71 Stock Avenue, Toronto, ON
Islington-City Centre West, Toronto · MLS® W13777514
About this home
In short
- Exceptional customer designed house with 4459 sqft above ground space (plus 2250 sqft finished basement), 4+2 Bedrooms, 2 Kitchens, 7 washrooms and 2+6 parking spots...
- Boasting a coveted 23-foot-high GREAT room (about 370 sqft, heated floor) filled with ample natural sunlight throughout the day and features elegant heated ceramic floor.
- Finished basement with separate entrance (2250 sqft) and has two bedrooms, two washrooms, large living room, workshop room, large cold cellar, storage rooms as well...
- The charming curb appeal is highlighted by a beautifully landscaped front garden, long driveway can be parked with 6 cars and welcoming front entry.
- Step into your own private backyard oasis - a secluded retreat designed for both relaxation and entertaining, and abundance of green space for family gatherings...
Exceptional customer designed house with 4459 sqft above ground space (plus 2250 sqft finished basement), 4+2 Bedrooms, 2 Kitchens, 7 washrooms and 2+6 parking spots, ideally situated at the end of a quiet, child-friendly cul-de-sac oversized lot with impressive 148-foot depth in the highly sought-after community. Boasting a coveted 23-foot-high GREAT room (about 370 sqft, heated floor) filled with ample natural sunlight throughout the day and features elegant heated ceramic floor. The huge main floor living/dining combined room can also be used as an ensuite bedroom with large walk-in closet if needed. The dual-kitchens configuration provides homeowner with more culinary options. Double furnace and A/C system providing comfortable HAVC conditions. The large sunroom with Juliette balcony and individual A/C unit upstairs gives you more options to use of it. Finished basement with separate entrance (2250 sqft) and has two bedrooms, two washrooms, large living room, workshop room, large cold cellar, storage rooms as well as a huge crawl space for extra storage. The charming curb appeal is highlighted by a beautifully landscaped front garden, long driveway can be parked with 6 cars and welcoming front entry. Step into your own private backyard oasis - a secluded retreat designed for both relaxation and entertaining, and abundance of green space for family gatherings, outdoor play, and summer enjoyment. Very convenient location closes to public transits such as Kipling Subway Station, Highways, fine food restaurants, shopping malls, COSTCO, IKEA, schools and much more. This home is a rare find one that must be experienced in person. Windows (2007), fibre glass shingle (2021). The house also has a GENERAC gas generator installed as a back up electric power supply source in case of city power shut down. The stair lift in ground floor and wheel chair lift in the garage can be removed if buyer requires.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13777514
- Bedrooms
- 4+2 (6 total)
- Bathrooms
- 7 (1 half)
- Size
- 3500-5000 sq ft
- Lot
- 27.69 × 148.07 ft
- Cross streets
- Kipling/The Queensway
- Parking
- 2 garage · 8 parking (attached)
- Basement
- Finished, Crawl Space, Separate Entrance, Apartment
- Heating
- Forced Air
- A/C
- Central Air, Wall Unit(s)
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Fibreglass Shingle
- Sewer
- Sewer
- Property tax
- $11,062 / 2025
- Days on market
- 8
- Listing brokerage
- REAL ONE REALTY INC.
Rooms
combined w/dining · combined w/living · 5 pc ensuite
combined w/dining · ceramic floor
w/o to garage · w/o to garden
hardwood floor · open concept · skylight
Ceramic Floor
5 pc bath · heated floor
Walk-In Closet(s)
hardwood floor · bay window · walk-in closet(s)
B/I Shelves
hardwood floor · window
5 Pc Bath
hardwood floor · closet
hardwood floor · irregular room
Hardwood Floor
4 Pc Ensuite
2 pc bath · window
irregular room · juliette balcony · south view
Hardwood Floor
fireplace · hardwood floor
5 pc ensuite · heated floor
4 Pc Ensuite
3 Pc Bath
heated floor · bay window · ceramic floor
3 pc bath · b/i closet · wet bar
Listed at $1,999,000, which is about 15% below what comparable homes suggest.
The usual discount does not apply here. Homes listed this far under their comparable sales often close at or above the ask, so no closing range is shown.
Total price vs nearby homes. Fair value about $2.34M, learned from recent GTA sales.
The market behind the math:
About 0.6 months of inventory: 6 detached homes for sale in the area against 28 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $470/sqft against an area asking average of $890/sqft. Size and $/sqft both feed the estimate above.
- Separate-entrance basement apartment features. A finished 2 bed basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. Basements do rent in Islington-City Centre West: 27 of the 165 detached leases here lately were basement units, around $2,100 a month. That makes the suite real income, and comparable-sales math under-prices it, so read the estimate as a floor. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 13 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.09M. Condition and finishes remain an in-person call.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Heated floors: comfort and a premium-finish signal. Lifestyle
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Schools & getting aroundcatchment and transit
Its public catchment (Castlebar Junior School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
Based on 13 comparable homes that sold in Islington-City Centre West over the past two years, from 251 closings there.
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $2.34M, which is where my estimate comes from.
Per square foot, these ask about $822/sqft; this home lists at $470/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 6 active listings nearby.
See all comparable homesNeighbourhood & location
Islington-City Centre West, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 9 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.
Mortgage amount $1,599,200 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $8,754
- Property tax
- $922
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $9,675
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $36,455
- Toronto municipal land transfer tax
- $36,455
- Estimated closing costs
- $72,910
Plus your down payment of $399,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $525,217
- Principal paid down
- $197,729
- Interest paid
- $327,487
- Balance remaining
- $1,401,471
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in Islington-City Centre West (27 of 165 recent detached leases were basement units, around $2,100 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $2,100 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 6 whole-home leases in Islington-City Centre West signed at a median of $9,787 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $11,451. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL ONE REALTY INC.. MLS®/PropTx.