292 La Rose Avenue, Toronto, ON

Willowridge-Martingrove-Richview, Toronto · MLS® W14004390

$1,649,000
For Sale
Listed 6 days agoNo offer date stated
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4Bedrooms
2Bathrooms
2Garage · 4 parking
2000-2500Sq ft

About this home

In short

  • Welcome to this beautifully maintained four-level back-split on an impressive 50 x 123 ft lot in sought-after Royal York Gardens, Etobicoke.
  • The welcoming main level features generous living and dining areas with hardwood flooring and pot lights.
  • The private backyard features mature trees and a spacious concrete patio, perfect for summer entertaining and family gatherings.
  • Enjoy a peaceful, established neighbourhood with mature trees and generous lots, while being close to transit, parks, excellent schools including Father Serra and...

Welcome to this beautifully maintained four-level back-split on an impressive 50 x 123 ft lot in sought-after Royal York Gardens, Etobicoke. Offering timeless appeal, thoughtful updates and a spacious, functional layout, this four-bedroom home is ideal for family living and entertaining. The welcoming main level features generous living and dining areas with hardwood flooring and pot lights. The updated kitchen offers ample cabinetry, granite countertops, marble backsplash, ceramic flooring and a spacious peninsula with additional storage and seating. The upper level features three well-appointed bedrooms. The lower level offers a cozy family room with gas fireplace, fourth bedroom, side entrance and walk-out to the beautifully landscaped backyard. An additional large partially finished room provides flexible space for a home office, gym, recreation room, playroom or additional living area. Laundry/furnace and cold rooms, plus a huge crawl space, provide excellent storage.The private backyard features mature trees and a spacious concrete patio, perfect for summer entertaining and family gatherings. A charming front porch offers a welcoming spot to enjoy your morning coffee.Ideally located within walking distance of La Rose Park and extensive walking and cycling trails along the Humber River and Transit Trail system. Enjoy a peaceful, established neighbourhood with mature trees and generous lots, while being close to transit, parks, excellent schools including Father Serra and Richview Collegiate, and everyday amenities.

Key facts

Property type
Detached, Backsplit 4
MLS®
W14004390
Bedrooms
4
Bathrooms
2
Size
2000-2500 sq ft
Lot
50 × 123 ft
Cross streets
Islington/La Rose Ave.
Parking
2 garage · 4 parking (attached)
Driveway
Available
Basement
Crawl Space, Partially Finished
Heating
Fan Coil
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,092 / 2026
Days on market
6
Listing brokerage
ROYAL LEPAGE WEST REALTY GROUP LTD.

Rooms

BedroomUpper3.26 × 2.82 m

hardwood floor · double closet

Utility RoomLower8.00 × 5.66 m

Concrete Floor

Family RoomGround7.52 × 3.60 m

hardwood floor · gas fireplace · w/o to garden

BedroomGround3.24 × 2.84 m

hardwood floor · window

BedroomUpper3.95 × 2.94 m

hardwood floor · double closet

FoyerMain5.87 × 1.40 m

hardwood floor · ceramic floor · double closet

KitchenMain5.28 × 3.32 m

ceramic floor · granite counters · pot lights

Living RoomMain4.55 × 4.15 m

hardwood floor · crown moulding · leaded glass

LaundryLower5.36 × 3.33 m

Concrete Floor

Primary BedroomUpper3.94 × 3.52 m

hardwood floor · double closet

Dining RoomMain3.48 × 3.42 m

hardwood floor · combined w/living · window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Richview Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Willowridge-Martingrove-Richview · asking prices
$1.48Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $846/sqft; this home lists at $733/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.65MThis home1.20M1.60M1.40M1.50M1.70MThis home vs active comparables

Neighbourhood & location

Willowridge-Martingrove-Richview, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Islington-City Centre West
$1.54M
Stonegate-Queensway
$2.25M
Leaside
$2.15M
Willowdale East
$2.29M
Banbury-Don Mills
$5.50M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Valleyfield Junior School
77%
Valleyfield Junior SchoolPublic · Elementary · 1.3 km awayAbove the GTA average · 77% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
All Saints Catholic School · Catholic elementary0.8 km · 65% at standard
St Eugene Catholic School · Catholic elementary1.1 km · 78% at standard
St George's Junior School · Public elementary1.2 km · 81% at standard
St Demetrius Catholic School · Catholic elementary1.2 km · 76% at standard
Westway Junior School · Public elementary1.4 km · 54% at standard
St Marcellus Catholic School · Catholic elementary1.4 km · 60% at standard
Westmount Junior School · Public elementary1.5 km · 53% at standard
Central Etobicoke High School · Public secondary1.6 km
Dixon Grove Junior Middle School · Public elementary1.6 km · 45% at standard
Humber Valley Village Junior Middle School · Public elementary2.1 km · 85% at standard
Kingsview Village Junior School · Public elementary2.1 km · 62% at standard
Kipling Collegiate Institute · Public secondary2.1 km · 46% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$7,516/mo
$305KIncome needed
5.4×Price ÷ income
$1,734Weekly cost
$58,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $7,516Property tax $508Total carry $8,023

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,294per month

Mortgage amount $1,319,200 · 4.49% over 25 years

$329,800Down payment (20.0%)
$1,319,200Loan before insurance
$0CMHC premium
$7,802Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,294
Property tax
$508
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,802

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$29,455
Toronto municipal land transfer tax
$29,455
Estimated closing costs
$58,910

Plus your down payment of $329,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,828/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$869,025Total interest paid
$2,188,225Total of all payments
Principal $1,319,200 Interest $869,025
YearPrincipalInterestBalance
1$29,439$58,090$1,289,761
2$30,776$56,753$1,258,985
3$32,173$55,356$1,226,813
4$33,634$53,895$1,193,179
5$35,161$52,368$1,158,018
6$36,757$50,772$1,121,261
7$38,426$49,103$1,082,835
8$40,171$47,358$1,042,664
9$41,995$45,534$1,000,669
10$43,902$43,627$956,768
11$45,895$41,634$910,873
12$47,979$39,550$862,894
13$50,157$37,372$812,737
14$52,434$35,095$760,303
15$54,815$32,714$705,488
16$57,304$30,225$648,184
17$59,906$27,623$588,278
18$62,626$24,903$525,652
19$65,469$22,060$460,183
20$68,442$19,087$391,741
21$71,549$15,980$320,192
22$74,798$12,731$245,394
23$78,194$9,335$167,200
24$81,744$5,785$85,456
25$85,456$2,073$0

At the end of your 5-year term

Total paid over the term
$437,645
Principal paid down
$161,182
Interest paid
$276,463
Balance remaining
$1,158,018

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.1%
Gross yield
− Property tax $6,092− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $37,364

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE WEST REALTY GROUP LTD.. MLS®/PropTx.

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