32 Ashmount Crescent, Toronto, ON

Willowridge-Martingrove-Richview, Toronto · MLS® W13788960

$1,630,000
For Sale
Listed 34 days agoNo offer date stated
Request a showing
◎ Directions
4+1Bedrooms
4Bathrooms
2Garage · 6 parking
2000-2500Sq ft

About this home

In short

  • Discover the allure of Richmond Gardens.
  • This professionally renovated residence boasts a bright family-room addition with a seamless walk-out to the yard.
  • Exquisitely refreshed throughout, it showcases hardwood floors, a charming fireplace, and elegant pot lights.
  • Entertain with ease as the dining room opens onto a generous deck, Fresh paint, while the custom kitchen delights with extensive cabinetry, porcelain tile floors...
  • The finished basement offers a full kitchen and a separate side entrance-perfect for an in-law suite or working from home.

Discover the allure of Richmond Gardens! This professionally renovated residence boasts a bright family-room addition with a seamless walk-out to the yard. Exquisitely refreshed throughout, it showcases hardwood floors, a charming fireplace, and elegant pot lights. Entertain with ease as the dining room opens onto a generous deck, Fresh paint, while the custom kitchen delights with extensive cabinetry, porcelain tile floors, five stainless-steel appliances, New Fridge, New Stove, New Fan, New Furnace, New Waher&Dryer, a centre island, and granite countertops. Two separate laundry areas, plus a third bedroom with its own walk-out to a second deck, add exceptional versatility. The finished basement offers a full kitchen and a separate side entrance-perfect for an in-law suite or working from home. A beautifully landscaped garden completes the picture, all within the coveted Richview C.I. and Father Serra school area.this is a home that truly supports every stage of family life. With 4+1 bedrooms, 4 washrooms, generous principal rooms, and excellent space across multiple levels.

Key facts

Property type
Detached, Sidesplit 4
MLS®
W13788960
Bedrooms
4+1 (5 total)
Bathrooms
4
Size
2000-2500 sq ft
Lot
55 × 104.7 ft
Cross streets
Islington/Eglinton
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,232 / 2025
Days on market
34
Listing brokerage
JDL REALTY INC.

Rooms

Primary BedroomSecond4.34 × 3.69 m

hardwood floor · 3 pc ensuite · double closet

Family RoomGround5.26 × 3.97 m

hardwood floor · w/o to patio · gas fireplace

Bedroom 2Second3.43 × 3.13 m

hardwood floor · window · closet

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.59Mlikely sale price

Listed at $1,630,000. Going by how homes in Willowridge-Martingrove-Richview and the wider GTA have actually closed against their asking prices (about 97%, 16 local closings in 90 days), the likely sale price is near $1.59M, if it sells. A realistic range is $1.49M to $1.79M.

Independent value check: $1.50M. Without looking at the asking price, our model values the home itself about 8% below the ask (homes like it typically land between $1.41M and $1.57M).

Why $1.50M. The typical detached home sold in Willowridge-Martingrove-Richview over the past year went for about $1.20M (109 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $7,232 a year; the typical home sold here pays about $5,100.
  • ▲ Raises itIt is 2,000 to 2,500 sq ft; the typical home sold here is 1,100 to 1,500.
  • ▲ Raises it4+1 bedrooms and 4 baths, against 3+1 and 2 typically.
List price
$1.49MBelow recent closings$1.79MAbove recent closings

Total price vs nearby homes. Likely closing about $1.59M, from 16 recent closings in this pocket.

The market behind the math:

16sold nearby · 90 days
$1.10Mmedian sold price
98%of asking, on average
−12%prices vs a year ago
~14 dayshomes like this take to sell
34days on market so far
$5,280/moest. rent · 5 leases
3.9%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.6 months of inventory: 19 detached homes for sale in the area against 16 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $724/sqft against an area asking average of $911/sqft.

  • Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Willowridge-Martingrove-Richview: 23 of the 85 detached leases here lately were basement units, around $2,000 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 16 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.47M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits. Value driver
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Richview Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($724/sqft) is below the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Willowridge-Martingrove-Richview, so I widened the search to the surrounding area.

Based on 16 comparable homes that sold in Willowridge-Martingrove-Richview over the past two years, from 211 closings there.

What sellers nearby are askingCurrently listed nearby in Willowridge-Martingrove-Richview · asking prices
$1.55Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.50M, which is where my estimate comes from.

Per square foot, these ask about $847/sqft; this home lists at $724/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.63MThis home1.63M1.70M1.40M1.40M1.65MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Willowridge-Martingrove-Richview: $1.25M in September 2026, down 4% from a year ago, on 110 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.20M9
November 2025$1.17M17
December 2025$1.10M7
January 2026$1.34M6
February 2026$1.20M5
March 2026$1.40M9
April 2026$1.25M11
May 2026$1.22M16
June 2026$1.16M10
July 2026$1.22M8
August 2026$1.00M7
September 2026$1.25M5

Neighbourhood & location

Willowridge-Martingrove-Richview, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Islington-City Centre West
$1.54M
Stonegate-Queensway
$2.25M
Dovercourt-Wallace Emerson-Junction
$1.25M
St. Andrew-Windfields
$4.10M
Leaside
$2.15M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Westway Junior School
54%
Westway Junior SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 54% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Marcellus Catholic School · Catholic elementary1.0 km · 60% at standard
St Eugene Catholic School · Catholic elementary1.0 km · 78% at standard
Valleyfield Junior School · Public elementary1.1 km · 77% at standard
Central Etobicoke High School · Public secondary1.1 km
Kipling Collegiate Institute · Public secondary1.2 km · 46% at standard
Hilltop Middle School · Public elementary1.2 km · 62% at standard
Kingsview Village Junior School · Public elementary1.2 km · 62% at standard
St Maurice Catholic School · Catholic elementary1.3 km · 52% at standard
Transfiguration of our Lord Catholic School · Catholic elementary1.3 km · 79% at standard
School of Experiential Education · Public secondary1.6 km
All Saints Catholic School · Catholic elementary1.6 km · 65% at standard
Dante Alighieri Academy · Catholic secondary1.7 km · 55% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$7,429/mo
$305KIncome needed
5.3×Price ÷ income
$1,714Weekly cost
$58,150Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $7,429Property tax $603Total carry $8,032

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,210per month

Mortgage amount $1,304,000 · 4.49% over 25 years

$326,000Down payment (20.0%)
$1,304,000Loan before insurance
$0CMHC premium
$7,813Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,210
Property tax
$603
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,813

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$29,075
Toronto municipal land transfer tax
$29,075
Estimated closing costs
$58,150

Plus your down payment of $326,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,727/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$859,012Total interest paid
$2,163,012Total of all payments
Principal $1,304,000 Interest $859,012
YearPrincipalInterestBalance
1$29,100$57,421$1,274,900
2$30,421$56,100$1,244,479
3$31,802$54,718$1,212,677
4$33,246$53,274$1,179,431
5$34,756$51,765$1,144,675
6$36,334$50,187$1,108,342
7$37,983$48,537$1,070,358
8$39,708$46,812$1,030,650
9$41,511$45,010$989,139
10$43,396$43,125$945,744
11$45,366$41,154$900,378
12$47,426$39,095$852,952
13$49,579$36,941$803,373
14$51,830$34,690$751,542
15$54,184$32,337$697,359
16$56,644$29,877$640,715
17$59,216$27,305$581,500
18$61,904$24,616$519,596
19$64,715$21,806$454,881
20$67,653$18,867$387,228
21$70,725$15,796$316,503
22$73,936$12,584$242,567
23$77,293$9,227$165,274
24$80,802$5,718$84,471
25$84,471$2,049$0

At the end of your 5-year term

Total paid over the term
$432,602
Principal paid down
$159,325
Interest paid
$273,278
Balance remaining
$1,144,675

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Willowridge-Martingrove-Richview$5,280/mo
$63,360Gross annual rent
2.9%Cap rate after taxes and upkeep
$4,647 to $5,914Typical rent range
~31 daysTo find a tenant, on average

The suite is real income here: basements rent in Willowridge-Martingrove-Richview (23 of 85 recent detached leases were basement units, around $2,000 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $2,000 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Willowridge-Martingrove-Richview signed at a median of $4,560 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,280. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.9%
Gross yield
− Property tax $7,232− Insurance $1,400− Vacancy & upkeep $6,970Net operating income $47,758

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of JDL REALTY INC.. MLS®/PropTx.

CallRequest a showing