49 Cathy Jean Crescent, Toronto, ON

Mount Olive-Silverstone-Jamestown, Toronto · MLS® W13775458

$999,999
For Sale
Listed 38 days agoNo offer date stated
Request a showing
◎ Directions
3+1Bedrooms
3Bathrooms
2Garage · 4 parking
1100-1500Sq ft

About this home

In short

  • Welcome to the 49 Cathy Jean crescent a beautifully maintained detached two story in Etobicoke most sought after, family neighborhood.
  • This charming home offers 3+1 SPECIOUSBEDROOMS AND 2.5 WASHROOMS, DESIGN TO TO PROVIDE BOTH COMFORT AND FUNCTIONABILITY OG MODERNLIVING.

Welcome to the 49 Cathy Jean crescent a beautifully maintained detached two story in Etobicoke most sought after, family neighborhood. This charming home offers 3+1 SPECIOUSBEDROOMS AND 2.5 WASHROOMS, DESIGN TO TO PROVIDE BOTH COMFORT AND FUNCTIONABILITY OG MODERNLIVING. POT LIGHTS IN THE LIVING ROOM. SMART TERMOSTATE. UPDATED KITCHEN WITH SS KITCHENAPPLIANCES, LOTS OF STORAGE, QUARTZ COUNTERTOP. FROM LIVING ROOM WALK OUT TO GLASS SOLERIUMATTACHED WITH BARBEQUE SHED. A LARGE BACKYARD OFFERS PRIVACY AND PLENTY ROOM FOR OUTDOORENTERTAINING, GARDENING AND RELAXING. THROUGHOUT HARWOOD FLOOR ON UPPER LEVEL AND THICKLEMINET IN BASEMENT COMBINE WITH CERAMIC TILES. NO CARPET IN THE HOUSE. FRESHLY TINTEDCIIRCULAR STAIRCASE. TWO CAR GARAGE DOOR, WITH TWO CAR PAKING DRIVEWAY WITH EXPOSEDCONCRETE. CONCRETE PATHWAY TO ACCESS THE BACK YARD. HOME HAS OUTDOOR POT LIGHTS. PERFACTLYSITUATED NEAR SCHOOL, PARK, SHOPPING PLAZA, AND EVERYDAY AMINITY.

Key facts

Property type
Detached, 2-Storey
MLS®
W13775458
Bedrooms
3+1 (4 total)
Bathrooms
3 (1 half)
Size
1100-1500 sq ft
Lot
30 × 110 ft
Cross streets
STEELS AND KIPLING
Parking
2 garage · 4 parking (attached)
Driveway
Available
Basement
Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,582 / 2025
Days on market
38
Listing brokerage
CENTURY 21 PEOPLE`S CHOICE REALTY INC.

Rooms

RecreationBasement5.60 × 5.10 m
Bedroom 2Second4.60 × 2.80 m

large closet · window

Living RoomMain4.58 × 3.58 m

fireplace · tile floor · w/o to yard

Dining RoomMain3.15 × 3.10 m

combined w/living · ceramic floor · window

KitchenMain4.80 × 3.10 m

family size kitchen · quartz counter · renovated

Primary BedroomSecond5.10 × 3.30 m

large closet · window

Bedroom 3Second3.15 × 2.95 m

large closet · window

Our TakeTeam Asgarian · Broker
A small discount is typical
$967Klikely sale price

Listed at $999,999. Going by how homes in Mount Olive-Silverstone-Jamestown and the wider GTA have actually closed against their asking prices (about 97%, 11 local closings in 90 days), the likely sale price is near $967K, if it sells. A realistic range is $906K to $1.09M.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.

List price
$906KBelow recent closings$1.09MAbove recent closings

Total price vs nearby homes. Likely closing about $967K, from 11 recent closings in this pocket.

The market behind the math:

11sold nearby · 90 days
$895Kmedian sold price
95%of asking, on average
−10%prices vs a year ago
~41 dayshomes like this take to sell
38days on market so far
$2,979/moest. rent · 14 leases
3.6%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3 months of inventory: 11 detached homes for sale in the area against 11 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $769/sqft against an area asking average of $644/sqft.

  • Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. Basements do rent in Mount Olive-Silverstone-Jamestown: 8 of the 31 detached leases here lately were basement units, around $1,775 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 11 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $785K. Condition and finishes remain an in-person call.

Schools & getting aroundcatchment and transit

The assigned public school is John D Parker Junior School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Mount Olive-Silverstone-Jamestown, so I widened the search to the surrounding area.

Based on 11 comparable homes that sold in Mount Olive-Silverstone-Jamestown over the past two years, from 64 closings there.

What sellers nearby are askingCurrently listed nearby in Mount Olive-Silverstone-Jamestown · asking prices
$870kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $669/sqft; this home lists at $769/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1000kThis home880k899k830kThis home vs active comparables

Sold price trend

Median sold price for detached homes in Toronto: $1.20M in September 2026, down 1% from a year ago, on 7,360 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.25M739
November 2025$1.21M596
December 2025$1.14M384
January 2026$1.20M285
February 2026$1.23M453
March 2026$1.34M580
April 2026$1.31M776
May 2026$1.30M861
June 2026$1.25M772
July 2026$1.17M684
August 2026$1.19M552
September 2026$1.20M678

Neighbourhood & location

Mount Olive-Silverstone-Jamestown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Islington-City Centre West
$1.54M
Stonegate-Queensway
$2.25M
Willowdale East
$2.19M
Dovercourt-Wallace Emerson-Junction
$1.25M
Banbury-Don Mills
$5.50M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near John D Parker Junior School
72%
John D Parker Junior SchoolPublic · Elementary · 0.7 km awayAround the GTA average · 72% meet the provincial standard
Also nearby: 10 more schools within 2.5 km
North Kipling Junior Middle School · Public elementary1.1 km · 49% at standard
Venerable John Merlini Catholic School · Catholic elementary1.1 km · 82% at standard
Msgr John Corrigan Catholic School · Catholic elementary1.3 km · 73% at standard
Claireville Junior School · Public elementary1.3 km · 53% at standard
Highfield Junior School · Public elementary1.5 km · 58% at standard
St Andrew Catholic School · Catholic elementary1.8 km · 56% at standard
St Roch Catholic School · Catholic elementary2.2 km · 65% at standard
Melody Village Junior School · Public elementary2.3 km · 64% at standard
Beaumonde Heights Junior Middle School · Public elementary2.4 km · 70% at standard
Humber Summit Middle School · Public elementary2.5 km · 59% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,558/mo
$186KIncome needed
5.4×Price ÷ income
$1,052Weekly cost
$32,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $4,558Property tax $298Total carry $4,856

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,423per month

Mortgage amount $799,999 · 4.49% over 25 years

$200,000Down payment (20.0%)
$799,999Loan before insurance
$0CMHC premium
$4,722Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,423
Property tax
$299
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,722

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,475
Toronto municipal land transfer tax
$16,475
Estimated closing costs
$32,950

Plus your down payment of $200,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,354/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$527,001Total interest paid
$1,327,000Total of all payments
Principal $799,999 Interest $527,001
YearPrincipalInterestBalance
1$17,853$35,227$782,147
2$18,663$34,417$763,483
3$19,511$33,569$743,973
4$20,396$32,684$723,577
5$21,322$31,758$702,254
6$22,291$30,789$679,963
7$23,303$29,777$656,661
8$24,361$28,719$632,300
9$25,467$27,613$606,833
10$26,623$26,457$580,210
11$27,832$25,248$552,378
12$29,096$23,984$523,283
13$30,417$22,663$492,866
14$31,798$21,282$461,069
15$33,241$19,839$427,827
16$34,751$18,329$393,076
17$36,328$16,751$356,748
18$37,978$15,102$318,770
19$39,702$13,378$279,068
20$41,505$11,575$237,563
21$43,389$9,691$194,173
22$45,359$7,720$148,814
23$47,419$5,661$101,395
24$49,572$3,508$51,823
25$51,823$1,257$0

At the end of your 5-year term

Total paid over the term
$265,400
Principal paid down
$97,745
Interest paid
$167,655
Balance remaining
$702,254

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 14 whole-home leases in Mount Olive-Silverstone-Jamestown$2,979/mo
$35,748Gross annual rent
2.7%Cap rate after taxes and upkeep
$2,830 to $3,130Typical rent range

The suite is real income here: basements rent in Mount Olive-Silverstone-Jamestown (8 of 31 recent detached leases were basement units, around $1,775 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,775 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 14 whole-home leases in Mount Olive-Silverstone-Jamestown signed at a median of $2,794 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,979. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.6%
Gross yield
− Property tax $3,582− Insurance $1,400− Vacancy & upkeep $3,932Net operating income $26,834

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 PEOPLE`S CHOICE REALTY INC.. MLS®/PropTx.

CallRequest a showing