home Offers Exceptional Space And Versatility. The Beautifully Renovated Kitchen Opens Effortlessly To The Main Living Areas, Creating The Spacious Modern Feel Today's Buyers Are Looking For. Renovated Bathrooms Add To The Home's Move-In-Ready Appeal, Including A Gorgeous 4-Piece Ensuite Off The Primary Bedroom.Enjoy The Rare Privacy Of An End Unit, Complete With A Private Terrace And Beautifully Tree-Lined Yard. A Wonderful Outdoor Retreat Without The Work And Maintenance Of A Traditional Home.Located In The Highly Sought-After River Oaks Community, Just Minutes To QEW/403, Scenic Trails, Parks, Shopping, Restaurants And Coveted Oakville Schools. Whether You're A First-Time Buyer Ready To Step Into The Oakville Market, An Empty Nester Looking For Effortless Living, Or Simply Seeking A Beautifully Renovated Home In An Exceptional Location - This One Checks All The Boxes. Truly Turnkey, Stylish And Ready To Enjoy!

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
W13762022
Bedrooms
3
Bathrooms
3 (1 half)
Size
1200-1399 sq ft
Cross streets
River Oaks/Neyagawa
Parking
1 garage · 2 parking (attached)
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Roof
Asphalt Shingle
Maintenance
$575/mo
Exposure
West
Property tax
$3,378 / 2026
Days on market
36
Listing brokerage
RIGHT AT HOME REALTY

Rooms

KitchenMain4.41 × 2.16 m

galley kitchen · b/i appliances · w/o to patio

Primary BedroomSecond4.35 × 3.20 m

4 pc ensuite · double closet · laminate

Dining RoomMain4.00 × 2.80 m

formal rm · overlooks garden · laminate

Bedroom 2Second5.21 × 2.16 m

closet · overlooks frontyard · laminate

Living RoomMain6.10 × 2.98 m

laminate · open concept

FoyerMain2.01 × 0.70 m

closet · 2 pc bath

Family RoomLower4.75 × 3.96 m

b/i shelves · laminate

Bedroom 3Second4.05 × 2.62 m

closet · overlooks frontyard · laminate

BedroomLower3.35 × 3.65 m

closet · 3 pc ensuite · laminate

Our TakeTeam Asgarian · Broker
Ask and recent sales differ
$737Kautomated estimate, from recent sales

Listed at $855,000, about 16% above our estimate of $737K (homes like it typically land between $686K and $775K).

Why $737K. The typical townhouse sold in River Oaks over the past year went for about $620K (61 sales). What sets this one apart:

  • ▲ Raises itIt is 1,200 to 1,399 sq ft; the typical home sold here is 900 to 999.
  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▲ Raises it3 bedrooms and 3 baths, against 2+1 and 2 typically.
  • ▲ Raises itIts tax bill, which follows the city's own assessment, is $3,378 a year; the typical home sold here pays about $3,100.
List price
$686KBelow our range$855KAbove our range

Total price vs nearby homes. Fair value about $737K, learned from recent GTA sales.

The market behind the math:

36days on market so far
$3,696/moest. rent · 5 leases
5.2%gross yield on the ask
This home
Below area avgAbove area avg

Price per square foot: this home lists at $658/sqft against an area asking average of $550/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 7 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $834K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver

Based on 7 homes sold in this building over the past two years, from 34 closings in River Oaks.

What sellers nearby are askingCurrently listed nearby in River Oaks · asking prices
$766kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $539/sqft; this home lists at $658/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
855kThis home820k799k680kThis home vs active comparables

Sold price trend

Median sold price for condo townhouses in Oakville: $900K in September 2026, up 1% from a year ago, on 208 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Oakville as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$675K22
November 2025$653K13
December 2025$755K16
January 2026$563K9
February 2026$800K13
March 2026$735K19
April 2026$730K21
May 2026$739K24
June 2026$747K22
July 2026$600K19
August 2026$588K17
September 2026$900K13

Neighbourhood & location

River Oaks, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Glenorchy
$675K
West Oak Trails
$729K
Glen Abbey
$937K
Falgarwood
$684K
Westmount
$580K

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,897/mo
$171KIncome needed
5.0×Price ÷ income
$899Weekly cost
$13,575Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

82%mortgage
Mortgage $3,897Property tax $282Condo fee $575Total carry $4,754

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,782per month

Mortgage amount $684,000 · 4.49% over 25 years

$171,000Down payment (20.0%)
$684,000Loan before insurance
$0CMHC premium
$4,638Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,782
Property tax
$282
Condo / maintenance fees
$575
Heating
$0
Estimated monthly cost
$4,638

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,575
Estimated closing costs
$13,575

Plus your down payment of $171,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,577/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$450,586Total interest paid
$1,134,586Total of all payments
Principal $684,000 Interest $450,586
YearPrincipalInterestBalance
1$15,264$30,119$668,736
2$15,957$29,426$652,779
3$16,682$28,702$636,097
4$17,439$27,945$618,659
5$18,231$27,153$600,428
6$19,058$26,325$581,369
7$19,924$25,460$561,446
8$20,828$24,555$540,617
9$21,774$23,609$518,843
10$22,763$22,621$496,080
11$23,796$21,587$472,284
12$24,877$20,507$447,407
13$26,006$19,377$421,401
14$27,187$18,196$394,214
15$28,421$16,962$365,793
16$29,712$15,672$336,081
17$31,061$14,323$305,020
18$32,471$12,912$272,549
19$33,946$11,438$238,603
20$35,487$9,897$203,116
21$37,098$8,285$166,018
22$38,782$6,601$127,236
23$40,543$4,840$86,693
24$42,384$2,999$44,309
25$44,309$1,075$0

At the end of your 5-year term

Total paid over the term
$226,917
Principal paid down
$83,572
Interest paid
$143,345
Balance remaining
$600,428

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in River Oaks$3,696/mo
$44,352Gross annual rent
3.3%Cap rate after taxes and upkeep
$3,226 to $4,140Typical rent range

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in River Oaks signed at a median of $3,522 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,696. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.2%
Gross yield
− Property tax $3,378− Condo fees $6,903− Insurance $600− Vacancy & upkeep $4,879Net operating income $28,592

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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