112-420 Mill Road, Toronto, ON

Eringate-Centennial-West Deane, Toronto · MLS® W13841286

$549,500
For Sale
Listed 20 days agoNo offer date stated
2Bedrooms
1Bathrooms
1Garage
1000-1199Sq ft

About this home

In short

  • First Time Offered in Nearly 20 YearsSome homes simply don't come along very often.
  • No elevator required to get home, making everyday life effortless for all ages.
  • Lovingly maintained and thoughtfully updated throughout, this bright and spacious home features rich hardwood flooring, custom built-in cabinetry, and quality...
  • Surrounded by 8 acres of mature trees and backing onto a picturesque ravine, the setting offers a peaceful retreat while remaining just minutes from every urban...
  • Residents enjoy exclusive access to private tennis courts, an outdoor swimming pool, beautifully maintained gardens, a private park, and walking trails that wind...

**First Time Offered in Nearly 20 Years**Some homes simply don't come along very often. Welcome to one of the most desirable residences at **420 Mill Road**, a beautifully renovated move-in-ready suite in one of Etobicoke's most sought-after condominium communities. Offered for the first time in nearly two decades, this rare main-floor unit provides the convenience of stair-free living. No elevator required to get home, making everyday life effortless for all ages. Lovingly maintained and thoughtfully updated throughout, this bright and spacious home features rich hardwood flooring, custom built-in cabinetry, and quality renovations designed with both style and function in mind. Every room reflects pride of ownership, creating a home that is as inviting as it is practical. Simply unpack and enjoy. Beyond your front door, you'll discover why this community has earned such a loyal following. Surrounded by 8 acres of mature trees and backing onto a picturesque ravine, the setting offers a peaceful retreat while remaining just minutes from every urban convenience. Residents enjoy exclusive access to private tennis courts, an outdoor swimming pool, beautifully maintained gardens, a private park, and walking trails that wind through the neighbourhood's green space. Located in the heart of Etobicoke, you're just moments from Centennial Park, the Etobicoke Creek Trail, Markland Wood Golf Club, excellent shopping, restaurants, transit, and quick access to major highways, making commuting throughout the GTA remarkably convenient while still coming home to a quiet, nature-filled setting. Complete with one underground parking space, a private storage locker, and the exceptional value of all utilities included in the condominium fees, this is a rare opportunity to own a meticulously cared-for home in a building where residents tend to stay for years. Homes like this don't come up often. Enjoy your tour.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13841286
Bedrooms
2
Bathrooms
1
Size
1000-1199 sq ft
Cross streets
Burnhamthorpe Rd & Mill Rd
Parking
1 garage (underground)
Basement
None
Heating
Radiant
A/C
Wall Unit(s)
Exterior
Concrete
Foundation
Concrete
Maintenance
$811/mo
Exposure
South
Property tax
$1,749 / 2026
Days on market
20
Listing brokerage
RE/MAX PROFESSIONALS INC.

Rooms

KitchenMain2.60 × 4.83 m

hardwood floor · double doors

Bedroom 2Main2.83 × 3.36 m

window · murphy bed · hardwood floor

LaundryMain2.33 × 2.43 m

b/i closet · tile floor

Living RoomMain3.66 × 6.19 m

w/o to balcony · hardwood floor · b/i bookcase

Primary BedroomMain4.97 × 3.22 m

window · closet · hardwood floor

BathroomMain1.66 × 2.77 m

4 pc bath · tile floor

Dining RoomMain3.41 × 3.01 m

w/o to balcony · hardwood floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Silverthorn Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Eringate-Centennial-West Deane · asking prices
$504kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $470/sqft; this home lists at $500/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 7 active listings nearby.

See all comparable homes
550kThis home540k520k479k430k550kThis home vs active comparables

Neighbourhood & location

Eringate-Centennial-West Deane, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Markland Wood
$680K
Dovercourt-Wallace Emerson-Junction
$640K
Niagara
$724K
Kensington-Chinatown
$585K
Waterfront Communities C1
$610K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Silverthorn Collegiate Institute
68%
Silverthorn Collegiate InstitutePublic · Secondary · 1.0 km awayBelow the GTA average · 68% meet the provincial standard
Seneca SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Mill Valley Junior School · Public elementary0.2 km · 90% at standard
Hollycrest Middle School · Public elementary1.4 km · 75% at standard
Broadacres Junior Public School · Public elementary1.4 km · 55% at standard
Bloordale Middle School · Public elementary1.5 km · 69% at standard
Millwood Junior School · Public elementary1.5 km · 65% at standard
Wellesworth Junior School · Public elementary1.7 km · 58% at standard
St Clement Catholic School · Catholic elementary1.8 km · 85% at standard
Michael Power/St Joseph High School · Catholic secondary1.9 km · 78% at standard
Eatonville Junior School · Public elementary2.0 km · 75% at standard
Burnhamthorpe Collegiate Institute · Public secondary2.2 km
Mother Cabrini Catholic School · Catholic elementary2.2 km · 83% at standard
West Glen Junior School · Public elementary2.4 km · 57% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,504/mo
$118KIncome needed
4.6×Price ÷ income
$578Weekly cost
$14,930Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $2,504Property tax $146Condo fee $811Total carry $3,462

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,431per month

Mortgage amount $439,600 · 4.49% over 25 years

$109,900Down payment (20.0%)
$439,600Loan before insurance
$0CMHC premium
$3,387Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,431
Property tax
$146
Condo / maintenance fees
$811
Heating
$0
Estimated monthly cost
$3,387

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,465
Toronto municipal land transfer tax
$7,465
Estimated closing costs
$14,930

Plus your down payment of $109,900. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,942/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$289,587Total interest paid
$729,187Total of all payments
Principal $439,600 Interest $289,587
YearPrincipalInterestBalance
1$9,810$19,357$429,790
2$10,255$18,912$419,535
3$10,721$18,446$408,814
4$11,208$17,960$397,606
5$11,717$17,451$385,889
6$12,249$16,919$373,640
7$12,805$16,363$360,835
8$13,386$15,781$347,449
9$13,994$15,173$333,455
10$14,629$14,538$318,826
11$15,294$13,874$303,532
12$15,988$13,179$287,544
13$16,714$12,454$270,830
14$17,473$11,695$253,357
15$18,266$10,901$235,091
16$19,096$10,072$215,996
17$19,963$9,205$196,033
18$20,869$8,299$175,164
19$21,816$7,351$153,348
20$22,807$6,360$130,541
21$23,843$5,325$106,698
22$24,925$4,242$81,773
23$26,057$3,111$55,716
24$27,240$1,928$28,477
25$28,477$691$0

At the end of your 5-year term

Total paid over the term
$145,837
Principal paid down
$53,711
Interest paid
$92,126
Balance remaining
$385,889

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
4.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.4%
Gross yield
− Property tax $1,749− Condo fees $9,737− Insurance $600− Vacancy & upkeep $4,488Net operating income $24,226

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PROFESSIONALS INC.. MLS®/PropTx.

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