99 Twenty Seventh Street, Toronto, ON
Long Branch, Toronto · MLS® W13804172
About this home
In short
- Welcome to 99 Twenty Seventh Street, a custom-built 2023 home within walking distance of Lake Ontario, with parks and trails nearby.
- Set on a generous 50 X 106 ft. lot, this impressive residence offers over 4,000 sq. ft. of living space, including the finished basement, with four upstairs bedrooms...
- A striking stone façade welcomes you to thoughtfully designed interiors featuring engineered hardwood floors, approximately 9 ft.
- The custom kitchen showcases quartz countertops and backsplash, an oversized centre island, high-end stainless-steel appliances and walkout access to the deck and...
- The finished basement features a separate entrance, bedrooms, full kitchen, full bathroom and separate laundry, offering flexibility for extended family or a...
Welcome to 99 Twenty Seventh Street, a custom-built 2023 home within walking distance of Lake Ontario, with parks and trails nearby. Set on a generous 50 X 106 ft. lot, this impressive residence offers over 4,000 sq. ft. of living space, including the finished basement, with four upstairs bedrooms and six bathrooms. A striking stone façade welcomes you to thoughtfully designed interiors featuring engineered hardwood floors, approximately 9 ft. 5 in. main-floor ceilings, crown moulding and a solid wood staircase with metal railings. The custom kitchen showcases quartz countertops and backsplash, an oversized centre island, high-end stainless-steel appliances and walkout access to the deck and backyard. Entertain in the spacious formal dining room or relax beside the living room's custom electric fireplace beneath a coffered ceiling. Each upstairs bedroom enjoys its own ensuite and custom closet organizers, while the primary suite features a walk-in closet and an ensuite with a freestanding tub and oversized glass shower. An oversized skylight and second-floor laundry add everyday comfort. The finished basement features a separate entrance, bedrooms, full kitchen, full bathroom and separate laundry, offering flexibility for extended family or a potential nanny or in-law suite, or even for rental potential. Enjoy an east-facing fenced backyard, a double garage with epoxy flooring and EV charging, and six total parking spaces. Convenient to shopping, restaurants, transit and highways.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13804172
- Bedrooms
- 4+2 (6 total)
- Bathrooms
- 6 (1 half)
- Size
- 2500-3000 sq ft
- Lot
- 50 × 106 ft
- Cross streets
- Lake Shore Blvd and Twenty Seventh St
- Parking
- 2 garage · 6 parking (built-in)
- Driveway
- Private Double
- Basement
- Finished, Separate Entrance, Apartment
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $11,080 / 2026
- Days on market
- 32
- Listing brokerage
- CENTURY 21 HERITAGE GROUP LTD.
Rooms
hardwood floor · open concept · combined w/kitchen
hardwood floor · combined w/dining · crown moulding
3 pc ensuite · large closet · hardwood floor
open concept · combined w/kitchen · fireplace
open concept · combined w/living · w/o to sundeck
3 pc ensuite · large closet · hardwood floor
4 pc ensuite · large closet · hardwood floor
4 pc ensuite · walk-in closet(s) · hardwood floor
open concept · combined w/office · combined w/kitchen
open concept · centre island · w/o to deck
hardwood floor · combined w/kitchen · electric fireplace
Listed at $2,699,000. Going by how homes in Long Branch and the wider GTA have actually closed against their asking prices (about 99%, 12 local closings in 90 days), the likely sale price is near $2.68M, if it sells. A realistic range is $2.51M to $3.02M.
Independent value check: $2.28M. Without looking at the asking price, our model values the home itself about 16% below the ask (homes like it typically land between $2.13M and $2.39M).
Why $2.28M. The typical detached home sold in Long Branch over the past year went for about $1.26M (48 sales). What sets this one apart:
- ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $11,080 a year; the typical home sold here pays about $5,800.
- ▲ Raises it stronglyIt is 2,500 to 3,000 sq ft; the typical home sold here is 1,100 to 1,500.
- ▲ Raises it strongly4+2 bedrooms and 6 baths, against 3+1 and 2 typically.
- ▲ Raises it slightly2 garage and 6 total parking spaces, against 1 and 4 typically.
Total price vs nearby homes. Likely closing about $2.68M, from 12 recent closings in this pocket.
The market behind the math:
About 1.5 months of inventory: 6 detached homes for sale in the area against 12 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $981/sqft against an area asking average of $923/sqft.
- Separate-entrance basement apartment features. A finished 2 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Long Branch: 15 of the 94 detached leases here lately were basement units, around $1,700 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 12 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.33M. Condition and finishes remain an in-person call.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Primary suite: a key comfort and resale feature. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit
The assigned public school is Twentieth Street Junior School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Long Branch, so I widened the search to the surrounding area.
Based on 12 comparable homes that sold in Long Branch over the past two years, from 102 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $2.28M, which is where my estimate comes from.
Per square foot, these ask about $955/sqft; this home lists at $981/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Toronto: $1.20M in September 2026, down 1% from a year ago, on 7,360 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.25M | 739 |
| November 2025 | $1.21M | 596 |
| December 2025 | $1.14M | 384 |
| January 2026 | $1.20M | 285 |
| February 2026 | $1.23M | 453 |
| March 2026 | $1.34M | 580 |
| April 2026 | $1.31M | 777 |
| May 2026 | $1.30M | 861 |
| June 2026 | $1.25M | 772 |
| July 2026 | $1.17M | 684 |
| August 2026 | $1.19M | 552 |
| September 2026 | $1.20M | 677 |
Neighbourhood & location
Long Branch, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 6 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 21, 2026); conventional rates run a little higher.
Mortgage amount $2,159,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $11,939
- Property tax
- $923
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $12,862
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $53,950
- Toronto municipal land transfer tax
- $53,950
- Estimated closing costs
- $107,900
Plus your down payment of $539,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $716,315
- Principal paid down
- $263,814
- Interest paid
- $452,501
- Balance remaining
- $1,895,386
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in Long Branch (15 of 94 recent detached leases were basement units, around $1,700 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,700 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 7 whole-home leases in Long Branch signed at a median of $5,673 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $6,023. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 HERITAGE GROUP LTD.. MLS®/PropTx.