1901-420 Mill Road, Toronto, ON

Eringate-Centennial-West Deane, Toronto · MLS® W13799372

$650,000
For Sale
Listed 32 days agoNo offer date stated
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3Bedrooms
2Bathrooms
1Garage
1200-1399Sq ft

About this home

In short

  • Bright & spacious generously sized 3-bedroom penthouse suite with beautiful views Etobicoke Creek.
  • Two fully renovated washrooms.
  • Great amenities: outdoor pool, tennis court, sauna, playground, car wash, security system, BBQ area & more.
  • Steps to Centennial Park, trails, transit, one bus to the subway, highways, airport, everyday conveniences, and schools including Josyf Cardinal Slipyj Catholic School.

Bright & spacious generously sized 3-bedroom penthouse suite with beautiful views Etobicoke Creek. Prime Etobicoke location. Huge, terrace-like balcony with unobstructed views and a gorgeous city skyline. Two fully renovated washrooms. Gorgeous laminated floors throughout. Modern kitchen with a breakfast area. Maintenance fee includes all utilities. Great amenities: outdoor pool, tennis court, sauna, playground, car wash, security system, BBQ area & more. Steps to Centennial Park, trails, transit, one bus to the subway, highways, airport, everyday conveniences, and schools including Josyf Cardinal Slipyj Catholic School. A unique combination of space, location, outdoor lifestyle and value. Do not miss!

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13799372
Bedrooms
3
Bathrooms
2
Size
1200-1399 sq ft
Cross streets
Mill Rd and Rathburn Rd
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Window Unit(s)
Exterior
Concrete
Maintenance
$959/mo
Exposure
South East
Property tax
$2,140 / 2026
Days on market
32
Listing brokerage
ROYAL LEPAGE TERREQUITY REALTY
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Silverthorn Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Eringate-Centennial-West Deane, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Markland Wood
$680K
Dovercourt-Wallace Emerson-Junction
$640K
Little Portugal
$549K
Niagara
$727K
Kensington-Chinatown
$585K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Silverthorn Collegiate Institute
68%
Silverthorn Collegiate InstitutePublic · Secondary · 1.0 km awayBelow the GTA average · 68% meet the provincial standard
Seneca SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Mill Valley Junior School · Public elementary0.2 km · 90% at standard
Hollycrest Middle School · Public elementary1.4 km · 75% at standard
Broadacres Junior Public School · Public elementary1.4 km · 55% at standard
Bloordale Middle School · Public elementary1.5 km · 69% at standard
Millwood Junior School · Public elementary1.5 km · 65% at standard
Wellesworth Junior School · Public elementary1.7 km · 58% at standard
St Clement Catholic School · Catholic elementary1.8 km · 85% at standard
Michael Power/St Joseph High School · Catholic secondary1.9 km · 78% at standard
Eatonville Junior School · Public elementary2.0 km · 75% at standard
Burnhamthorpe Collegiate Institute · Public secondary2.2 km
Mother Cabrini Catholic School · Catholic elementary2.2 km · 83% at standard
West Glen Junior School · Public elementary2.4 km · 57% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,962/mo
$140KIncome needed
4.7×Price ÷ income
$684Weekly cost
$18,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $2,962Property tax $178Condo fee $959Total carry $4,100

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,875per month

Mortgage amount $520,000 · 4.49% over 25 years

$130,000Down payment (20.0%)
$520,000Loan before insurance
$0CMHC premium
$4,013Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,875
Property tax
$178
Condo / maintenance fees
$959
Heating
$0
Estimated monthly cost
$4,013

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,475
Toronto municipal land transfer tax
$9,475
Estimated closing costs
$18,950

Plus your down payment of $130,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,480/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$342,551Total interest paid
$862,551Total of all payments
Principal $520,000 Interest $342,551
YearPrincipalInterestBalance
1$11,604$22,898$508,396
2$12,131$22,371$496,265
3$12,682$21,820$483,583
4$13,258$21,244$470,325
5$13,860$20,642$456,466
6$14,489$20,013$441,977
7$15,147$19,355$426,830
8$15,834$18,668$410,995
9$16,553$17,949$394,442
10$17,305$17,197$377,137
11$18,091$16,411$359,046
12$18,912$15,590$340,134
13$19,771$14,731$320,363
14$20,668$13,834$299,695
15$21,607$12,895$278,088
16$22,588$11,914$255,500
17$23,614$10,888$231,886
18$24,686$9,816$207,201
19$25,807$8,696$181,394
20$26,978$7,524$154,416
21$28,203$6,299$126,213
22$29,484$5,018$96,729
23$30,822$3,680$65,907
24$32,222$2,280$33,685
25$33,685$817$0

At the end of your 5-year term

Total paid over the term
$172,510
Principal paid down
$63,534
Interest paid
$108,976
Balance remaining
$456,466

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
4.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.6%
Gross yield
− Property tax $2,140− Condo fees $11,507− Insurance $600− Vacancy & upkeep $5,412Net operating income $29,541

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY REALTY. MLS®/PropTx.

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