5624 Freshwater Drive, Mississauga, ON

Churchill Meadows, Mississauga · MLS® W13799632

$989,000
For Sale
Listed 4 days agoNo offer date stated
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3Bedrooms
3Bathrooms
1Garage · 3 parking
1500-2000Sq ft

About this home

In short

  • Location, Location, Location.
  • Ideally situated facinggreen space and a school, this bright and welcoming home features 9-foot ceilings, hardwood flooring throughout, convenient garage access,and...
  • Enjoy an open-concept layout accented with decorative columns and elegant crown moulding on the main floor.
  • Theprofessionally finished basement provides additional living space, while the backyard patio deck offers the perfect setting for outdoorentertaining.

Location, Location, Location! Beautiful semi-detached home in the highly sought-after Churchill Meadows community. Ideally situated facinggreen space and a school, this bright and welcoming home features 9-foot ceilings, hardwood flooring throughout, convenient garage access,and main floor laundry. Enjoy an open-concept layout accented with decorative columns and elegant crown moulding on the main floor. Theprofessionally finished basement provides additional living space, while the backyard patio deck offers the perfect setting for outdoorentertaining. Spacious, stylish, and move-in ready! List of Schools and Amenities is attached.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
W13799632
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
22.47 × 114.11 ft
Cross streets
Tenth Line & Thomas
Parking
1 garage · 3 parking (built-in)
Driveway
Private
Basement
Finished, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$5,945 / 2026
Days on market
4
Listing brokerage
RE/MAX REALTY SPECIALISTS INC.

Rooms

KitchenMain3.18 × 2.69 m

ceramic floor · modern kitchen · eat-in kitchen

BedroomSecond3.78 × 2.62 m

closet · wood · closet

Living RoomMain5.92 × 4.11 m

wood · open concept · combined w/dining

Dining RoomMain2.92 × 2.74 m

wood · open concept · combined w/living

Primary BedroomSecond5.49 × 3.53 m

walk-in closet(s) · 4 pc ensuite · wood

Living RoomBasement3.00 × 4.00 m

laminate · pot lights

BedroomBasement9.58 × 5.41 m

laminate · pot lights · window

KitchenBasement3.00 × 3.00 m

laminate · pot lights

FoyerMain3.78 × 1.96 m

ceramic floor · double closet · 2 pc bath

BedroomSecond3.53 × 3.02 m

closet · wood · closet

BreakfastMain3.66 × 2.72 m

ceramic floor · breakfast bar · w/o to yard

Our TakeTeam Asgarian · Broker
A small discount is typical
$972Klikely sale price

Listed at $989,000. Going by how homes in Churchill Meadows and the wider GTA have actually closed against their asking prices (about 98%, 28 local closings in 90 days), the likely sale price is near $972K, if it sells. A realistic range is $910K to $1.09M.

Independent value check: $905K. Without looking at the asking price, our model values the home itself about 9% below the ask (homes like it typically land between $848K and $948K).

Why $905K. The typical semi-detached home sold in Churchill Meadows over the past year went for about $955K (114 sales). What sets this one apart:

  • ▼ Lowers it slightly3 bedrooms and 3 baths, against 3+1 and 4 typically.
List price
$910KBelow recent closings$1.09MAbove recent closings

Total price vs nearby homes. Likely closing about $972K, from 28 recent closings in this pocket.

The market behind the math:

28sold nearby · 90 days
$960Kmedian sold price
99%of asking, on average
−7%prices vs a year ago
~19 dayshomes like this take to sell
4days on market so far
$3,371/moest. rent · 158 leases
4.1%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.6 months of inventory: 15 semi-detached homes for sale in the area against 28 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $565/sqft against an area asking average of $599/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 28 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $928K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($565/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 28 comparable homes that sold in Churchill Meadows over the past two years, from 201 closings there.

Neighbourhood & location

Churchill Meadows, Mississauga, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Central Erin Mills
$949K
Meadowvale
$906K
Lisgar
$898K
Erin Mills
$933K
Erindale
$872K

Typical asking price of active listings of the same type, per area (outliers removed). Mississauga.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,508/mo
$191KIncome needed
5.2×Price ÷ income
$1,040Weekly cost
$16,255Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $4,508Property tax $495Total carry $5,003

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,331per month

Mortgage amount $791,200 · 4.39% over 25 years

$197,800Down payment (20.0%)
$791,200Loan before insurance
$0CMHC premium
$4,826Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,331
Property tax
$495
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,826

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,255
Estimated closing costs
$16,255

Plus your down payment of $197,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$5,247/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$508,047Total interest paid
$1,299,247Total of all payments
Principal $791,200 Interest $508,047
YearPrincipalInterestBalance
1$17,904$34,066$773,296
2$18,698$33,271$754,598
3$19,528$32,442$735,069
4$20,395$31,575$714,674
5$21,300$30,670$693,374
6$22,246$29,724$671,128
7$23,233$28,737$647,896
8$24,264$27,706$623,632
9$25,341$26,629$598,291
10$26,466$25,504$571,825
11$27,640$24,330$544,185
12$28,867$23,103$515,318
13$30,148$21,822$485,170
14$31,486$20,484$453,684
15$32,883$19,086$420,801
16$34,343$17,627$386,458
17$35,867$16,103$350,591
18$37,459$14,511$313,132
19$39,121$12,848$274,010
20$40,858$11,112$233,153
21$42,671$9,299$190,482
22$44,565$7,405$145,917
23$46,543$5,427$99,374
24$48,608$3,362$50,766
25$50,766$1,204$0

At the end of your 5-year term

Total paid over the term
$259,849
Principal paid down
$97,826
Interest paid
$162,023
Balance remaining
$693,374

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 158 whole-home leases in Churchill Meadows$3,371/mo
$40,452Gross annual rent
2.9%Cap rate after taxes and upkeep
$3,152 to $3,572Typical rent range
~23 daysTo find a tenant, on average

The suite is real income here: basements rent in Churchill Meadows (47 of 302 recent detached leases were basement units, around $1,650 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,650 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 158 whole-home leases in Churchill Meadows signed at a median of $3,461 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,371. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.1%
Gross yield
− Property tax $5,945− Insurance $1,400− Vacancy & upkeep $4,450Net operating income $28,658

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTY SPECIALISTS INC.. MLS®/PropTx.

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