110 Harding Avenue, Toronto, ON
Brookhaven-Amesbury, Toronto · MLS® W13776282
About this home
In short
- Welcome to this beautifully renovated 3-level side-split bungalow rise.
- Every level has been fully renovated andfeatures its own private entrance, kitchen, bathroom, and living space, offering privacy andflexibility rarely found in...
- Main unit showcases a bright open-concept layout.
- The combined living and dining room features large picture windows, hardwood flooring, potlights, renovated bathrooms, 3 spacious bedrooms, and a stunning chef's...
- Situated on a professionallylandscaped corner lot, the fully fenced backyard features lush gardens and a spaciouspatio-perfect for entertaining or relaxing outdoors.
Welcome to this beautifully renovated 3-level side-split bungalow rise. This property offering3 fully separate units with 3 separate entrances, and 3 kitchens! Thoughtfully designed toprovide 3 independent living spaces, this exceptional property is ideal for multi-generationalfamilies, investors, or first time home buyer. Every level has been fully renovated andfeatures its own private entrance, kitchen, bathroom, and living space, offering privacy andflexibility rarely found in today's market. Main unit showcases a bright open-concept layout.The combined living and dining room features large picture windows, hardwood flooring, potlights, renovated bathrooms, 3 spacious bedrooms, and a stunning chef's kitchen complete withquartz countertops, stainless steel appliances, custom cabinetry, and an oversized island. Theupper loft offers a bright separate suite with a full kitchen, big dining-living area, anadditional bedroom, a full bathroom, and a separate entrance. The finished lower level isequally impressive, featuring another suite with a full kitchen, additional bedroom, bathroom,laundry area, ample storage, and its own separate entrance. Situated on a professionallylandscaped corner lot, the fully fenced backyard features lush gardens and a spaciouspatio-perfect for entertaining or relaxing outdoors. Located just minutes from excellentschools, parks, shopping, supermarket, public transit, and convenient access to Highways 400,401, and Yorkdale Mall. This move-in-ready home combines modern living with exceptionalflexibility. Enjoy the comfort of a beautifully renovated residence, create space for extendedfamily, or explore the possibilities offered by three separate living areas designed fortoday's lifestyle.
Key facts
- Property type
- Detached, Sidesplit 3
- MLS®
- W13776282
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 3
- Size
- 2000-2500 sq ft
- Lot
- 40 × 131 ft
- Cross streets
- Black Creek/Lawrence
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Available, Private
- Basement
- Finished
- Kitchens
- 3 (2 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Concrete
- Foundation
- Concrete, Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,471 / 2026
- Days on market
- 1
- Listing brokerage
- CENTURY 21 ATRIA REALTY INC.
Rooms
breakfast bar · quartz counter · side door
3 pc bath · window
3 Pc Bath
window · double closet · open concept
double closet · window · pot lights
window · closet · double stairs
closet · double doors · hardwood floor
walk-up · side door
combined w/dining · quartz counter · window
open concept · combined w/living · window
double closet · window · overlooks frontyard
closet · double doors · hardwood floor
window · laundry sink
open concept · quartz counter · window
window · closet organizers
3 pc bath · window
Listed at $998,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $1.11M, typically $1.05M to $1.21M. Comparable closings on their own put this home around $1.36M, so the seller is asking less than the comparables suggest: either they want a quick, clean sale or something about the home is not in the comparables. Worth seeing before you offer.
Second read, from the city assessment: $1.41M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.
Total price vs nearby homes. Fair value about $1.11M, median of 11 comparables.
The market behind the math:
About 2.3 months of inventory: 9 detached homes for sale in the area against 12 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $444/sqft against an area asking average of $791/sqft. Size and $/sqft both feed the estimate above.
- Corner lot. Two street frontages: more to landscape, shovel and mow, and more exposure to traffic, wind and headlights at night. Buyers price that against an interior lot on the same street, so I read this one on the cautious side and confirm the setting in person.
How this estimate is builtthe short version
I take the 11 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.41M, higher than the comparables and worth a second look.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Open-concept layout: modern, sought-after flow. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit
The assigned public school is Weston Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Brookhaven-Amesbury, so I widened the search to the surrounding area.
Based on 11 comparable homes that sold in Brookhaven-Amesbury over the past two years, from 78 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.36M, which is where my estimate comes from.
Per square foot, these ask about $735/sqft; this home lists at $444/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Brookhaven-Amesbury, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.
Mortgage amount $798,400 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,304
- Property tax
- $456
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,760
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,435
- Toronto municipal land transfer tax
- $16,435
- Estimated closing costs
- $32,870
Plus your down payment of $199,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $258,256
- Principal paid down
- $100,485
- Interest paid
- $157,771
- Balance remaining
- $697,915
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 24 whole-home leases in Brookhaven-Amesbury signed at a median of $3,196 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,680. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 ATRIA REALTY INC.. MLS®/PropTx.