340 Pacific Avenue, Toronto, ON
Junction Area, Toronto · MLS® W13763188
About this home
In short
- More space, more flexibility, and the opportunity to make the Junction home while generating income under the same roof.
- This fully detached two-storey property offers over 2,000 sq. ft. above grade with three self-contained residential units, each with its own kitchen and bathroom.
- The existing tenant takes pride in the property, making the transition to owner-occupied living even more appealing.
- An unfinished basement with approximately 6-ft ceilings provides plenty of additional storage and functional space.
More space, more flexibility, and the opportunity to make the Junction home while generating income under the same roof. This fully detached two-storey property offers over 2,000 sq. ft. above grade with three self-contained residential units, each with its own kitchen and bathroom. With the main-floor and upper-floor units currently vacant, there is exceptional flexibility to choose the space that works best for you while renting the others, accommodate extended family with greater independence, or rethink how the home is used over time. The existing tenant takes pride in the property, making the transition to owner-occupied living even more appealing. An unfinished basement with approximately 6-ft ceilings provides plenty of additional storage and functional space. Outside, a detached two-car garage and parking for up to four vehicles is a standout feature for city living, providing room for your own vehicles, guests, or additional income potential. And then there's the location. Just off Annette near Keele, you're surrounded by everything that makes the Junction such a sought-after place to live-great restaurants and cafes, independent shops, everyday conveniences, parks and community amenities, with excellent transit connections and easy access to High Park and Bloor West Village. For buyers looking for a detached home with options, this is a chance to put down roots in an established west-end neighbourhood while having built-in income potential help make Toronto homeownership work a little harder for you.
Key facts
- Property type
- Detached, 2 1/2 Storey
- MLS®
- W13763188
- Bedrooms
- 3
- Bathrooms
- 3
- Size
- 2000-2500 sq ft
- Lot
- 24.67 × 119.67 ft
- Cross streets
- Annette And Keele
- Parking
- 2 garage · 4 parking (detached)
- Driveway
- Mutual
- Basement
- Full, Unfinished
- Heating
- Radiant
- A/C
- Other
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete, Brick
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $8,039 / 2025
- Days on market
- 40
- Listing brokerage
- Signature Elite Realty Ltd.
Rooms
Separate Room
enclosed · separate room
Open Concept
open concept · window · combined w/kitchen
window · stainless steel appl
open concept · combined w/living · w/o to deck
window · w/o to sunroom
window · separate room
window · w/o to sunroom
Open Concept
open concept · combined w/dining · window
enclosed · walk-out · separate room
open concept · window · stainless steel appl
Open Concept
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readOn schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $902/sqft; this home lists at $733/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Junction Area, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,319,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,294
- Property tax
- $670
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,964
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $29,455
- Toronto municipal land transfer tax
- $29,455
- Estimated closing costs
- $58,910
Plus your down payment of $329,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $437,645
- Principal paid down
- $161,182
- Interest paid
- $276,463
- Balance remaining
- $1,158,018
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Signature Elite Realty Ltd.. MLS®/PropTx.