21-109 Georgian Drive, Oakville, ON
River Oaks, Oakville · MLS® W13808066
About this home
In short
- Welcome To This Impressive And Meticulously Maintained 3-Bedroom, 3-Bathroom Townhome In Oakville's Highly Sought-After Uptown Core.
- The Main Living Level Features A Bright Open-Concept Living & Dining Area With Large Windows And A Walk-Out To A Covered Balcony.
- The Upper Level Offers 3 Well-Appointed Bedrooms, Including A Spacious Primary Bedroom With A Beautiful 4-Piece Ensuite.
- Residents Enjoy An Excellent Array Of Amenities, Including An Outdoor Swimming Pool, Hot Tub, Sauna Room, Exercise Room, Party Room, Media Room And A Spacious BBQ...
- Close To Schools, Parks, Trails, Restaurants, Shopping, Public Transit, Oakville GO, Sheridan College, Oakville Trafalgar Memorial Hospital And Major Highways 403...
Welcome To This Impressive And Meticulously Maintained 3-Bedroom, 3-Bathroom Townhome In Oakville's Highly Sought-After Uptown Core! This Bright, Sun-Filled Home Offers A Modern, Functional Layout With Quality Updates Throughout. Beautifully Landscaped Front Exterior With A Large, Well-Maintained Front Lawn Creates Excellent Curb Appeal. The Spacious Foyer Offers Convenient Access To The Double-Car Garage, While The Washer & Dryer Are Ideally Located On The Main Entrance Level. The Main Living Level Features A Bright Open-Concept Living & Dining Area With Large Windows And A Walk-Out To A Covered Balcony. The Brand-New Modern Kitchen Is A True Showstopper, Featuring Stainless Steel Appliances, Quartz Countertops With A Seamless, Integrated Backsplash That Wraps Around The Kitchen, Sleek Cabinetry And Abundant Storage. The Entire Home Is Filled With Natural Sunlight, Creating A Warm And Inviting Atmosphere. The Upper Level Offers 3 Well-Appointed Bedrooms, Including A Spacious Primary Bedroom With A Beautiful 4-Piece Ensuite. Residents Enjoy An Excellent Array Of Amenities, Including An Outdoor Swimming Pool, Hot Tub, Sauna Room, Exercise Room, Party Room, Media Room And A Spacious BBQ Area With Plenty Of Lounge Chairs & Tables-Perfect For Relaxing And Entertaining. Fantastic Uptown Core Location Within Minutes' Walk To Smart Centres And Real Canadian Superstore, And Just A Short Drive To The New T&T Supermarket. Close To Schools, Parks, Trails, Restaurants, Shopping, Public Transit, Oakville GO, Sheridan College, Oakville Trafalgar Memorial Hospital And Major Highways 403, 407 & QEW. A Wonderful Opportunity To Own A Stylish, Move-In-Ready Home In One Of Oakville's Most Convenient Communities!
Key facts
- Property type
- Condo Townhouse, 2-Storey
- MLS®
- W13808066
- Bedrooms
- 3
- Bathrooms
- 3 (1 half)
- Size
- 1200-1399 sq ft
- Cross streets
- Dundas/Trafalgar
- Parking
- 2 garage (attached)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $722/mo
- Exposure
- South West
- Property tax
- $3,531 / 2026
- Days on market
- 24
- Listing brokerage
- SAVE MAX REAL ESTATE INC.
Rooms
laminate · closet · window
laminate · window
ceramic floor · stainless steel appl · quartz counter
laminate · walk-in closet(s) · 4 pc ensuite
hardwood floor · combined w/living · window
hardwood floor · combined w/dining · w/o to balcony
Listed at $819,900, about 12% above our estimate of $729K (homes like it typically land between $679K and $767K).
Why $729K. The typical townhouse sold in River Oaks over the past year went for about $620K (61 sales). What sets this one apart:
- ▲ Raises itIt is 1,200 to 1,399 sq ft; the typical home sold here is 900 to 999.
- ▲ Raises itThe listing describes it as fully renovated or newly built.
- ▲ Raises it3 bedrooms and 3 baths, against 2+1 and 2 typically.
- ▲ Raises it slightlyIts tax bill, which follows the city's own assessment, is $3,531 a year; the typical home sold here pays about $3,100.
Total price vs nearby homes. Fair value about $729K, learned from recent GTA sales.
The market behind the math:
Price per square foot: this home lists at $631/sqft against an area asking average of $555/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.
It never sees the asking price. The 29 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $849K. Condition and finishes remain an in-person call.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Primary suite: a key comfort and resale feature. Lifestyle
- Open-concept layout: modern, sought-after flow. Lifestyle
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Based on 29 comparable homes that sold in River Oaks over the past two years, from 34 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $548/sqft; this home lists at $631/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for condo townhouses in Oakville: $900K in September 2026, up 1% from a year ago, on 208 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Oakville as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $675K | 22 |
| November 2025 | $653K | 13 |
| December 2025 | $755K | 16 |
| January 2026 | $563K | 9 |
| February 2026 | $800K | 13 |
| March 2026 | $735K | 19 |
| April 2026 | $730K | 21 |
| May 2026 | $739K | 24 |
| June 2026 | $747K | 22 |
| July 2026 | $600K | 19 |
| August 2026 | $588K | 17 |
| September 2026 | $900K | 13 |
Neighbourhood & location
River Oaks, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.
Mortgage amount $655,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,627
- Property tax
- $294
- Condo / maintenance fees
- $722
- Heating
- $0
- Estimated monthly cost
- $4,643
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,873
- Estimated closing costs
- $12,873
Plus your down payment of $163,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $217,602
- Principal paid down
- $80,141
- Interest paid
- $137,460
- Balance remaining
- $575,779
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 12 whole-home leases in River Oaks signed at a median of $3,503 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,447. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SAVE MAX REAL ESTATE INC.. MLS®/PropTx.