37 Cathy Jean Crescent, Toronto, ON
Mount Olive-Silverstone-Jamestown, Toronto · MLS® W13786216
About this home
In short
- Welcome to this beautifully renovated 4-bedroom, 2-bathroom family home offering the perfect blend of style, comfort and functionality.
- Step inside to warm engineered hardwood flooring throughout the main level, creating a seamless, modern and carpet-free living space.
Welcome to this beautifully renovated 4-bedroom, 2-bathroom family home offering the perfect blend of style, comfort and functionality. Truly move-in ready, this inviting property is an ideal choice for first-time buyers, growing families or anyone looking for a home with room to grow.Step inside to warm engineered hardwood flooring throughout the main level, creating a seamless, modern and carpet-free living space. At the heart of the home is the stunning chef-inspired white kitchen, featuring quartz countertops, a large centre island with pendant lighting, gas stove, stainless steel appliances, pot lights and an abundance of cabinetry and storage. Designed for both everyday living and entertaining, the spacious eat-in kitchen is sure to impress.Natural light fills the home, creating bright and welcoming spaces throughout. The generous dining area is ideal for family dinners and special occasions with a walkout to the patio for effortless indoor-outdoor entertaining. The comfortable living room provides the perfect space to relax and unwind. Upstairs, you'll find four well-sized bedrooms, including a spacious primary bedroom, along with a beautifully appointed family bathroom.The unfinished lower level offers excellent future potential, with much of the preliminary work already completed. The layout has been established, framing is in place and electrical rough-ins have been completed. Additional building materials currently on the property are also included, allowing the next owner to continue the project and customize the space to suit their needs. The foundation has also been professionally waterproofed for added peace of mind. Outside, pride of ownership is immediately evident with an extended concrete driveway, attractive landscaping, side entrance and impressive curb appeal. With numerous updates throughout and exciting future potential, this feel-good family home truly checks all the boxes. Simply move in and enjoy!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13786216
- Bedrooms
- 4
- Bathrooms
- 2 (1 half)
- Size
- 1100-1500 sq ft
- Lot
- 29.82 × 110.1 ft
- Cross streets
- Steeles Ave W/Kipling Ave
- Parking
- 1 garage · 4 parking (attached)
- Driveway
- Private
- Basement
- Partially Finished, Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $3,310 / 2025
- Days on market
- 34
- Listing brokerage
- RE/MAX ULTIMATE REALTY INC.
Rooms
laminate · closet · large window
hardwood floor · combined w/dining · w/o to patio
laminate · closet
unfinished · window · combined w/laundry
laminate · closet · large window
ceramic floor · breakfast area · modern kitchen
hardwood floor · combined w/living · overlooks living
laminate · walk-in closet(s) · large window
Listed at $899,000. Going by how homes in Mount Olive-Silverstone-Jamestown and the wider GTA have actually closed against their asking prices (about 97%, 11 local closings in 90 days), the likely sale price is near $870K, if it sells. A realistic range is $815K to $980K.
Independent value check: $761K. Without looking at the asking price, our model values the home itself about 15% below the ask (homes like it typically land between $713K and $797K).
Why $761K. The typical detached home sold in Mount Olive-Silverstone-Jamestown over the past year went for about $895K (33 sales). What sets this one apart:
- ▼ Lowers itIts tax bill, which follows the city's own assessment, is $3,310 a year; the typical home sold here pays about $3,600.
- ▲ Raises itThe listing describes it as fully renovated or newly built.
- ▼ Lowers it4 bedrooms and 2 baths, against 3+1 and 3 typically.
- ▼ Lowers it slightlyIts lot is 30 by 110 ft; the typical lot sold here is 45 by 113.
Total price vs nearby homes. Likely closing about $870K, from 11 recent closings in this pocket.
The market behind the math:
About 3 months of inventory: 11 detached homes for sale in the area against 11 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $692/sqft against an area asking average of $652/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 11 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $750K. Condition and finishes remain an in-person call.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit
The assigned public school is John D Parker Junior School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Mount Olive-Silverstone-Jamestown, so I widened the search to the surrounding area.
Based on 11 comparable homes that sold in Mount Olive-Silverstone-Jamestown over the past two years, from 64 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $695/sqft; this home lists at $692/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Toronto: $1.20M in September 2026, down 1% from a year ago, on 7,360 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.25M | 739 |
| November 2025 | $1.21M | 596 |
| December 2025 | $1.14M | 384 |
| January 2026 | $1.20M | 285 |
| February 2026 | $1.23M | 453 |
| March 2026 | $1.34M | 580 |
| April 2026 | $1.31M | 776 |
| May 2026 | $1.30M | 861 |
| June 2026 | $1.25M | 772 |
| July 2026 | $1.17M | 684 |
| August 2026 | $1.19M | 552 |
| September 2026 | $1.20M | 678 |
Neighbourhood & location
Mount Olive-Silverstone-Jamestown, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 10 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $719,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,977
- Property tax
- $276
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,252
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,455
- Toronto municipal land transfer tax
- $14,455
- Estimated closing costs
- $28,910
Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $238,595
- Principal paid down
- $87,873
- Interest paid
- $150,722
- Balance remaining
- $631,327
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in Mount Olive-Silverstone-Jamestown (8 of 31 recent detached leases were basement units, around $1,775 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,775 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 14 whole-home leases in Mount Olive-Silverstone-Jamestown signed at a median of $2,794 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,954. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ULTIMATE REALTY INC.. MLS®/PropTx.